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American Express Essential Credit Card
Bonus offer
1.99% Interest rate on balance transfers (first 6 months)
Annual fee
$0
Card type
Low Interest
Low Balance Transfer
No Fee
Reward rate
N/A
Interest rate
8.99%
Balance transfer rate
1.99% 8.99% after 6 months
Credit score required
Excellent (750-900) Good (650-749) Fair (575-649) Bad (300-574)
Features
  • 24/7 Customer Service
  • Purchase Protection
  • Travel Insurance