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ScotiaGold Passport® VISA*

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Card details
Network provider
VISA
Provider
Scotiabank
Card type
Rewards
Credit needed
Good
Fees and interest
Annual fee
$110
Purchase interest rate
19.99%
Cash advance rate
22.99%
Balance transfer rate
22.99%
Credit score required
Excellent (750-900) Good (650-749) Fair (575-649) Bad (300-574)
Features
  • Extended Warranty
  • Purchase Protection
  • Rental Car Discounts
  • Rental Car Insurance
  • Travel Insurance

The ScotiaGold Passport® VISA is a rewards credit card geared specifically to the frequent flyer. With the ability to earn both travel points and cash back, and a suite of premium perks, this card requires good credit.

Everyday purchases made on the card earn 1 Scotia Rewards point per dollar spent, and purchases made through Scotia Rewards Travel Service earn 5% cash back. The card’s annual percentage rate (APR) is set at 19.99%. For cash advances and balance transfers, it’s 22.99%.

It also has an annual fee of $110, with additional cards costing $30. Additional cards are charged at the same interest rates and earn Scotia Rewards points and cash back at the same rates as well.

The lender is also offering new cardholders a special bonus: 5,000 points with your first purchase on the card, but only if you apply by June 30, 2019.  

As a premium travel card, its benefits are directly related to making travel more convenient as well as offering a big boost to the card’s cash-back value. Book flights, vacations, or any other travel through Scotia Rewards Travel Service and earn 5% cash back on top of the one Scotia Rewards point per dollar. Besides that, cardholders also get discounts on car rentals, automatic purchase protection, and travel insurance coverage.

Why get the ScotiaGold Passport® VISA card?

Best of both rewards worlds - Not only do you earn Scotia Reward points on every $1 spent, but you’ll also be rewarded for seeing the world. Cardholders get 5% cash back on airline tickets, pre-packaged tours, and cruises booked through Scotia Rewards Travel Service.

Rewards for signing up - Apply for a card before Jun. 30, 2019 and get rewarded with 5,000 Scotia Rewards points for your first purchase.

Consider yourself covered - There’s no need to worry about your health or your possessions when you’re supposed to be enjoying your vacation. The ScotiaGold Passport comes with six types of travel insurance coverage to keep you and all your things safe.

Breeze through the checkout - With Visa PayWave’s contactless technology, it’s never been easier or more secure to do your everyday shopping.

Don’t sweat the big stuff - Eligible purchases using the card are automatically protected against loss, theft or damage for three months. The coverage also doubles manufacturer’s warranties up to an additional year, helping your purchased items last longer and saving you money on having to fix or replace them yourself.