The Capital One advantage
Capital One helped pioneer the mass marketing of credit cards more than 20 years ago, and continues to be an innovative provider of cards today. It offers Canadians a slew of options, from low interest cards that will help you cut down your monthly bill, to cards that offer great rewards just for making your regular, everyday purchases.
Capital One is focused on creating cards that offer all Canadians the right credit solution. Here’s a look at what makes Capital One one of the best choices when it comes to picking your credit card.
Want to track your spending? Or are you worried about identity theft? Capital One lets you set up alerts by email or text message, so that you can be kept informed about activity on your account.
Use Capital One’s intuitive app to do all your credit card management from the convenience of your smartphone. The easy-to-use interface allows you to quickly view recent transactions, check your balances and see when payment dates are coming up.
Capital One offers you peace of mind in the event you’re ever targeted by fraud. There is zero liability protection for any unauthorized use of your credit card. Customers can also rest assured that there is 24/7 monitoring for fraudulent transactions on their account.
You use your credit card at all hours of the day and Capital One’s customer service reflects that. Service representatives are available 24/7 — you can pick up the phone and reach call centre agents, or use Capital One’s live chat to message someone directly from your online banking app.
Recommended Capital One credit cards
Collecting rewards points with the Aspire Travel World Elite MasterCard is pretty straightforward: for every $1 you spend, you earn 2 reward miles, so $100 works out to 10,000 points.
Travel’s in the title, but you don’t have to use your points towards flights. You can redeem them for cash or even give them away (there’s an option to transfer them onto a gift card).
There’s no blackout period — industry jargon for a period when you can’t redeem points, which typically goes into effect around the holiday season — and no cap to the amount of points you can earn. You can also book travel accommodations yourself. You won’t have to worry about working with a travel agency handpicked by the card provider. Simple.
About Capital One
Capital One is a U.S.-based financial services firm founded in 1988 and headquartered in Richmond, Virginia. The company helped introduce mass-marketing of credit cards in the 1990s is now the eighth largest U.S. bank by deposits. It offers a diverse portfolio of products including car loans, home loans and savings products.
Capital One opened its Canadian division in 1996 in Toronto, Ontario. Unlike its U.S. parent company, the Canadian branch only operates in the credit card market, partnering with well-known national brands to create an impressive array of specialty credit card products.