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Scotia Momentum® VISA Infinite*

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Card details
Network provider
VISA
Provider
Scotiabank
Card type
Rewards
Credit needed
Excellent
Fees and interest
Annual fee
$99
$0 for the first year
Purchase interest rate
19.99%
Cash advance rate
22.99%
Balance transfer rate
22.99%
Credit score required
Excellent (750-900) Good (650-749) Fair (575-649) Bad (300-574)

The Scotia Momentum VISA Infinite card is a cash back rewards card that is available to those with an excellent credit score.

The Scotia Momentum VISA Infinite card offers cardholders 1% cash back on just about any purchase. In addition, 4% cash back is rewarded for purchases made at gas stations and grocery stores, while 2% cash back is given for shopping at participating drug stores and on reoccurring bill payments.  

But here's where it gets really good: Anyone who applies and is approved for the card by Feb. 28, 2019, will earn a whopping 10% back on eligible purchases for the first three months of card ownership. The maximum cash back you can earn is $200 (you'll need to spend $2,000 to max out your cash back).   

On top of that, you'll get the card's $99 annual fee waived for the first year. 

Beyond exceptional cash back incentives, Scotia Momentum VISA Infinite cardholders are also rewarded with exclusive experiences, including one-of-a-kind dining and entertainment adventures. Cardholders also have travel benefits.

The Scotia Momentum VISA Infinite card requires a $5,000 minimum limit and offers competitive interest rates at 19.99% on purchases, and 22.99% on balance transfers and Scotia credit card cheques.

Why get the Scotia Momentum VISA Infinite card?

$0 Annual fee for the first year - If the Scotia Momentum VISA Infinite card is acquired before Feb. 28, 2019, the annual $99 fee is waived for the first year. The annual fee of $30 for each supplementary card will also be waived.

Strong reputation - The Scotia Momentum VISA Infinite card ranks among the most popular and highest reputed cash-back cards in Canada. It is trusted across the country for its built-in security features and reliable customer service.

Exclusive dining and entertainment rewards - The Scotia Momentum VISA Infinite card offers cardholders exclusive dining and entertainment experiences. The Visa Infinite Music Series gives cardholders access to VIP music events. The Visa Infinite Dining Series allows foodies to dine with some of the biggest names in the culinary world, and experience food and wine in private settings. Additionally, the Wine Country Wonders offers wine tastings and tours of over 60 wineries in British Columbia and Ontario to members.