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Scotia Momentum® VISA Infinite* Card

Scotia Momentum® VISA Infinite* Card

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Network Provider
Annual fee
$120 $0 for the first year
Purchase interest rate
Cash advance rate
Balance transfer rate
Credit Needed
Excellent (750-900)

About This Card

The Scotia Momentum VISA Infinite card is a cash back rewards card that is available to those with an excellent credit score.

The Scotia Momentum VISA Infinite card offers cardholders 1% cash back on just about any purchase. In addition, 4% cash back can be made on bill payments and grocery purchases, while 2% cash back is awarded when you spend at gas stations and on taxis and ride-shares. 

On top of that, you'll get the card's $120 annual fee waived for the first year. 

Beyond the cash back incentives, Scotia Momentum VISA Infinite cardholders are also rewarded with exclusive experiences, including one-of-a-kind dining and entertainment adventures. Cardholders also have travel benefits.

The Scotia Momentum VISA Infinite card has a minimum credit limit of $5,000 and offers competitive interest rates at 20.99% on purchases, and 22.99% on cash advances.

Why get the Scotia Momentum VISA Infinite card?

$0 Annual fee for the first year - The annual $120 fee is waived for the first year. The annual fee of $50 for each supplementary card will also be waived.

Opportunities to earn cash back - There are plenty of opportunities to earn cash back on your purchases: 4% on bills and groceries; 2% on gas and transit, and 1% on everything else.  

Strong reputation - The Scotia Momentum VISA Infinite card ranks among the most popular and highest reputed cash-back cards in Canada. It is trusted across the country for its built-in security features and reliable customer service.

Mobile device insurance - The Scotia Momentum Visa Infinite card offers insurance coverage for smartphones purchased with the card. 

Exclusive dining and entertainment rewards - The Scotia Momentum VISA Infinite card offers cardholders exclusive dining and entertainment experiences. The Visa Infinite Music Series gives cardholders access to VIP music events. The Visa Infinite Dining Series allows foodies to dine with some of the biggest names in the culinary world, and experience food and wine in private settings. Additionally, the Wine Country Wonders offers wine tastings and tours of over 60 wineries in British Columbia and Ontario to members.

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