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Scotiabank Passport™ Visa Infinite* Card

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Card details
Network provider
VISA
Provider
Scotiabank
Card types
Rewards
U.S. Dollar
Credit needed
Excellent
Fees and interest
Annual fee
$139
Purchase interest rate
19.99%
Cash advance rate
22.99%
Balance transfer rate
22.99%
Credit score required
Excellent (750-900) Good (650-749) Fair (575-649) Bad (300-574)
Features
  • Airport Lounge Access
  • No Currency Conversion Fee
  • Rental Car Discounts
  • Rental Car Insurance
  • Travel Cancellation
  • Travel Insurance
  • Visa Infinite Benefits

The Scotiabank Passport Visa Infinite Card is a travel rewards credit card. You must make a minimum of $60,000 a year or have an annual household income of $100,000 to qualify for it.

This rewards card doesn’t require applicants to be a Canadian citizen or have a credit history to qualify. Permanent residents or foreign workers with at least six months left on their permit are eligible.

Most rewards cards open to this demographic don’t offer nearly as rich a rewards program.

With the Scotia Rewards program, cardholders earn two Scotia Rewards points for every $1 spent on eligible grocery stores, dining and entertainment purchases. You also get two points for every $1 spent on daily transit purchases (including buses, subways, taxis and more). And you earn one Scotia Rewards point on every $1 spent on all other purchases.

There’s also a special introductory offer: If you spend $1,000 within the first three months of membership, you get a one-time bonus of 30,000 points.

Plus, you can earn an additional 10,000 points when you spend at least $40,000 annually on the card.

According to Scotiabank’s rewards calculator, if you consistently spend $1,000 on the card a month, you could earn up to $465 to put toward travel expenses in your first year — but be mindful of the card’s $139 annual fee.

If you’re a frequent traveller, this card offers a sizeable suite of benefits that you’ll appreciate.

For one, cardholders don’t get charged foreign currency conversion markups on purchases, whether you make purchases online or outside of Canada. Only the exchange rate applies.

Other perks include complimentary membership to Avis car rental services, access to Scotiabank’s own travel concierges, complimentary airport lounge access, and access to hotels in the Luxury Hotel Collection.

Even if you’re not planning any destination holidays, this may still be a good card for you.

With the Scotiabank Passport Visa Infinite Card, you have the option to convert your Scotia Rewards points to SCENE points, which can be redeemed at restaurants and movie theatres.

There's no fee for your first supplementary card, but each one after that costs $50. 

Why apply for the Scotiabank Passport™ Visa Infinite* Card?

Book easily, redeem easily - Redeem for travel anywhere, anytime, with no travel restrictions.

No foreign currency charges - Holders of the Scotiabank Passport Visa Infinite Card don’t get charged extra for making a purchase in a foreign currency — even if it’s made online. Only the exchange rate applies.  

Travel easy - The Scotiabank Passport Visa Infinite Card offers a wealth of travel and rental car insurance that covers you in the case of trip cancellation, flight delays, travel accidents, lost baggage, and rental car loss and damage. You’ll also get a complimentary Avis Preferred Plus membership, which you can use to get 25% off car rentals.  

Travel in style - Get complimentary access to airport lounges with your Priority Pass membership. You have six free visits per year.​


Plan a staycation in a snap - Not planning any vacations this year? This card can help you plan a relaxing staycation. Scotiabank Passport Visa Infinite cardholders can redeem Scotia Rewards points for SCENE points. Be a good date — pick up dinner and a movie.