By: Gary Parkinson on February 27, 2015
The Worst Credit Card Passwords Are The Easiest To Crack

Passwords are among the most important security features in today’s digital era. Passwords have the power to keep your personal information safe, if they are used appropriately. But an unsecure password will do little to deter scammers from stealing your information.

By: Nelson Smith on February 25, 2015
Ways to Save Wednesdays: Travel (and Get Warm) on the Cheap

As winter in Canada drags on into its 10th month (author’s estimate), I imagine most of you reading this are starting to get a little sick of the indoors. Patio and shorts weather just can’t come fast enough.

Which is why many Canadians throw off the shackles of winter for a holiday lounging in sunny Mexico or Cuba, drink in their hand while enjoying a nice ocean breeze. But who wants to pay retail for a vacation like that?
 
Here are 5 ways you can save serious cash on your next tropical getaway.

By: Nelson Smith on February 24, 2015
What Happens to Your Mortgage Payment if Interest Rates Go Up?

When deciding whether to take a fixed or a variable rate mortgage, there are many things to consider. But for most people, one factor overwhelms the whole thought process: if mortgage rates jump up, will I be stuck paying hundreds more each month in payments?

It’s a very legitimate concern, especially in today’s world of ultra-low interest rates and inflated real estate prices. Let’s take a closer look at this complex issue.

By: Nelson Smith on February 19, 2015
Financing Your Vehicle? Here's How to Get the Best Deal

According to a study by Maritz Research, approximately 25% of people will pay cash for their next vehicle purchase. That leaves 75% of us who are either going to have to get financing or end up taking the bus.

The world of auto financing can be a scary and dangerous place, especially for people who haven’t done it before. But fear not; we have some great tips that will save you money and hopefully calm your anxiety about the whole experience.

 

By: Nelson Smith on February 18, 2015
Ways to Save Wednesdays: How to Save Serious Cash on Groceries

It’s Wednesday, which means it’s time for another money saving post from LowestRates.ca!

For most people reading this, groceries are likely the 3rd biggest expense you have each month, after shelter and transportation. A small family can easily spend hundreds of dollars per month on groceries, and that’s not even counting restaurant costs.
 
Here are 4 easy ways to save some cash the next time you head to the grocery store.

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By: Nelson Smith on February 12, 2015
Switching Car Insurance Providers? Read This First

It’s happened to all of us. You’re halfway through your contract and you find a better deal somewhere else. 

Sometimes you just suck it up and keep paying, knowing that you’re bound by the terms of the deal and have little hope of getting out of it. The people who have tried to extricate themselves from a mortgage or cell phone contract know the feeling.
 
But what's the case for car insurance? Let’s take a closer look.

 

By: Nelson Smith on February 11, 2015
Ways to Save Wednesdays: How to Get Cheap Travel Insurance

I’m currently spending a little time away from Canada, traveling for the next five or so months in Asia, mostly in South Korea. My girlfriend got a job teaching English there, and I was not about to pass up the opportunity to join her.

Although just about all of Asia has very reasonable health care costs -- U.S. citizens will often travel to the region to get cheap medical care -- I opted to take out travel insurance. I wanted peace of mind knowing that I would be covered if something bad happened to me, like if North Korea found out I watched The Interview.
 
Of course, I also wanted to do so in the cheapest way possible. Here’s how I saved more than $200 on travel insurance.

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