Filter cards
Capital One credit cards

Learn more about Capital One, a credit card pioneer since 1994.

Learn more
Showing 1 — 10 of 60
Scotiabank®* Gold American Express® Card
Get a FREE $100 Gift Card Upon Approval!
Scotiabank®* Gold American Express® Card image
Annual fee $99 $0 for the first year
Rewards rate 4 Scotia Rewards points per $1 spent on eligible purchases
Bonus offer 25,000 Bonus Scotia Rewards points
Card details
Network
American Express
Provider
Scotiabank
Credit needed
Good
Fees and interest
Annual fee
$99
$0 for the first year
Purchase interest rate
19.99%
Cash advance rate
22.99%
Balance transfer rate
22.99%
Free gift card offer

Get a FREE $100 gift card upon approval from LowestRates.ca!

Card description
  • Earn 25,000 bonus points with your first $1,000 in everyday purchases in the first 3 months - worth $250 in travel. Plus, first year annual fee waived. For accounts opened by February 28, 2018.
  • Earn up to 4x Scotia Rewards points for every $1 you spend at eligible gas stations, grocery stores, on dining and entertainment
  • Earn one point on all other eligible purchases
  • Complimentary Concierge Services 24/7
  • Rates, fees and other information are effective as of November 1, 2017. Subject to change.
MBNA Platinum Plus® Mastercard®
MBNA Platinum Plus® Mastercard® image
Annual fee $0
Rewards rate N/A
Bonus offer 0% Interest rate on balance transfers (first 12 months)
Card details
Network
Mastercard
Provider
MBNA
Credit needed
Good
Fees and interest
Annual fee
$0
Purchase interest rate
19.99%
Cash advance rate
24.99%
Balance transfer rate
0%
21.99% after 12 months
Card description
  • Simplify your finances while enjoying platinum services
  • You could get 0% interest† on balance transfers✪ for the first 12 full months, with a 1% fee (minimum fee of $7.50)
  • Access to 24/7 customer service
  • Around-the-clock-fraud protection
  • Immediate cash access at over 1 million ATMs worldwide
  • No annual fee
Features
  • 24/7 Customer Service
  • Fraud Protection
American Express Essential Credit Card
American Express Essential Credit Card image
Annual fee $0
Rewards rate N/A
Bonus offer 1.99% Interest rate on balance transfers (first 6 months)
Card details
Network
American Express
Provider
American Express
Credit needed
Good
Fees and interest
Annual fee
$0
Purchase interest rate
8.99%
Cash advance rate
8.99%
Balance transfer rate
1.99%
8.99% after 6 months
Card description
  • Enjoy a low 8.99% interest rate on purchases
  • Have the flexibility to pay your balance in full or over time
  • Optional Balance Transfer Offer to new Cardmembers – Enjoy a special 1.99% introductory interest rate on transferred balances in the first 6 months if you choose to transfer your other credit card balances to this American Express card at the time of online application. There is no balance transfer fee at the time of application.
  • Access to memorable experiences with American Express InvitesTM
  • Shopping coverage and 24/7 Customer Service
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link.
  • Conditions apply​
Features
  • 24/7 Customer Service
  • Purchase Protection
  • Travel Insurance
American Express Air Miles Credit Card
American Express Air Miles Credit Card image
Annual fee $0
Rewards rate 1 Air Miles reward mile per $20 spent
Bonus offer 500 Bonus Air Miles
Card details
Network
American Express
Provider
American Express
Credit needed
Good
Fees and interest
Annual fee
$0
Purchase interest rate
19.99%
Cash advance rate
22.99%
*provided you make your minimum monthly payments on time
Balance transfer rate
1.99%
21.99% after 6 months
Card description
  • New American Express® AIR MILES®* Credit Card Cardmembers, earn a Welcome Bonus of 500 AIR MILES®* Reward Miles when you charge a total of $500 in purchases to your Card within your first three months of Cardmembership
  • Earn 1 reward mile for every $15 in Card purchases at AIR MILES®* Sponsors
  • Earn 1 reward mile for every $20 in purchases you charge to the Card everywhere else
  • Optional Balance Transfer Offer to new Cardmembers - Enjoy a special 1.99% introductory interest rate on transferred balances in the first 6 months if you choose to transfer your other credit card balances to this American Express card at time of online application. There is no balance transfer fee at time of application.
  • Shop at participating AIR MILES®* Sponsors across Canada with your American Express AIR MILES Credit Card and your AIR MILES®* Collector Card, and you can earn reward miles twice
  • More than 1000 rewards to choose from! Redeem for a wide range of rewards - everything from electronics to travel and more
  • You can use Apple Pay on your eligible device to pay for goods and services at participating American Express contactless merchants
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
  • Conditions apply
Features
  • 24/7 Customer Service
  • Entertainment Benefits
  • Extended Warranty
  • Purchase Protection
  • Travel Insurance
The Starwood Preferred Guest Credit Card from American Express
The Starwood Preferred Guest Credit Card from American Express image
Annual fee $120
Rewards rate 2 Starpoint per $1 spent
Bonus offer 20,000 Bonus Starpoints
Card details
Network
American Express
Provider
American Express
Credit needed
Excellent
Fees and interest
Annual fee
$120
Purchase interest rate
19.99%
Cash advance rate
22.99%
*provided you make your minimum monthly payments on time
Balance transfer rate
N/A
Card description
  • New Starwood Preferred Guest Credit Card from American Express Cardmembers, earn 20,000 bonus Starpoints® after you charge $1,500 in purchases to your Card in your first three months of Cardmembership
  • You can earn 2 Starpoints for every dollar of eligible purchases charged to the Card at participating SPG and Marriot Rewards hotels until February 15, 2018
  • Earn 1 Starpoint for every $1 in all other purchases charged to the Card
  • Enjoy a Free Weekend Night Award when you reach $40,000 in purchases each year
  • Experience Starwood Gold Preferred Guest status when you reach $30,000 in purchases each year
  • Redeem Starpoints for Free Nights with no blackout dates at over 1,200 of the world's most desired hotels in nearly 100 countries
  • Use Starpoints for flights on over 150 airlines with no blackout dates with SPG Flights
