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Scotiabank Value® VISA* CardApply Now
- Network Provider
- Low InterestBalance Transfer
- Annual fee
- Purchase interest rate
- Cash advance rate
- Balance transfer rate
- 0.99% 12.99% after 6 months
- Credit Needed
- Good (650-749)
- 0.99% introductory interest rate on balance transfers for the first 6 months (12.99% after that; annual fee $29)◊
- Save hundreds of dollars in interest a year
- Low 12.99% interest rate
- Pay down balances faster
- Simplify your monthly payments
- Rates, fees and other information are effective as of Nov 1, 2020. Subject to change.
About This Card
The Scotiabank Value Visa card is a low-interest card available to anyone with a credit score of 650 or higher.
The interest rate on purchases and cash advances made on the Scotiabank Value Visa card is 12.99%, the lowest rate offered by the bank. For the first six months, you pay only 0.99% on any balance you transfer over to the Scotiabank Value Visa card if you open an account by Feb. 28, 2021.
The Scotiabank Value Visa card has an annual fee of $29 and a minimum credit limit of $500. If you choose to open a joint account, supplementary cards are available at no extra cost.
The Scotiabank Value Visa card is not a rewards card but it still offers users a few perks, like discounts on car rentals from select rental companies.
Why get the Scotiabank Value VISA?
Get Scotiabank’s lowest interest rate - Of all the cards offered by Scotiabank, this one has the lowest interest rate at 12.99%. Plus, for the first six months, you pay only 0.99% on any balances transferred onto this card.
Save on car rentals - The Scotiabank Value Visa card gets cardholders discounts of up to 20% on car rentals at participating AVIS locations around the world.
Enjoy an interest-free grace period - Cardholders have 21 days to pay their statement balance.
Get a supplementary card at no charge - Bestow the benefits of low interest rates to a friend or relative—supplementary cards are free. Secondary cardholders are entitled to the same car rental discounts as the primary account holder.
Read an in-depth review of this card from our team.