Get this card

American Express® Business Gold Rewards Card®

American Express® Business Gold Rewards Card®

Apply Now
Network Provider
American Express
Provider
American Express
Types
Rewards
Business
Annual fee
$199
Purchase interest rate
20.99%
Cash advance rate
N/A
Balance transfer rate
N/A
Credit Needed
Good (650-749)

Card description

Earn up to 110,000 bonus Membership Rewards® points

  • Earn a welcome bonus of 70,000 Membership Rewards® points after spending $5,000 in purchases within the first three months of Cardmembership.
  • Plus, earn 10,000 bonus points when you charge $20,000 in net purchases to your Card account each calendar quarter. This could add up to 40,000 points every year.
  • That’s up to $1,100 in statement credits that can be reinvested in your business.

Earn points that you can redeem in a variety of ways

  • Earn 1 Membership Rewards point for every dollar in purchases charged to the Card and get the most out of your business expenses.
  • Enjoy an exceptional line-up of rewards redemption options for you and your business, including travel, dining, entertainment, gift cards, merchandise, and more with Membership Rewards program.
  • Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan®* and Avios.

Unlock business possibilities with a full suite of business management tools that give you more control over your business - anytime and anywhere

  • Take advantage of purchasing power that grows with your business with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history
  • Maximize your cash flow with up to 55 interest free days so you can keep more cash on hand when you need it most.
  • Pay for business expenses over time with Flexible Payment Option
  • This charge card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full charge. This rate is effective from the day account is opened. Interest rate of 19.99% applies to your Flexible Payment Option balance. This rate is effective from the day the Flexible Payment Option is first available on your account.

Access comprehensive insurance coverage for your travel needs.

  • Access Travel Emergency Assitance, and up to $100,000 Travel Accident Insurance when you fully charge your tickets to your Busniess Gold Rewards Card. 
  • Plus, access Lost of Stolen Baggage Insurance, Flight Delay Insurance, and Baggage Delay Insurance when you fully charge your airline tickets to your Busniess Gold Rewards Card. 
  • Save money when travelling with complimentary Car Rental Theft and Damage Insurance. 

Acess coverage that can protect your business purchases when you charge the full price of eligible items to your Busniess Gold Rewards Card. 

  • Protect your eligible purchases against accidental physical damage and theft fo rup to 90 days with Purchase Protection® Plan
  • Double the manufacturer's original warranty up to one additional year with Buyer's Assurance® Protection Plan

Access to coverage for mobile devides purchased for business use. 

  • Access Mobile Device Insurance of up to $1,000 in the event of theft, loss or accidental damage, anywhere in the world, when you fully charge or finance the purchase price of an eligible mobile device on your Busniess Gold Rewards Card.

 

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.

Card Features

  • Employee Card Misuse Protection
  • Entertainment Benefits
  • Extended Warranty
  • Purchase Protection
  • Rental Car Insurance
  • Travel Benefits
  • Travel Insurance

About This Card

Business owners with excellent credit scores can apply for the American Express Business Gold Rewards card. 

Cardholders earn one point for every dollar spent on eligible purchases with the card. They also have the ability to customize their rewards plan: American Express lets you choose three merchants where you’ll earn twice the points whenever you shop there. The maximum points you can earn annually is 250,000.

You can get a head start on maxing out your points with the American Express Business Gold Rewards' welcome bonus. After you charge $5,000 to your card within the first three months of ownership, 70,000 points will be added to your account.  Also, after charing $20,000 in net purchases to your Card account each calendar quarter, you'll earn an additional 10,000 Membership Rewards® points (that's up to 40,000 points for the year!).

This charge card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full charge. This rate is effective from the day account is opened. Interest rate of 19.99% applies to your Flexible Payment Option balance. This rate is effective from the day the Flexible Payment Option is first available on your account.

The card has other advantages for business owners, including quarterly and annual expense management reports, dynamic purchasing power, and 24-hour customer service.  

 

Why get the American Express Business Gold Rewards Card?

110,000-point bonus -  American Express Business Gold Rewards card members are eligible to receive a welcome bonus of 70,000 rewards points—about $700 in cash. To obtain these points, the cardholder must spend $5,000 within three months of activating the card.  Plus earn 10,000 bonus points when you charge $20,000 in net purchases to your Card account each calendar quarter. That’s a total of up to 40,000 points every year. If redeemed for a statement credit, this is $1,100 that you can reinvest in your business.

It mixes business and pleasure - Yes, this is a business card, but it still offers perks. The American Express Business Gold Rewards card is partnered with The Hotel Collection, which has over 600 member hotels and resorts in over 30 countries.

When holders of the American Express Business Gold Rewards book a stay with one of these member hotels through  American Express Travel, they're entitled to the following extras: 

  • A credit of up to $100 USD for amenities like spa treatments, golf, and dining experiences (room service excluded).   
  • A complimentary room upgrade at check-in, when available.

Transfer your points - For no extra charge, points can be transferred to competing frequent flyer and loyalty programs, including Aeroplan and Avios.

Apply Now

High praise for LowestRates.ca

May 19
Very simple and quick
Very simple and quick
Shannah B
May 17
Customer service was great
Customer service was great
Nur
May 17
Good service and information
Good service and information
Reta
May 17
questions answered
questions answered
Aaron Ridsdale
May 16
Excellent customer seevice
Excellent customer seevice
Dave Roach
May 13
Agent listened and answered all…
Agent listened and answered all questions. She was very thorough and quick!
Ben Reginella
May 11
Simply professional and pleasant
Simply professional and pleasant Thank you 👍
Eric Ifrah
May 11
Very polite and explained themselves…
Very polite and explained themselves well
Marilyn Bergeron
May 10
Easy & Professional
Easy, fast, efficient & professional.
Nancy
May 9
Great service
Great service Very pleasant to talk to
Joesph Vachon
May 6
Fast and easy
They phoned me literally within 30 seconds after my search and helped answer all...
Haley Adkins
May 5
I got the lowest rates I was looking…
I got the lowest rates I was looking for. Thank you.
Muhammed Ibrahim
May 4
Great service. Quick results .
Had a great experience with LowRates !
Amani Elasad
May 4
Quick and easy to follow
Quick and easy to follow, Follow up was with 2 hours, Saved a lot of money!
Robert Spero
April 28
Great overall experience
From start to finish they were on top of everything. Got the best rate I could f...
Adrian