Get this card

Scotiabank®* Gold American Express® Card

Scotiabank®* Gold American Express® Card

Apply Now
Network Provider
American Express
Provider
Scotiabank
Type
Rewards
Annual fee
$120 $0 for the first year
Purchase interest rate
19.99%
Cash advance rate
22.99%
Balance transfer rate
22.99%
Credit Needed
Good (650-749)

Card description

  • Earn up to 45,000 bonus Scene+ points in your first year (that's up to $400 towards travel).1 Plus, no annual fee in the first year, including on supplementary cards1 and get a 0.00% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $120) (1% balance transfer fee).1
  • Earn 5 Scotia Scene+ points for every $1 you spend at eligible grocery stores, dining and entertainment - Plus, no annual fee in the first year, including on supplementary cards1 andget a 0.00% introductory interest rate on balance transfers for the first 6 months (22.99% after that; annual fee $120) (1% balance transfer fee)1
  • Earn 3 Scotia Scene+ points for every $1 you spend at eligible gas stations, daily transit, and select streaming services
  • Earn 1 point for every $1 you spend on all other eligible everyday purchases
  • Complimentary Concierge Services 24/7
  • Amex exclusive benefits (Front Of The Line)
  • Rates, fees, offers and other information are effective as of Mar 1, 2021. Subject to change.

About This Card

The Scotiabank®* Gold American Express® Card offers rewards for everyday transactions and provides Cardholders with a multitude of travel benefits. The card is available to those with good credit ratings.  

Cardholders earn Scotia Scene+ points. Here's how the earn rate breaks down:

  • 5 points for every $1 spent at eligible grocery stores, dining, and entertainment.
  • 3 points for every $1 spent on gas, daily transit, and eligible streaming services. 
  • 1 point for every $1 spent on all other purchases.  

If you open an account by July 4, 2022, you can earn up to 45,000 bonus Scotia Scene+ points in your first year (that's up to $450 towards travel). The annual fee is $120, but is waived for the first year, including on supplementary cards. 

Here's how you can earn up to 45,000 bonus Scotia Scene+ points: first, you can earn 25,000 bonus Scotia Scene+ points when you make at least $1,000 in everyday eligible purchases made within the first 3 months. Plus, for a limited time, earn another 20,000 bonus Scotia Scene+ points when you spend at least $7,500 on everyday eligible purchases in your first year. 

The Scotiabank®* Gold American Express® Card offers numerous travel benefits, including discounts and special offers on hotels, flights, car rentals and cruise and vacation packages. Cardholders also receive access to Priority Pass Lounges worldwide and complimentary concierge services. Transactions made in foreign currency are subject to a fee of 2.5%.

With flexible point redemption, Cardholders can redeem their points to purchase travel online or on the phone through Scotiabank’s full-service travel agency. Alternatively, Cardholders can redeem their points to pay for travel they book on their own.

Why get the Scotiabank®* Gold American Express® Card?

Everyday bonus points -  All purchases earn Cardholders Scotia Rewards points, but accumulation is accelerated by earning up to 4x the points on practical, everyday purchases.

Service, whenever you need it  -  All cardholders have access to complimentary concierge services that are available 24/7. 

Apply Now

To qualify for these offers make sure to open a new Scotiabank Gold American Express credit card account by July 4, 2022.

To qualify for the 45,000 bonus Scene+ points offer:

2. Earn 25,000 bonus Scene+ points by making at least $1,000 in everyday eligible purchases in your first 3 months from account opening.
3. Plus, for a limited time, you are eligible to earn a 20,000 Scene+ point bonus when you spend at least $7,500 in everyday eligible purchases in your first year.
Once you qualify, we'll credit your account in 2 instalments:
1. 25,000 bonus Scene+ points will be credited to your account within approximately 2-3 business days following the qualifying $1,000 in net purchases being posted to your Account in your first 3 months.
2. An additional 20,000 bonus Scene+ points will be credited within approximately 2-3 business days after you have met the $7,500 annual spend threshold in your first year.

Individuals who are currently or were previously primary or secondary cardholders of a Scotiabank retail credit card in the past 2 years, including those that switch from an existing Scotiabank retail credit card, as well as employees of Scotiabank, are not eligible for this offer.

See terms and conditions below for full details.

High praise for LowestRates.ca

Excellent
Based on 427 reviews
May 18
Sandra was amazingly personable
Sandra was amazingly personable, efficient and knowledgeable. Kudos! A great ser...
Rachel Constantine
May 13
Car and home insurance
It was great experience and very helpful for what I needed!!!!
Maria GEstrela
May 11
Very accurate quotes that are fast …
Very accurate quotes that are fast thanks guys
BaselFarhat
May 10
Very pleasant and helpful
Very pleasant and helpful. No pressure there for the client
Dakota JCooper
May 6
Great help and very nice people
Great help and very nice people, got everything figured out fast!
Rhianna
May 5
They so friendly and informative
They so friendly and informative! Keep it up
Emmanuel CVillafuerte
May 5
Quick and courteous follow-up
Quick and courteous follow-up, connected me with a broker instantly.
Taylor
April 27
Great experience
Was great, provided a few quotes and I felt no pressure to accept any of them. I...
Andrew
April 19
This company does Follow up and Follow…
This company does Follow up and Follow through and that is so necessary because ...
Wendy Kinsey
April 13
Quick to respond and very competitive…
Quick to respond and very competitive rates offered.
Vincent EdwardWarren
April 13
Awesome service easy to deal with fast…
Awesome service easy to deal with fast and friendly
ZacharyLuesby
April 12
very fast service
very fast service, polite, efficient
Prashant
April 11
yes it was quick and easy
yes it was quick and easy, like 100%
JackLeblanc
April 8
I spoke with Barb and she was very…
I spoke with Barb and she was very polite knowledgeable and friendly and profess...
Elena LiaBogdan
April 4
Excellent
Its a good experience.
AnjoeTharakan Antony