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Scotiabank®* Gold American Express® Card

Scotiabank®* Gold American Express® Card

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Network Provider
American Express
Provider
Scotiabank
Type
Rewards
Annual fee
$120 $0 for the first year
Purchase interest rate
20.99%
Cash advance rate
22.99%
Balance transfer rate
22.99%
Credit Needed
Excellent (750-900)

Card description

  • Earn up to $850* in value in the first 12 months, including up to 45,000 bonus Scene+ points and first year annual fee waived1. Offer ends 30 April 2023.
  • You’ll earn 6X Scene+ points for each $1 CAD charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
  • Earn 5 Scotia Scene+ points for every $1 you spend at eligible grocery stores, dining and entertainment - Plus, no annual fee in the first year, including on supplementary cards1.
  • Earn 3 Scotia Scene+ points for every $1 you spend at eligible gas stations, daily transit, and select streaming services
  • Earn 1 point for every $1 you spend on all other eligible everyday purchases
  • Complimentary Concierge Services 24/7
  • Amex exclusive benefits (Front Of The Line)
  • Rates, fees, offers and other information are effective as of Mar 1, 2021. Subject to change.

About This Card

The Scotiabank®* Gold American Express® Card offers rewards for everyday transactions and provides Cardholders with a multitude of travel benefits. The card is available to those with good credit ratings.  

Cardholders earn Scotia Scene+ points. Here's how the earn rate breaks down:

  • 5 points for every $1 spent at eligible grocery stores, dining, and entertainment.
  • 3 points for every $1 spent on gas, daily transit, and eligible streaming services. 
  • 1 point for every $1 spent on all other purchases.  

If you open an account by April 30, 2023, you can earn up to 45,000 bonus Scotia Scene+ points in your first year (that's up to $450 towards travel).  Plus, your annual fee will be waived for the first year.  

Here's how you can earn up to 40,000 bonus Scotia Scene+ points: first, you can earn 25,000 bonus Scotia Scene+ points when you make at least $1,000 in everyday eligible purchases made within the first 3 months. Plus, for a limited time, earn another 20,000 bonus Scotia Scene+ points when you spend at least $7,500 on everyday eligible purchases in your first year. 

The Scotiabank®* Gold American Express® Card offers numerous travel benefits, including discounts and special offers on hotels, flights, car rentals and cruise and vacation packages. Cardholders also receive access to Priority Pass Lounges worldwide and complimentary concierge services. Transactions made in foreign currency are subject to a fee of 2.5%.

With flexible point redemption, Cardholders can redeem their points to purchase travel online or on the phone through Scotiabank’s full-service travel agency. Alternatively, Cardholders can redeem their points to pay for travel they book on their own.

Why get the Scotiabank®* Gold American Express® Card?

Everyday bonus points -  All purchases earn Cardholders Scotia Rewards points, but accumulation is accelerated by earning up to 4x the points on practical, everyday purchases.

Service, whenever you need it  -  All cardholders have access to complimentary concierge services that are available 24/7. 

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Earn up to $850* in value in the first 12 months, including up to 45,000 bonus Scene+ points and first year annual fee waived.1

To qualify for the 45,000 bonus Scene+ points offer:

  1. Open an account by April 30,2023 and earn 25,000 bonus Scene+ points by making at least $1000 in everyday eligible purchases posted to the new account in your first 3 months.
  2. Plus, for a limited time, you are eligible to earn a 20,000 Scene+ point bonus when you spend at least $7500 in everyday eligible purchases in your first year.

Once you qualify, we’ll credit your account in 2 instalments:

  1. 25,000 bonus Scene+ points will be credited to your account within approximately 2-3 business days following the qualifying $1000 in net purchases being posted to your account in your first 3 months.
  2. An additional 20,000 bonus Scene+ points will be credited within approximately 2-3 business days after you have met the $7500 annual spend threshold in your first year.

First Year Annual Fee Waiver Offer:

We will waive the annual fee for the primary card issued before April 30, 2023, on the Account for the first year only. 

To qualify for these offers, make sure to open a new Scotiabank American Express credit card account by April 30, 2023. Terms and conditions apply.

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank personal credit card in the past 2 years, including those that switch from an existing Scotiabank personal credit card, as well as employees of Scotiabank, are not eligible for this offer. See terms and conditions below for full details.

Offer may be changed, cancelled, or extended at any time without notice and cannot be combined with any other offers.  

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