1 card selected
Cards selected
credit card image
American Express Essential Credit Card
Bonus offer
N/A
Annual fee
$0
Card type
Low Interest
No Fee
Reward rate
N/A
Interest rate
12.99%
Balance transfer rate
1.99% for the first 6 months (optional)
Cash advance rate
12.99%
Credit score required
Excellent (750-900) Good (650-749) Fair (575-649) Bad (300-574)
Features
  • 24/7 Customer Service
  • Purchase Protection
  • Travel Insurance