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Home Trust credit cards

Compare credit card offers from Home Trust, a credit card provider for Canadians with bad credit or no credit.

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Home Trust Secured No-Fee VISA
Home Trust Secured No-Fee VISA image
Annual fee $0
Cash deposit $500 Minimum deposit required
Bonus offer N/A
Card details
Network
VISA
Provider
Home Trust
Fees and interest
Annual fee
$0
Purchase interest rate
19.99%
Cash advance rate
19.99%
Balance transfer rate
N/A
Card description
  • Your credit limit is set at the amount of the deposit. Put down as little as $500, or as much as $10,000
  • No annual fee required. Simply put down a deposit and start using your card!
  • Excellent opportunity to establish your credit rating
  • Your credit limit is set at the amount of your security deposit
  • Great for those who pay their bills on time and in full
  • Get all the benefits of VISA while re-building your credit:
  • Make purchases over the phone or online
  • Plan and book a vacation
  • Access cash anytime anywhere from over 1 million ATMs around the world displaying the Visa or Plus logo
  • Shop at over 24 million locations worldwide
Home Trust Secured VISA
Home Trust Secured VISA image
Annual fee $59 or $5/month
Cash deposit $500 Minimum deposit required
Bonus offer N/A
Card details
Network
VISA
Provider
Home Trust
Fees and interest
Annual fee
$59
or $5/month
Purchase interest rate
14.90%
Cash advance rate
19.80%
Balance transfer rate
N/A
Card description
  • Excellent opportunity to establish your credit rating
  • Your credit limit is set at the amount of your security deposit
  • Get all the benefits of VISA while re-building your credit:
  • Make purchases over the phone or online
  • Plan and book a vacation
  • Access cash anytime anywhere from over 1 million ATMs around the world displaying the Visa or Plus logo
  • Shop at over 24 million locations worldwide
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Home Trust credit cards

 

Home Trust Company is a well-known Canadian credit card provider headquartered in Toronto, Ontario. Founded in 1977, Home Trust operates as a subsidiary of Home Capital Group Inc., a publicly-owned company trading on the TSX.

Home Trust prides itself on being a different kind of credit card provider — one that meets the needs of Canadians who don't always have the benefit of a conventional credit profile. Home Trust caters to borrowers who have poor credit histories or who are self-employed. If you're an entrepreneur, you'll love Home Trust because the company looks at the whole picture when making credit decisions instead of just relying on traditional metrics — something the big banks don't always do.

You'll also find that the guaranteed credit cards offered by Home Trust are among the best on the market, with low annual fees, reasonable interest rates, and high limits.

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