By: Nelson Smith on December 8, 2014

Being in credit card debt isn’t a lot of fun.

For most folks serious about getting back to zero, dealing with credit card debt consists of a lot of cheap, homemade meals, having a nonexistent entertainment budget, and saying no to anything but the cheapest of vacations. After all, paying back credit cards is expensive. If it wasn’t, there wouldn’t be a problem in the first place.

By: Sara Radovanovich on December 5, 2014

The holidays are almost here! Stores are bustling with sales and flights are being booked to warmer climates (not that we’re jealous or anything...). But as people plan their vacations and make their shopping lists we began to wonder -- just how much does the average Canadian spend during the festive season?

By: Nelson Smith on December 4, 2014

 
For many homeowners, it’s the forgotten part of the mortgage process.
 
When buying a home, it seems like there are a million things to take care of. You need to get an almost endless amount of paperwork to both the Realtor and lender. You need to rent a truck and bribe some friends to come help you haul stuff. Even little things like switching your address can take more time than anticipated.

By: Nelson Smith on December 3, 2014

For most Canadians, buying a house is the largest financial commitment they’ll ever make.

On the surface, it seems pretty simple – you call up a Realtor, look at a few houses, and make a decision. Once a mortgage lender agrees to lend you the money, you’re all set to move in. No fuss, no muss. There’s just one problem. That mortgage you just took out?  You have to pay that back. With interest. For all the mortgage newbies out there, here are five easy ways to make that as painless as possible.

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By: Gary Parkinson on December 1, 2014

The holiday season is upon us, which means we will spend much of our time shopping for gifts, preparing hearty meals, and making room for family in our homes. We are also encouraged to support the less fortunate who may be unable to enjoy the type of holiday that many of us take for granted.

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