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MBNA True Line® Mastercard®

MBNA True Line® Mastercard®

This offer is not available for residents of Quebec.

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Network Provider
Mastercard
Provider
MBNA
Types
Low Interest
Balance Transfer
No Fee
Annual fee
$0
Purchase interest rate
12.99%
Cash advance rate
24.99%
Balance transfer rate
12.99%
Credit Needed
Good (650-749)

Card description

  • No annual fee
  • Standard Annual Interest Rates of 12.99% on purchases, 12.99% on balance transfers✪and access cheques, and 24.99% on cash advances
  • Around-the-clock fraud protection
  • Access to 24/7 customer service
  • Immediate cash access at over 1 million ATMs internationally

Card Features

  • 24/7 Customer Service
  • Fraud Protection

About This Card

The True Line Mastercard is a no-fee credit card that charges 12.99% interest on purchases and balance transfers — that’s really low. For many credit card providers, 12.99% is the preferred rate, reserved for consumers with near-pristine credit scores. Taking out a cash advance comes with an interest rate of 24.99%.

Why get the MBNA True Line Mastercard credit card?

Low interest rates - The True Line offers some of the lowest interest rates on the market — 12.99% on purchases. If you tend to carry a balance from month to month, you'll pocket some extra cash by carrying this low-interest card.

No fee - There’s no annual fee with this card, which is ideal for consumers who are more focused on paying down debt and saving money. You get the benefit of a competitive 12.99% interest rate offer — all without having to pay for the privilege. However, people looking for travel perks and other experiences should look elsewhere.

24-7 fraud protection and customer service - MBNA is always on the lookout for third parties making fraudulent purchases with their cards. It also guarantees that cardholders will always be able to access high-quality customer service around-the-clock.

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✪ Balance transfers will be fulfilled in the order listed and are treated as balance transfers in accordance with your Account Agreement. The total value of balance transfers cannot exceed your authorized credit limit. If the value is greater, MBNA may send a partial payment to the named creditor/designated account. THERE WILL BE A TRANSACTION FEE EQUAL TO 3.00% OF THE DOLLAR AMOUNT OF EACH BALANCE TRANSFER INITIATED WITH THIS APPLICATION. A MINIMUM FEE OF $7.50 WILL APPLY TO EACH BALANCE TRANSFER TRANSACTION. A balance transfer may not be used to pay off or down your account balance or any other balances with us (including our affiliates, which would include any member of the TD Bank Group). The Toronto-Dominion Bank is the issuer of this credit card. MBNA is a division of The Toronto-Dominion Bank.