- By email: firstname.lastname@example.org
- By regular mail: Lowest Rates Inc., 2040 Yonge St., Suite 211, Toronto, ON Canada M4S 1Z9
Information collection and use
You can generally visit our site without revealing any personally identifiable information about yourself. However, in certain sections of this site and when you use our services, we may invite you to contact us with questions or comments, request quotes or information, post content and other materials, participate in a user forum or blog, or complete a registration form.
Due to the nature of some of these activities, we may collect personally identifiable information that you submit such as your name, contact data (address, email address, phone number), gender, social insurance number, driver’s license number, income level and other financial information, license information, username, password, age or date of birth and employment information. We may also collect additional personally identifiable information that you voluntarily include in your postings or transmit with your communications to us. Other users will be able to view who has posted certain content or documents.
We may use your personally identifiable information to deliver requested services or information, provide you, or have our Third Party service partners (as described in the Disclosure Section below) provide you, with notices regarding goods or services you may be interested in purchasing in the future, register you to use our site and services, verify your authority to enter our site and to improve the content and general administration of the site and our services.
Opting out of email communication
Lowest Rates provides you the opportunity to opt out of receiving communication from the company. For example, you may begin to receive emails from us when you fill out a mortgage form to speak to a mortgage broker about a rate you are interested in. We send you a confirmation email to let you know that a mortgage broker will get in touch with you within 24 hours. After the initial email, we may follow up with you to ensure that you were contacted by a mortgage broker and are satisfied with your service. If you wish to stop receiving this service, you can opt out by clicking on the 'unsubscribe' link in the footer of these emails or send us an email at email@example.com with the subject line “UNSUBSCRIBE”.
LowestRates.ca recognizes the privacy interests of children and we encourage parents and guardians to take an active role in their children's online activities and interests. This Site is not intended for children under the age of 13. LowestRates.ca does not target its Services or this Site to children under 13. LowestRates.ca does not knowingly collect personally identifiable information from children under the age of 13.
The Site may track the total number of visitors to our Site, the number of visitors to each page of our Site, browser type, and IP addresses, and we may analyze this data for trends and statistics in the aggregate, but such information will be maintained, used and disclosed in aggregate form only and it will not contain personally identifiable information. We may use such aggregate information to analyze trends, administer the Site, track users' movement, and gather broad demographic information for aggregate use.
We may provide your personally identifiable information and the data generated by cookies and the aggregate information to the vendors and service agencies that we may engage to assist us in providing our services to you. We may disclose your personally identifiable information and your communications on this site when we reasonably believe we are required to do so by law, or when we deem it appropriate or necessary to provide such information to law enforcement authorities.
We will not sell your personally identifiable information to any company or organization except we may transfer your personally identifiable information to a successor entity upon a merger, consolidation or other corporate reorganization in which LowestRates.ca participates or to a purchaser of all or substantially all of LowestRates.ca's assets to which this site relates. When you request a quote, make an inquiry about products, services and information on this site, you are expressly choosing to, and opting-in to, have LowestRates.ca transfer your personally identifiable information to our third party service partners and for such third party service partners to provide your personally identifiable information to other businesses who provide financial products or services (such as loans and mortgages) that match your inquiry. The Third Party service partners may contact you regarding your inquiry and financial products and services.
Links to third party sites