  • Experience once-in-a-lifetime events with SPG Moments
  • American Express Invites™ opens the door to great music, theatre, dining, film, fashion and shopping experiences. Be among the first to know, and among the first to go!
  • Add a Supplementary Card and the first year’s annual fee is on us. That’s a value of $50.
  • You can use Apple Pay on your eligible device to pay for goods and services at participating American Express contactless merchants
  • Annual interest rate 19.99% on purchases and 21.99% on funds advances
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
  • Conditions apply
Features
  • 24/7 Customer Service
  • Entertainment Benefits
  • Extended Warranty
  • Purchase Protection
  • Rental Car Insurance
  • Travel Benefits
MBNA Rewards Mastercard®
MBNA Rewards Mastercard® image
Annual fee $0
Rewards rate 1 Point per $1 spent
Bonus offer 5,000 Bonus points
Card details
Network
Mastercard
Provider
MBNA
Credit needed
Good
Fees and interest
Annual fee
$0
Purchase interest rate
19.99%
Cash advance rate
24.99%
Balance transfer rate
21.99%
Card description
  • Get MBNA Rewards for your purchases and redeem them for your passions, including travel, merchandise, or even cash back.
  • Earn 1 MBNA Rewards point‡ for every $1 in eligible purchases
  • Receive 5,000 bonus MBNA Rewards points after your first eligible purchase††. That's equivalent to $50 when redeemed for cash back or travel
  • Redeem points‡ for cash back, travel, brand-name merchandise, gift cards from top retailers and charitable donations
  • No annual fee
Features
  • Extended Warranty
  • Purchase Protection
  • Rental Car Insurance
  • Travel Benefits
Scotiabank Value® VISA*
Scotiabank Value® VISA* image
Annual fee $29
Rewards rate N/A
Bonus offer 0.99% Interest rate on balance transfers (first 6 months)
Card details
Network
VISA
Provider
Scotiabank
Credit needed
Good
Fees and interest
Annual fee
$29
Purchase interest rate
11.99%
Cash advance rate
11.99%
Balance transfer rate
0.99%
11.99% after 6 months
Card description
  • Special 0.99% introductory interest rate on balance transfers for the first 6 months. For accounts opened by January 31, 2018.
  • Save hundreds of dollars in interest a year
  • Low 11.99% interest rate
  • Pay down balances faster
  • Simplify your monthly payments
  • Rates, fees and other information are effective as of November 1, 2017. Subject to change.
Best Western Mastercard®
Best Western Mastercard® image
Annual fee $0
Rewards rate 1 Best Western point per $1 spent
Bonus offer 20,000 Best Western Rewards points
Card details
Network
Mastercard
Provider
MBNA
Credit needed
Good
Fees and interest
Annual fee
$0
Purchase interest rate
19.99%
Cash advance rate
24.99%
Balance transfer rate
1.99%
21.99% after 10 months
Card description
  • Reward yourself with a free night's stay. You could get a FREE night with the Best Western Rewards® Mastercard® credit card‡
  • Earn 20,000 Best Western Rewards® points†† on your first purchase – enough for a free night stay
  • Earn 1 Best Western Rewards® point for every $1 in eligible purchases‡
  • Earn 5 Best Western Rewards® points for every $1 in eligible purchases at Best Western properties‡
  • You will be awarded "Gold Status" upon first use of your credit card and "Diamond Status" when you spend $10,000 in eligible purchases within one year♦♦
  • No limit to the Best Western Rewards® points that can be earned using the credit card in a year
  • Use your Best Western Rewards® points in many ways – hotel stays, dining, gift cards and more
  • 1.99% promotional annual interest rate† (AIR) on balance transfers* for the first 10 full months
Features
  • No Limit on Points Earned
SimplyCash Card from American Express
SimplyCash Card from American Express image
Annual fee $0
Rewards rate 5% Cash back (first 6 months)
Bonus offer 1.99% Interest rate on balance transfers (first 6 months)
Card details
Network
American Express
Provider
American Express
Credit needed
Good
Fees and interest
Annual fee
$0
Purchase interest rate
19.99%
Cash advance rate
22.99%
*provided you make your minimum monthly payments on time
Balance transfer rate
1.99%
21.99% after 6 months
Card description
  • Optional Balance Transfer Offer to new Cardmembers - Enjoy a special 1.99% introductory interest rate on transferred balances in the first 6 months if you choose to transfer your other credit card balances to this American Express card at time of online application. There is no balance transfer fee at time of application.
  • New SimplyCash™ Card from American Express Cardmembers can earn 5% cash back on all eligible purchases at gas stations, grocery stores and restaurants in Canada (up to $250 cash back) for the first 6 months of Cardmembership1
  • Earn 1.25% cash back on all other purchases and when your Welcome Rate ends
  • No limit to the amount of cash back you can earn
  • No annual fee for Supplementary Cards
  • Access to memorable experiences with American Express Invites®
  • Insurance coverage and 24/7 Customer Service
  • You can use Apple Pay on your eligible device to pay for goods and services at participating American Express contactless merchants
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link.
  • Conditions apply
Features
  • 24/7 Customer Service
  • Entertainment Benefits
  • Extended Warranty
  • Free Supplementary Card
  • Purchase Protection
  • Rental Car Insurance
  • Travel Insurance
Harley-Davidson® Mastercard®
Harley-Davidson® Mastercard® image
Annual fee $0
Rewards rate 1 Genuine Rewards Point per $2 spent
Bonus offer 1.99% Interest rate on balance transfers (first 10 months)
Card details
Network
Mastercard
Provider
MBNA
Credit needed
Good
Fees and interest
Annual fee
$0
Purchase interest rate
19.99%
Cash advance rate
24.99%
Balance transfer rate
1.99%
21.99% after 10 months
Card description
  • You could be one purchase away from winning a Harley-Davidson® motorcycle††
  • Use your card for eligible purchases and you may be entered in a quarterly Harley-Davidson motorcycle draw‡
  • 1.99% promotional annual interest rate† (AIR) on balance transfers* for the first 10 full months
  • Earn 1 Genuine Rewards Point for every $2 in eligible purchases‡
  • Redeem your points for Harley Chrome® Cash‡ to be used at participating Harley-Davidson Canadian retailers
  • No annual fee
0 cards selected
  1. 1
  2. 2
  3. 3
  4. ...

