We believe in helping people make smarter decisions with their money.
LowestRates.ca is a Fintech company founded in 2012 and based in Toronto, Ont. We are a free and independent service that helps people save time and money by allowing them to compare insurance, credit cards, mortgages, and loans offered by North America’s leading financial institutions.
“Taking 5 minutes to compare can save Canadians hundreds if not thousands.”
Justin Thouin - Co-Founder & CEO
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Co-Founder and CEO
Justin ThouinWatch Video
Justin Thouin is the Co-Founder and CEO of LowestRates.ca. Justin started the company in 2012 following a successful career as a Senior Executive with two prominent entertainment and technology organizations. He also created a thriving Executive Consulting practice prior to founding the company. Justin holds an Honours Degree in Commerce from Queen's University.
Justin is passionate about sports of all kinds, playing tennis competitively and coaching his two daughters in soccer. He also enjoys investing in early stage ventures and mentoring aspiring entrepreneurs. Justin has been an EY Entrepreneur of the Year Award finalist and is frequently featured in the media.
Vice President, Strategic Partnerships
Sean Widdess is the Vice President of Strategic Partnerships at LowestRates.ca. He's responsible for securing and maintaining partnerships with insurance brokers, direct writers, mortgage brokers, credit card companies, lenders, banks, and other financial brands. Before joining LowestRates.ca, Sean spent 9 years as VP and National Sales Manager at VERICO Financial Group, a leading Canadian national mortgage brokerage. When Sean’s not working, he can be found spending time with his wife and kids at their many sporting events.
Director of Development
Gary is our Director of Development and acts as the bridge between the business team and the development team. He ensures the use of the highest software development standards and processes at LowestRates.ca. He’s also a well-rounded programmer himself. In his downtime, Gary likes to do various activities with his family and friends.
Director of Finance and HR
Jerom Yu, CPA, MBA is the Director of Finance & HR and Privacy Officer at LowestRates.ca. Jerom has over ten years of professional experience in corporate finance, accounting and governance across different industries. Since joining LowestRates.ca in March 2019, Jerom has established a well-functioning team and made significant improvements to the company's finance, HR, business insights and reporting functions to better support the rapid growth of LowestRates.ca. Jerom holds a Chartered Professional Accountant designation and a MBA degree from the University of New Brunswick.
Justin is Director, Insurance Products at RATESDOTCA and the former Product Manager at LowestRates.ca. He is a graduate of the Richard Ivey School of Business at Western University. Prior to joining either company, Justin interned at an insurance quote comparison website and completed a semester abroad in Belgium. In his free time, Justin keeps up with the Toronto Raptors.
Director of Content Strategy
John Shmuel is the Director of Content Strategy and PR at RATESDOTCA, and contributing writer and expert at LowestRates.ca. He spent seven years covering investing and economics for the National Post. His reporting has taken him around the world — from a lobster fishing boat on the Bay of Fundy to a robot fitness class in Tokyo. John is a graduate of Ryerson University and a board member of the Society of American Business Editors and Writers.
Maggie is the Accounting Manager who leads the transactional accounting function for our business and is responsible for providing accurate and timely reporting and financial results. Maggie graduated from U of T Mississauga with a Bachelor of Commerce and specialized in Accounting. Before joining LowestRates.ca, she was working as a Controller in a mining investment and advisory company in Toronto.
Core Content Manager
Alexandra is a Core Content Manager at RATESDOTCA, specializing in auto insurance, and a contributing writer to LowestRates.ca. Her reporting has appeared in Canadian Business, the Toronto Star, the National Post, and the CBC.
Senior Quality Assurance Analyst
Alisher worked in the QA field for 10 years before joining the LowestRates.ca team in 2016. As a certified quality assurance analyst, he makes sure that the software created by our development team is free of defects and helps keep our site running smoothly. Special skills include drawing, painting, speaking three different languages, and understanding six.
Viktor joined LowestRates.ca as a software developer. He has a passion for coding and challenging tasks. In his spare time, aside from coding, he also likes to play MMORPGs, watch sci-fi movies and do sports. He's interested in investing, stocks and healthy living.
Accounts Payable Specialist & HR Administrator
Miriam is the Accounts Payable Specialist & HR Administrator with an Honours degree from York University.
Hanna is the Quality Assurance Analyst for LowestRates.ca. Before joining the company she worked as a hardware tester. She enjoys travelling and spending time with family and friends.
Margarita worked for 10 years as an equity trader on the New York Stock Exchange prior to joining LowestRates.ca as a QA Analyst. She has a Master’s degree in economics, but non the less is very passionate about IT and technology. As a manager and a Chief Finance Officer, Margarita has traveled the world for business and pleasure. She speaks four languages and can play the piano. She has competed as a professional volleyball player. Margarita enjoys watching Nat Geo WILD.
Associate Product Manager
Adnan is an Associate Product Manager at LowestRates.ca and a graduate of Brock University. He develops technical solutions to business problems and is involved in identifying problems, needs, and opportunities for improvement at all levels of the organization.
Lisa is the Senior Editor at RATESDOTCA and former Editor/Writer at LowestRates.ca. Her work has appeared in Reader’s Digest, Toronto Life, Canadian Living and TVO. As a child, she diligently hoarded the $50 bills that fell out of her Christmas cards. Adult Lisa is working hard to resurrect those stockpiling tendencies.
Marketing Coordinator - B2B
Hannah Schwab is the Marketing Coordinator - B2B for LowestRates.ca. Prior to LowestRates.ca, she attended the University of Vermont where she graduated with a Finance & Marketing degree. In her spare time, you may find Hannah networking, exploring the city, travelling the world, or spending quality time with family and friends. Feel free to reach out to Hannah at email@example.com
Front End Developer
Tuni is a Front End Developer for LowestRates.ca. Before joining LowestRates she worked as a graphic designer and as a fashion designer. Tuni is really passionate about coding, loves volunteering for organizations that teach code, and enjoys attending tech events. She is a food adventurer, a theatre nerd, a terrible gamer, and proudly geek.
Personal Finance Writer
Zandile is a freelance personal finance writer. She previously worked as the Personal Finance Writer at LowestRates.ca and before that, the Content Editor for Real Estate Management Industry News. As a self-proclaimed budget warrior, Zandile dedicates most of her time to advocating for financial wellness.