We believe in helping people make smarter decisions with their money.

Our Mission

LowestRates.ca is a Fintech company founded in 2012 and based in Toronto, Ont. We are a free and independent service that helps people save time and money by allowing them to compare insurance, credit cards, mortgages, and loans offered by North America’s leading financial institutions.

“Taking 5 minutes to compare can save Canadians hundreds if not thousands.”

Justin Thouin - Co-Founder & CEO

Our People

Sean Widdess

Vice President, Strategic Partnerships

Sean Widdess

Sean Widdess is the Vice President of Strategic Partnerships at LowestRates.ca. He's responsible for securing and maintaining partnerships with insurance brokers, direct writers, mortgage brokers, credit card companies, lenders, banks, and other financial brands. Before joining LowestRates.ca, Sean spent 9 years as VP and National Sales Manager at VERICO Financial Group, a leading Canadian national mortgage brokerage. When Sean’s not working, he can be found spending time with his wife and kids at their many sporting events.

Gary Han

Director of Development

Gary Han

Gary is our Director of Development and acts as the bridge between the business team and the development team. He ensures the use of the highest software development standards and processes at LowestRates.ca. He’s also a well-rounded programmer himself. In his downtime, Gary likes to do various activities with his family and friends.

Justin Leung

Product Manager

Justin Leung

Justin is Director, Insurance Products at RATESDOTCA and the former Product Manager at LowestRates.ca. He is a graduate of the Richard Ivey School of Business at Western University. Prior to joining either company, Justin interned at an insurance quote comparison website and completed a semester abroad in Belgium. In his free time, Justin keeps up with the Toronto Raptors.

John Shmuel

Director of Content Strategy

John Shmuel

John Shmuel is a director of content strategy and PR in the personal finance space. He spent seven years covering investing and economics for the National Post. His reporting has taken him around the world — from a lobster fishing boat on the Bay of Fundy to a robot fitness class in Tokyo. John is a graduate of Ryerson University.

Alexandra Bosanac

Core Content Manager

Alexandra Bosanac

Alexandra is a content manager in the personal finance space, specializing in auto insurance. Her reporting has appeared in Canadian Business, the Toronto Star, the National Post, and the CBC. 

Miriam Sousa

Accounts Payable Specialist & HR Administrator

Miriam Sousa

Miriam is the Accounts Payable Specialist & HR Administrator with an Honours degree from York University.

Margarita Velcheva

QA Analyst

Margarita Velcheva

Margarita worked for 10 years as an equity trader on the New York Stock Exchange prior to joining LowestRates.ca as a QA Analyst. She has a Master’s degree in economics, but non the less is very passionate about IT and technology. As a manager and a Chief Finance Officer, Margarita has traveled the world for business and pleasure. She speaks four languages and can play the piano. She has competed as a professional volleyball player. Margarita enjoys watching Nat Geo WILD.

Adnan Choudhry

Associate Product Manager

Adnan Choudhry

Adnan is an Associate Product Manager at LowestRates.ca and a graduate of Brock University. He develops technical solutions to business problems and is involved in identifying problems, needs, and opportunities for improvement at all levels of the organization. 

Lisa Coxon

Senior Editor

Lisa Coxon

Lisa is a senior editor in the personal finance space. Her work has appeared in Reader’s Digest, Toronto Life, Canadian Living and TVO. As a child, she diligently hoarded the $50 bills that fell out of her Christmas cards. Adult Lisa is working hard to resurrect those stockpiling tendencies. 

Hannah Schwab

Marketing Coordinator - B2B

Hannah Schwab

Hannah Schwab is the Marketing Coordinator - B2B for LowestRates.ca. Prior to LowestRates.ca, she attended the University of Vermont where she graduated with a Finance & Marketing degree. In her spare time, you may find Hannah networking, exploring the city, travelling the world, or spending quality time with family and friends. Feel free to reach out to Hannah at hannah@lowestrates.ca

Tuni Mosmann

Front End Developer

Tuni Mosmann

Tuni is a Front End Developer for LowestRates.ca. Before joining LowestRates she worked as a graphic designer and as a fashion designer. Tuni is really passionate about coding, loves volunteering for organizations that teach code, and enjoys attending tech events. She is a food adventurer, a theatre nerd, a terrible gamer, and proudly geek.

Zandile Chiwanza

Personal Finance Writer

Zandile Chiwanza

Zandile is a freelance personal finance journalist. She previously worked as a personal finance writer at LowestRates.ca and before that, the content editor for Real Estate Management Industry News. As a self-proclaimed budget warrior, Zandile dedicates most of her time to advocating for financial wellness.

Meet Our Writers

We work with the top financial services providers in Canada