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BMO CashBack® World Elite®* Mastercard®*
Bonus offer
10% Cash back (first 3 months)
Annual fee
$120 Annual fee waived in the first year
Card type
Rewards
Reward rate
5% Cash back on groceries*
Interest rate
20.99%
Balance transfer rate
22.99%
Cash advance rate
23.99% 21.99% for Quebec residents
Credit score required
Excellent (750-900) Good (650-749) Fair (575-649) Bad (300-574)
Features
  • 24/7 Customer Service
  • Airport Lounge Access
  • Extended Warranty
  • Purchase Protection
  • Rental Car Discounts
  • Roadside Assistance Program
  • Travel Benefits