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Learn more about Onlia Insurance.

Many modern financial service firms are strictly online operations, which allow modern consumers to take advantage of inexpensive and on-the-go services. This is the case for Onlia insurance, which offers consumers both home and auto insurance products. It began in 2018 as a joint venture between Fairfax Financial, a Canadian-based financial holding company, and Achmea, the largest insurance group in the Netherlands.

Policies are underwritten by Verassure Insurance Company, which is part of the same group of insurance companies as Fairfax and Achmea.

Onlia’s values of being transparent, taking the mystery out of insurance, being simple to use, and putting customers first, may not be unique from other online financial service firms, but are still important goals and attributes to work towards, and may be a reason this insurance company has grown quickly since its inception. The company offers flexible and customizable insurance packages that can be acquired and managed online, at any time.

Onlia’s car insurance products are for Ontario drivers only. Compare car insurance quotes on LowestRates.ca to see how the company stacks up against more than 50 leading insurers in the province.

 

 

Other types of insurance that Onlia offers

In addition to car insurance, Onlia offers multiple types of property insurance, such as:

Home insurance: Onlia provides home insurance for theft or break-ins, as well as damages occurring from frozen pipes, fire, smoke as well as hail and windstorm. Personal liability is also covered under home insurance.

Condo insurance: Condo insurance is designed for owners of units within a condo building. Much like homeowner insurance, condo owners receive protection for the contents of the unit, such as appliances, electronics, clothing and furniture. It will also cover additional living expenses if you need to evacuate your condo or relocate while it is being repaired.

Tenant insurance: Tenant insurance is for people who rent their property rather than own it. As a result, it doesn’t cover the property itself. Instead, it provides protection for the tenant’s possessions and liability coverage.

Seasonal insurance: Insurance for seasonal homes will typically cover the outdoor structures on your property, the contents of your seasonal home as well as provide liability coverage.

Landlord insurance: Standard home insurance won’t protect your income property against a loss – only landlord insurance will. Onlia offers coverage to Ontario landlords.

Onlia savings

Car insurance discounts

Car and home insurance bundle: Insure both your home and car under Onlia and receive 20% off home and 15% off car insurance.

Conviction-free: Save 20% if you have zero convictions over a three-year period.

Graduated licensing: Get a G2 or G license and save 10% off your first year when you graduate to a new license.

Multi-car: Save 20% if you insure two or more cars.

New car: If you have a car that’s newer than a 2020 model, you can save 10%.

Renewal loyalty: Being a customer for three years or longer can save you 5%.

Retiree: 5% off accident benefits coverage is available if you are a retiree with a clean driving record.

Winter tires: Install winter tires and save 2% on your insurance.

Home insurance discounts

Burglary and fire alarm: This offers 5% in savings for people who upgrade and/or install a burglar or fire alarm.

Credit score: By agreeing to a credit check, you can secure a discount of 10% to 50%.

Mortgage-free: If your home is mortgage-free, you can save 15%.

Renewal loyalty: Have been a customer for three or more years? You can save 5%.

Other discounts

Affinity: Got a membership with certain (pre-approved) organizations? All you need is a G2 driver’s license and a good driving to qualify for a 2% discount.

Group: Team up with members of your workplace, union or organization for a group insurance policy and save 10%.

Onlia Insurance app

Onlia’s insurance app is the ‘Swiss Army knife’ of apps, as offers every function you would need in one place, including:

Join the millions of Canadians saving money on auto insurance 

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What people say after comparing rates on LowestRates.ca:

May 15
It was a very professional service
It was a very professional service. The person.was polite
Hugo Figueroa
May 15
The Hope of a more cost saving policy
The Hope of a more cost saving policy
Caroline m Fremont
May 14
They went through the insurance…
They went through the insurance information with me , and allowed me to save hun...
Kevin Jessome
May 10
Good experience
Good experience
AV
May 9
👍👍👍👍
They are friendly and helpt
Maria
May 9
Best customer service
Best customer service.
HARIDASAN VELAYUDHAN
May 7
Very professional
Very professional, quick and prompt answers.
DORIN COTOI
May 7
Customer service was 10/10
Customer service was 10/10, very informative and helpful/friendly.
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May 5
I was so impressed with your…
I was so impressed with your representative- Bhakti Joshi for her help in walkin...
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May 5
The fellows were very friendly and…
The fellows were very friendly and helpful
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May 4
Very Helpful when time you need it
I have been using lowest rate.ca to find the best raye for any of my insurance a...
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May 2
Knowledgeable staff.
Knowledgeable staff.
paul malandrino
April 27
Very Helpful and Professional
Quick, and professional. Explained everything really well and answered all my qu...
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April 26
A great agent...all my questions…
A great agent...all my questions answered I think Maria is an asset to your comp...
Ron Tombari
April 24
Great customer service
Great customer service! Ethan took the time to go over specifics with me! He was...
Margaret Lewis
April 22
Your agent Nathan was amazing and so…
Your agent Nathan was amazing and so helpful.
Alecia O'Brien
April 19
Prompt response
Prompt response. Good info to make a decision. Helpfull that info was sent to ...
Margaret Bird
April 19
Sean was easy to talk too and very…
Sean was easy to talk too and very informative.
Angela
April 12
fast responce
fast responce, great people to talk to explaining everything, What a Great web s...
Larry Rowthorn
April 6
Easy and friendly process.
Easy and friendly process.
shr
April 5
Very good service.
Very good service.
Tanya Neufeld Eckert
March 30
easy to work with…
easy to work with and find what I needed fast.
Pierre Duprey
March 25
Immediate response
Immediate response
Donald Henderson
March 6
Very helpful team !
Very helpful team !
Shivali Patel
February 15
Super fast seriously half the price!
Super fast seriously half the price of my previous broker. I worked with Khadija...
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January 31
Representative was extremely helpful…
Representative was extremely helpful and was able to assist in all our needs.
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January 19
I was treated very well
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Joel Kranc

About the Author

Joel Kranc is an award-winning writer, author and journalist. Most of his experience lies within the institutional investment and financial services space. He also covers a variety of business topics for publications in North America and the UK.

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