Lowest Rates Blog: Credit Cards

Who doesn’t like getting free cash back every time they shop? When it comes to money-back credit card rewards in Canada there are currently three contenders with pretty strong claims to the throne. Using these cards to make purchases that you would be making anyway is an automatic discount on nearly everything that you buy.

One of the best ways to start building credit and establishing independent finances as an adult is to use a credit card. It’s also exciting to know that you can expand your horizons when it comes to spending.

By spending aggressively on their cards, consumers can generate rewards which can easily add up to hundreds of dollars per year. That’s not bad for doing the spending you’d normally do anyway.

There are good ways to borrow money and there are bad ways.

For those looking for a straightforward rewards credit card, it can be frustrating to deal with special rotating categories, or find themselves stuck with limited rewards redemption options.

Shopping in the United States is so much better than shopping in Canada. Not only are there more stores and products available, but the prices are lower than in Canada. Unfortunately, a lot of that price difference is caused by the exchange rate.