By: Lucy Zemljic on January 16, 2015
Best Credit Card Bets for 2015

Tired of the plastic you’ve got in your wallet? Want a total credit card overhaul in 2015? Or are you just looking for a solid first-ever card? Whatever the conundrum, we’ve got you covered.

By: Gary Parkinson on January 14, 2015
Up To You To Crush Your Debt And Set Yourself Free

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The Situation

When I finished college, I was in my share of personal debt. My situation, one shared by millions of new graduates, was made even worse by graduating in the heart of the 2008 recession. The recession all but eliminated entry level jobs for those of us fresh out of school.

By: Nelson Smith on January 13, 2015
Get Paid to Go to the Store: Here's How

One thing every Canadian can do to improve their finances in 2015 is get serious about credit card rewards points.
 
There are simply too many of us who are using a credit card with a pitiful rewards program. Getting 0.5% cash back might seem like a good idea when the alternative is nothing, but you’re leaving some serious rewards on the table. Let’s take a look at a couple of rewards credit cards and just how much free money you can earn from them.
By: Nelson Smith on January 9, 2015
Fixed or Variable: Which Mortgage Should You Choose in 2015?

When I was a mortgage broker, customers tended to care about one thing mainly: interest rates.
 
Even though variable rates have traditionally been cheaper than fixed rates, approximately 80% of Canadians opt for a fixed rate mortgage. We happen to like the security of not having to worry about interest rates for as long as the mortgage’s term, usually five years.

By: Lucy Zemljic on January 8, 2015
Conquer Your Debt the Balance Transfer Way

Are your finances in tatters from all that holiday spending? You’re not alone. While January is the month for resolutions and fresh starts, it’s also the time of year when Canadians are faced with the harsh reality of too much debt. 

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By: Lucy Zemljic on January 7, 2015
Ways to Save Wednesdays: Cool Deals You Can Only Get In January

It’s 2015! We hope you had a wonderful holiday and a fantastic start to the new year.
 
It’s no secret that here at LowestRates.ca, we’re all about saving you money. That’s why we’re excited to present a new weekly blog series focused on helping you save even more all year round. It’s called Ways to Save Wednesdays, and it’s exactly what it sounds like!

By: Nelson Smith on January 6, 2015
Take These Five Steps to Secure Your Finances in 2015

The tree is taken down, the stockings are put back into storage, and all the leftover turkey is either already eaten or thrown into the garbage in frustration. Yes, 2014 is finally behind us.

Now it’s time to focus on 2015. New Years’ resolutions can range from the mundane to the life-changing, but they usually include something aimed at sprucing up your finances. With that in mind, here are 5 easy steps you can take to start 2015 off on the right financial foot.

 

By: Sara Radovanovich on January 5, 2015
LowestRates.ca Proud to Donate to Yonge Street Mission

The holiday season encourages us to be generous and thoughtful. It reminds us that we should be thankful for all that we have and celebrate our love for one another with joy and merriment. It is also a time to think of those who do not have the same luxuries and comforts we often take for granted. At LowestRates.ca, we reflected on this and challenged ourselves to make the lives of those less fortunate than us a little better over the holiday season.

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