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Scotiabank®* Gold American Express® CardApply Now
- Network Provider
- American Express
- Annual fee
- $120 $0 for the first year
- Purchase interest rate
- Cash advance rate
- Balance transfer rate
- Credit Needed
- Excellent (750-900)
- Earn up to $650* in value in the first 12 months, including up to 40,000 bonus Scene+ points and first year annual fee waived1. Offer ends October 31, 2023.
- You’ll earn 6X Scene+ points for each $1 CAD charged to your account on all eligible purchases1 at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
- Earn 5 Scotia Scene+ points for every $1 you spend at eligible grocery stores, dining and entertainment - Plus, no annual fee in the first year, including on supplementary cards1.
- Earn 3 Scotia Scene+ points for every $1 you spend at eligible gas stations, daily transit, and select streaming services
- Earn 1 point for every $1 you spend on all other eligible everyday purchases
- Complimentary Concierge Services 24/7
- Amex exclusive benefits (Front Of The Line)
- Rates, fees, offers and other information are effective as of Mar 1, 2021. Subject to change.
About This Card
The Scotiabank®* Gold American Express® Card offers rewards for everyday transactions and provides Cardholders with a multitude of travel benefits. The card is available to those with good credit ratings.
Cardholders earn Scotia Scene+ points. Here's how the earn rate breaks down:
- 5 points for every $1 spent at eligible grocery stores, dining, and entertainment.
- 3 points for every $1 spent on gas, daily transit, and eligible streaming services.
- 1 point for every $1 spent on all other purchases.
If you open an account by October 31, 2023, you can earn up to 40,000 bonus Scotia Scene+ points in your first year (that's up to $400 towards travel). Plus, your annual fee will be waived for the first year.
Here's how you can earn up to 40,000 bonus Scotia Scene+ points: first, you can earn 20,000 bonus Scotia Scene+ points when you make at least $1,000 in everyday eligible purchases made within the first 3 months. Plus, for a limited time, earn another 20,000 bonus Scotia Scene+ points when you spend at least $7,500 on everyday eligible purchases in your first year.
The Scotiabank®* Gold American Express® Card offers numerous travel benefits, including discounts and special offers on hotels, flights, car rentals and cruise and vacation packages. Cardholders also receive access to Priority Pass Lounges worldwide and complimentary concierge services. Transactions made in foreign currency are subject to a fee of 2.5%.
With flexible point redemption, Cardholders can redeem their points to purchase travel online or on the phone through Scotiabank’s full-service travel agency. Alternatively, Cardholders can redeem their points to pay for travel they book on their own.
Why get the Scotiabank®* Gold American Express® Card?
Everyday bonus points - All purchases earn Cardholders Scotia Rewards points, but accumulation is accelerated by earning up to 4x the points on practical, everyday purchases.
Service, whenever you need it - All cardholders have access to complimentary concierge services that are available 24/7.Apply Now
Savings and reward potential in first 12 months based on the following card usage and offers:
$400 in travel rewards (40,000 bonus Scene+ points) when you spend $1,000 within your first 3 months (to earn 20,000 points) and when you spend $7,500 within your first 12 months (to earn an additional 20,000 points);
$33 in foreign transaction fee savings based on average first year annual foreign spend per account (save the 2.5% foreign transaction fee typically charged by other card issuers);
$247 in travel rewards (24,709 Scene+ points) on everyday purchases based on average annual first year spend on the Account with an average spend of 21% in 5x accelerator and 7% in 3X accelerator categories.
Potential First Year Value = up to $680
Actual savings and rewards earned will depend on individual card usage and eligibility for applicable offers. Conditions apply.
1 Offer Description and Conditions: The 40,000 Bonus Scene+ Points Offer (the “Offer”) applies only to new Scotiabank Gold American Express credit card accounts (“Accounts”) opened by October 31, 2023 and is subject to the conditions below. Offer may be changed, cancelled or extended without notice at any time and cannot be combined with any other offers.
40,000 Bonus Scene+ Point Offer Description and Conditions: To be eligible for 20,000 bonus Scene+ points (the “20,000 Point Bonus”), you must open a new Account by October 31, 2023 and have at least $1,000 in eligible purchases posted to your new Account in the first 3 months of the Account open date. To be eligible for an additional 20,000 bonus Scene+ points (the “Annual 20,000 Point Bonus”), you must have at least $7,500 in eligible purchases posted to your new Account in your first year (12 months) of Account open date. Eligible purchases include purchases (less any refunds, returns or other similar credits) but do not include payments, cash advances (including balance transfers or cash-like transactions), interest, fees or other charges.
The 20,000 Point Bonus will be credited to the primary cardholder’s Scene+ account within approximately 2-3 business days after the qualifying $1,000 in eligible purchases being posted to your Account within the first 3 months of Account open date, provided the Account is open and in good standing. The Annual 20,000 Point Bonus will be credited to the primary cardholder’s Scene+ account within approximately 2-3 business days after you have met the $7,500 annual spend threshold on the Account, provided your Account is open and in good standing. The Account is considered in good standing if it is not past due or over limit and the Cardholder(s) is not in breach of the Revolving Credit Agreement that applies to the Account.