You just got your first job after college. You’re finally making money. You’re not rich and you’re certainly not buying a mansion anytime soon. On the bright side, you’re able to finally put some money aside. You’re finally in the positive.

‘Tis the season for ghosts, ghouls, and ghastly decorated houses! Show off your Halloween spirit for your chance to win an iPad Mini.

My favourite time of year is Halloween. I love the candlelit pumpkins, the scary costumes, and the candy-seeking kids coming to my door. Finding a frugal way to do Halloween is pretty easy unless you love it and want to go all out.

At Lowest Rates, we believe that we are a part of the offline community – not just a member of the online world. 

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“I went for a burrito after working out and explored my new campus.”

Financial experts everywhere tell you that your credit card is the enemy. They say that you will overspend and end up a slave to your debt. This can absolutely be a problem for some people. But it doesn’t have to be. If you’re good with your money, there are a lot of benefits when you use your credit card for everything.

Everyone is familiar with the stereotypical woman who spends more time worrying about what shoes to buy than whether she’ll have enough to retire on later in life. She racks up Carrie Bradshaw-like credit card debt on good times with her girlfriends and those “steal of a deal” designer outfits.

How do you spend Thanksgiving when away for college? The obvious answer is that you go home and enjoy a feast with your family. However, this isn’t an option for all students. Life gets in the way sometimes.

When it comes to getting a mortgage, most people are pretty clueless. We’re likely to believe whatever the nice lady at the bank tells us about the whole process.