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From weekend trips to treks across the country, more and more Canadians are hitting the open road in an RV. And since RVs are unique, serving as both a home and a vehicle, RV insurance policies are a little different too.

In addition to collision, bodily injury, and liability coverage, RV insurance also includes emergency expense coverage, which pays the cost of hotels and transportation in the event that your vehicle is compromised. RV insurance also covers personal items inside your RV, so if your belongings are lost or stolen, you can fall back on your policy. Just think of your RV insurance as auto, home, and travel coverage rolled into one.