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Here are some frequently asked questions about LowestRates.ca. Have a different question? Check out our Help Centre.
What does LowestRates.ca do?
We’re a site where Canadians can compare rates on financial products — for free. With our technology, you can see, at a glance, what rates companies are willing to offer you on auto and home insurance, mortgages, credit cards, and more. We’re always adding more products to our roster, so you have the best experience possible.
What’s the advantage of comparing financial products online?
Comparison shopping is the best way to make sure you’re getting the lowest rate. You could go to every lender or insurance company directly for a quote — but that would waste a lot of time. LowestRates.ca takes care of the heavy lifting by comparing the market for you.
How do you make your money?
We connect Canadians with the right financial companies for their unique needs. In turn, companies pay LowestRates.ca a fee when we refer customers to them. There's no cost to you, our users, and we only work with reputable, trustworthy institutions.
How do I know I’m actually getting the lowest rate?
We have a strong selection of lenders on LowestRates.ca including the big banks and many independent providers. This ensures we’re always finding you the best rate out there. Even if you’re not ready to commit to anything, you can use our site as a starting point for research (it’s totally free and you’re under no obligation!).
The better informed you are, the more likely you'll negotiate a better deal for yourself. And, really, that’s what we care about the most.
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