Get this card

Scotia Momentum® VISA Infinite* Card

Scotia Momentum® VISA Infinite* Card

Apply Now
Network Provider
VISA
Provider
Scotiabank
Type
Rewards
Annual fee
$120 $0 for the first year
Purchase interest rate
20.99%
Cash advance rate
22.99%
Balance transfer rate
22.99%
Credit Needed
Excellent (750-900)

Card description

  • Welcome Offer: Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases)1. Plus, no annual fee in the first year, including on supplementary cards1.
  • No annual fee in the first year, including on supplementary cards.1
  • 4% on eligible recurring bill payments and grocery store purchases 
  • 2% on eligible gas station and daily transit purchases 
  • 1% cash back on all other eligible everyday purchases
  • Complimentary Concierge Services 24/7
  • Visa Infinite Dining Series
  • Visa Infinite Music Series
  • Wine Country Wonders
  • Luxury Hotel Privileges
  • Comprehensive Travel Insurance & New Mobile Device Insurance coverage
  • Rates, fees and other information are effective as of Mar 1, 2021. Subject to change.

About This Card

The Scotia Momentum VISA Infinite card is a cash back rewards card that is available to those with an excellent credit score.

The Scotia Momentum VISA Infinite card offers cardholders 1% cash back on just about any purchase. In addition, 4% cash back can be made on bill payments and grocery purchases, while 2% cash back is awarded when you spend at gas stations and on taxis and ride-shares. 

If you open an account by May 1, 2022, earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases)1. Plus, no annual fee in the first year, including on supplementary cards1,

Scotia Momentum VISA Infinite cardholders are also rewarded with exclusive experiences, including one-of-a-kind dining and entertainment adventures. Cardholders also have travel benefits.

The Scotia Momentum VISA Infinite card has a minimum credit limit of $5,000 and offers competitive interest rates at 20.99% on purchases, and 22.99% on cash advances.

Why get the Scotia Momentum VISA Infinite card?

$0 Annual fee for the first year - When you open an account by February 28, 2022 the annual $120 fee is waived for the first year. The $50 annual fee for supplementary cards will also be waived.

Opportunities to earn cash back - There are plenty of opportunities to earn cash back on your purchases: 4% on bills and groceries; 2% on gas and transit, and 1% on everything else.  

Strong reputation - The Scotia Momentum VISA Infinite card ranks among the most popular and highest reputed cash-back cards in Canada. It is trusted across the country for its built-in security features and reliable customer service.

Mobile device insurance - The Scotia Momentum Visa Infinite card offers insurance coverage for smartphones purchased with the card. 

Exclusive dining and entertainment rewards - The Scotia Momentum VISA Infinite card offers cardholders exclusive dining and entertainment experiences. The Visa Infinite Music Series gives cardholders access to VIP music events. The Visa Infinite Dining Series allows foodies to dine with some of the biggest names in the culinary world, and experience food and wine in private settings. Additionally, the Wine Country Wonders offers wine tastings and tours of over 60 wineries in British Columbia and Ontario to members.

Apply Now

® Registered Trademark of the Bank of Nova Scotia.
™ Trademark of The Bank of Nova Scotia.
* Visa Int./Licensed User.

The Scotia Momentum Visa Infinite Card is issued by The Bank of Nova Scotia (the "Bank") and applications for this card are subject to approval by the Bank. See the application disclosure statement when you select "Apply Now" for full rates and fees that apply to this card.
 

1. To qualify for these offers make sure to open a new Scotia Momentum® Visa Infinite* credit card account by February 28, 2022.
2. To earn 10% cash back, make sure to use your new card to make everyday eligible purchases and earn 10% cash back on the first $2,000 you spend in your first 3 months from account opening.
Once you qualify, we'll credit your account in 2 instalments:

1. Bonus Cash Back: The amount earned under the Cash Back Bonus Rate will be credited to your Account within 7 months from the account open date; and
2. Regular Cash Back: The amount earned under your regular Cash Back Program Rate will be credited to your Account according to the regular cash back payment schedule as set out under the Program (i.e., November).

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for these offers.

See terms and conditions below for full details.

High praise for LowestRates.ca

Excellent
Based on 427 reviews
May 18
Sandra was amazingly personable
Sandra was amazingly personable, efficient and knowledgeable. Kudos! A great ser...
Rachel Constantine
May 13
Car and home insurance
It was great experience and very helpful for what I needed!!!!
Maria GEstrela
May 11
Very accurate quotes that are fast …
Very accurate quotes that are fast thanks guys
BaselFarhat
May 10
Very pleasant and helpful
Very pleasant and helpful. No pressure there for the client
Dakota JCooper
May 6
Great help and very nice people
Great help and very nice people, got everything figured out fast!
Rhianna
May 5
They so friendly and informative
They so friendly and informative! Keep it up
Emmanuel CVillafuerte
May 5
Quick and courteous follow-up
Quick and courteous follow-up, connected me with a broker instantly.
Taylor
April 27
Great experience
Was great, provided a few quotes and I felt no pressure to accept any of them. I...
Andrew
April 19
This company does Follow up and Follow…
This company does Follow up and Follow through and that is so necessary because ...
Wendy Kinsey
April 13
Quick to respond and very competitive…
Quick to respond and very competitive rates offered.
Vincent EdwardWarren
April 13
Awesome service easy to deal with fast…
Awesome service easy to deal with fast and friendly
ZacharyLuesby
April 12
very fast service
very fast service, polite, efficient
Prashant
April 11
yes it was quick and easy
yes it was quick and easy, like 100%
JackLeblanc
April 8
I spoke with Barb and she was very…
I spoke with Barb and she was very polite knowledgeable and friendly and profess...
Elena LiaBogdan
April 4
Excellent
Its a good experience.
AnjoeTharakan Antony