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Scotiabank®* Gold American Express® Card

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Card details
Network provider
American Express
Card type
Credit needed
Fees and interest
Annual fee
Purchase interest rate
Cash advance rate
Balance transfer rate
Credit score required
Excellent (750-900) Good (650-749) Fair (575-649) Bad (300-574)

The Scotiabank®* Gold American Express® Card offers rewards for everyday transactions and provides Cardholders with a multitude of travel benefits. The card is available to those with good credit ratings. The annual fee is $120. Additional cards cost $29. 

Cardholders earn Scotia Rewards points. Here's how the earn rate breaks down:

  • 5 points for every $1 spent at eligible grocery stores, dining, and entertainment.
  • 3 points for every $1 spent on gas, daily transit, and eligible streaming services. 
  • 1 point for every $1 spent on all other purchases. 

New cardholders earn a one-time 25,000 Scotia Reward point bonus when you spend $1,000 on the card within the first three months. This offer's good until Dec. 30, 2019. 

There's an additional bonus for new cardholders: you can look forward to an extra 5,000 points if spend $10,000 on the card after the first 12 months. 

The Scotiabank®* Gold American Express® Card offers numerous travel benefits, including discounts and special offers on hotels, flights, car rentals and cruise and vacation packages. Cardholders also receive access to Priority Pass Lounges worldwide and complimentary concierge services. Transactions made in foreign currency are subject to a fee of 2.5%.

With flexible point redemption, Cardholders can redeem their points to purchase travel online or on the phone through Scotiabank’s full-service travel agency. Alternatively, Cardholders can redeem their points to pay for travel they book on their own.

Why get the Scotiabank®* Gold American Express® Card?

Promotional benefits for new Cardholders -  Accounts opened by June 30, 2019 will receive 15,000 Scotia Rewards bonus points when they spend $1,000 on everyday purchases within the first three months days. 

Everyday bonus points -  All purchases earn Cardholders Scotia Rewards points, but accumulation is accelerated by earning up to 4x the points on practical, everyday purchases.

Service, whenever you need it - All cardholders have access to complimentary concierge services that are available 24/7. 

® Registered trademarks of The Bank of Nova Scotia. American Express is a registered trademark of American Express. This credit card program is issued and administered by the Bank of Nova Scotia under license from American Express.