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Tangerine credit cards

Compare credit card offers from Tangerine, the largest direct-to-customer financial institution in Canada.

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Tangerine Money-Back Credit Card
Tangerine Money-Back Credit Card image
Annual fee $0
Rewards rate 2% Cash back on two categories of your choice
Bonus offer N/A
Card details
Fees and interest
Annual fee
Purchase interest rate
Cash advance rate
Balance transfer rate
Card description
  • Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.5% Money-Back Rewards on all other purchases
  • Get three 2% Money-Back Categories if you choose to have your Rewards deposited into your Tangerine Savings Account, or two 2% Money-Back Categories if your Rewards are deposited back onto your Credit Card
  • No limit on the amount of Money-Back Rewards you can earn
  • No annual fee
  • 2.5% Foreign Conversion Fee
  • Free Cards for Authorized Users on your Account
  • Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.
  • Change your 2% Money-Back Categories to suit your spending.
  • Orange Alerts are emailed to you so that you’re up-to-date on what's happening in your Account.
  • Purchase Assurance and Extended Warranty
  • Accepted worldwide at more than 24 million locations in over 210 countries
  • MasterCard Zero Liability
  • Extended Warranty
  • Free Supplementary Card
  • Purchase Protection
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Tangerine credit cards


Tangerine’s Money-Back credit card was voted Canada’s 2016 Product of the Year in the financial services category. The highly-praised card offers unlimited cash back, a great rewards rate (2% in some categories), plus a host of other features — all with no annual fee. You can even deposit your rewards straight into your savings account every month, or automatically apply your rewards toward your balance.

Tangerine began life in 1997 as ING DIRECT Canada, and although its name changed in 2014, the company’s approach to banking hasn’t. Tangerine continues to be known as the place that “saves Canadians money” through innovative, easy-to-understand financial products, fresh ideas, and great customer service.

It’s a formula that works: almost 2 million Canadians bank with Tangerine and those clients are doing a lot more than just opening savings accounts. Tangerine now offers credit cards, mortgages, investment funds, and retirement accounts.

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