Find the right credit card.
Get StartedThis offer is not available for residents of Quebec.
This offer is not available for residents of Quebec.
This offer is not available for residents of Quebec. †Terms and conditions apply..
This offer is not available for residents of Quebec.
This offer is not available for residents of Quebec. †Terms and conditions apply..
Collecting rewards points with the Aspire Travel World Elite MasterCard is pretty straightforward: for every $1 you spend, you earn 1 reward mile and $100 works out to 10,000 points.
One significant detail is the fact that cardholders don’t have to deal with the hassle of blackout periods — industry jargon for a period when you can’t redeem points, which typically goes into effect around the holiday season. There’s no cap on the amount of points you can earn and your points never expire. Get an Aspire Travel World Elite MasterCard and start taking advantage of Capital One credit card benefits from today!
You can also book travel accommodations yourself. You won’t have to worry about working with a travel agency handpicked by the card provider. Simple. Check out the latest Capital One credit card deals and promotions on LowestRates.ca.
Aspire Travel™ Platinum Mastercard®
50+ trusted partners (and growing) on our site to compare mortgage rates, insurance and credit cards
$1 billion+ saved in interest and fees
14+ million Canadians helped per year
Capital One helped pioneer the mass marketing of credit cards more than 20 years ago and continues to be an innovative provider of cards today. They offer Canadians several types of Capital One credit cards, from low-interest cards that can help you pay down debt sooner, to cards that offer great rewards just for making everyday purchases. Doing a side-by-side comparison of Capital One credit cards will help you narrow down your choice.
Capital One partners with MasterCard to offer you a selection of Capital One Mastercard credit cards. Capital One does not currently offer any Capital One Visa or Capital One Amex credit cards. Please check the Capital One site for more information on Capital One credit card partnerships.
Compare the best Capital One credit cards in Canada on LowestRates.ca.
Want to track your spending? Or are you worried about identity theft? Capital One lets you set up alerts by email or text message, so that you can be kept informed about activity on your account.
Use Capital One’s intuitive app to do all your credit card management from the convenience of your smartphone. The easy-to-use interface allows you to quickly view recent online and offline Capital One credit card payments and transactions, check your balances and see when payment dates are coming up.
Capital One offers you peace of mind in the event you’re ever targeted by fraud. There is zero liability protection for any unauthorized use of your credit card. Customers can also rest assured that there is 24/7 monitoring for fraudulent transactions on their account.
You use your credit card at all hours of the day and Capital One’s customer service reflects that. Service representatives are available 24/7 — you can pick up the phone and reach call centre agents, or use Capital One’s live chat to message someone directly from your online banking app.
When it comes to choosing the best Capital One credit card for your spending needs, you need to weigh in all your options.
Here are the different types of credit cards Capital One offers:
Once you’ve selected your card from all the Capital One credit card options, you can easily apply for your new Capital One credit card online by completing the online Capital One credit card application.
You’ll need to include the following in your application:
During the screening process, the credit card provider reviews your personal credit file through a credit bureau such as TransUnion or Equifax to check if you’re eligible for the new Capital One credit card and credit limit. This will result in a hard credit check and your overall credit score may go down a few points. As long as you pay your Capital One credit card balance on time, your credit score will bounce back.
If you pass the Capital One credit card eligibility check, your new credit card will be quickly issued and mailed to your given address. Once you complete your new Capital One credit card activation, you’ll be able to use your card immediately.
Capital One is a U.S.-based financial services firm founded in 1988 and headquartered in Richmond, Virginia. The company helped introduce mass-marketing of credit cards in the 1990s is now the eighth largest U.S. bank by deposits. It offers a diverse portfolio of products including car loans, home loans and savings products.
Capital One opened its Canadian division in 1996 in Toronto, Ontario. Unlike its U.S. parent company, the Canadian branch only operates in the credit card market, partnering with well-known national brands to create an impressive array of specialty credit card products. View the latest Capital One credit cards offers on the Capital One site.
LowestRates.ca may receive compensation when you click on links to those products or services; however, our content and calculations are objective and free from bias. The opinions expressed are purely those of LowestRates.ca; thus, partners are not responsible for any editorials or reviews that may appear. For current term and conditions on any advertiser or partner’s product, please visit their website.
Credit CardsWant to score a free flight or hundreds of dollars in cash back every year? Then I’d like to introduce you to credit card churning.
Credit CardsSeveral credit card providers offer mobile device insurance as a standard benefit. Here are 10 of them.