The Capital One advantage

 

Capital One helped pioneer the mass marketing of credit cards more than 20 years ago, and continues to be an innovative provider of cards today. It offers Canadians a slew of options, from low interest cards that will help you cut down your monthly bill, to cards that offer great rewards just for making your regular, everyday purchases.

Capital One is focused on creating cards that offer all Canadians the right credit solution. Here’s a look at what makes Capital One one of the best choices when it comes to picking your credit card.

Customizable alerts

Want to track your spending? Or are you worried about identity theft? Capital One lets you set up alerts by email or text message, so that you can be kept informed about activity on your account.

Mobile banking app

Use Capital One’s intuitive app to do all your credit card management from the convenience of your smartphone. The easy-to-use interface allows you to quickly view recent transactions, check your balances and see when payment dates are coming up.

Zero liability protection

Capital One offers you peace of mind in the event you’re ever targeted by fraud. There is zero liability protection for any unauthorized use of your credit card. Customers can also rest assured that there is 24/7 monitoring for fraudulent transactions on their account.

Round-the-clock customer service

You use your credit card at all hours of the day and Capital One’s customer service reflects that. Service representatives are available 24/7 — you can pick up the phone and reach call centre agents, or use Capital One’s live chat to message someone directly from your online banking app.

Recommended Capital One credit cards

 
Aspire Travel World Elite MasterCard®
Aspire Travel World Elite MasterCard®

Collecting rewards points with the Aspire Travel World Elite MasterCard is pretty straightforward: for every $1 you spend, you earn 2 reward miles, so $100 works out to 10,000 points.

Travel’s in the title, but you don’t have to use your points towards flights. You can redeem them for cash or even give them away (there’s an option to transfer them onto a gift card).

There’s no blackout period — industry jargon for a period when you can’t redeem points, which typically goes into effect around the holiday season — and no cap to the amount of points you can earn. You can also book travel accommodations yourself. You won’t have to worry about working with a travel agency handpicked by the card provider. Simple.

About Capital One

 

Capital One is a U.S.-based financial services firm founded in 1988 and headquartered in Richmond, Virginia. The company helped introduce mass-marketing of credit cards in the 1990s is now the eighth largest U.S. bank by deposits. It offers a diverse portfolio of products including car loans, home loans and savings products.

Capital One opened its Canadian division in 1996 in Toronto, Ontario. Unlike its U.S. parent company, the Canadian branch only operates in the credit card market, partnering with well-known national brands to create an impressive array of specialty credit card products.

More ways to find a great rate