Compare rates, save money, give yourself a high-five.

Get quotes for insurance, mortgages, credit cards, and loans. The best part? It only takes three minutes.

What would you like to do today?

It’s okay to gloat when you find the best price on auto insurance.

Find the best rates on auto insurance, fast. We compare the cheapest auto insurance plans from all the top providers in your area. Save hundreds, or even thousands, of dollars per year on your policy as insurers compete for your business.

Get an Auto Insurance Quote
Front view of a car. Illustration.

See how our customers save big on auto insurance.

CustomerLocationVehicleLowest RateHighest RateRange
Male, 36 years oldAlberta2006 MERCEDES-BENZ B200 TURBO 5DR$1,449/yr$2,281/yr$832
Female, 24 years oldOntario2008 NISSAN VERSA 1.8 SL 4DR$1,943/yr$4,925/yr$2,982
Get an Auto Insurance Quote

Get the best home insurance rate while you’re at it.

Applying for home insurance can be a pain, but our quoter makes it quick and simple. We’re not only promising to save you money (which we will), but we’ll also save you the hassle of having to try to compare the market on your own. Bundle with your auto insurance policy and get an additional discount on your home insurance.

Get a New Home Insurance Rate
Outline of a house. Illustration.

See how much you could be saving on home insurance.

Type of homeLocationPrevious claimsLowest RateHighest RateRange
Detached, 1,792 sq ftOntarioNone$683/yr$2,068/yr$1384.5
Detached, 1,300 sq ftAlberta1$2,061/yr$3,853/yr$1792.36
Get a New Home Insurance Rate

When it comes to mortgage rates, every decimal point matters.

Get the best mortgage rates from over 30 banks and brokers in just seconds. See the lowest rates currently offered in your area and access special deals available exclusively at LowestRates.ca. You can save thousands of dollars on interest and skip all the negotiating with our free, no-obligation service.

Compare Mortgage Rates
Outline of a house with a money bag in front of it. Illustration.

See the mortgage savings add up

Compare our best 5-year fixed rate vs. posted bank rate on a $400,000 mortgage over time.

 

Savings

$ 0

Compare Mortgage Rates

‘Cause not all credit cards are created equal.

Get the right credit card the first time. Compare offers from Canada’s leading credit card providers and find the perfect card in just minutes.

Find Your Credit Card
Hand holding a credit card. Illustration.
Frontview of a credit card. Illustration.

How much cash back could you get in one year on the Scotia Momentum Visa Infinite card?

If you spent:

 

Total cash back

$ 0

Find Your Credit Card

What our users say:

October 15
Lower Rates found almost immediately!
Lowest Rates found me better auto and home insurance almost immediately! I'm sa...
Rod Snyder
October 14
fast and efficient help translating…
fast and efficient help translating into significant savings
carol comeau
October 12
I had a great experience!!
I had a great experience!!
Ivor Rego
October 8
The online questions and answers are…
The online questions and answers are quick and prompt . It takes less than 10 mi...
Paul Yu
October 5
For my upcoming auto and home…
For my upcoming auto and home insurance, I was searching better rate and finally...
Hiteshkumar Parekh
September 30
Great rates
Great rates and prompt response!
Jennifer goulet
August 16
Quick
Quick, easy. Give you quotes from different buisnesses for your chooosing.
Shannon Gauvin
July 26
User friendly with quick results
I saw a segment on CHCH morning live and it lead me to LowestRates.ca - it is q...
Christine Irwin
July 17
The website is quite easy to navigate
The website is quite easy to navigate, results are coming fast. You have to give...
Victor Drozd
July 12
The form to fill out was simple and…
The form to fill out was simple and easy and the quotes came instantly
Rowena
July 7
The agent was very courteous and prompt…
The agent was very courteous and prompt with return calls, and gave me what I ne...
Richard & Elsie Drouin Drouin
July 5
I found lowest rates very helpful in…
I found lowest rates very helpful in getting probably the best quote that I coul...
koduvayur Jayaraman
June 19
Easy to us and a very profitable hour…
Easy to us and a very profitable hour or two
Peter Albion
June 11
They are very helpful and had all the…
They are very helpful and had all the answers to my question s very quick to com...
roseanne boulerice
June 5
This is my first time using…
This is my first time using lowestRates.ca site searching for a good price for a...
Jean-Claude Azar

We’re here to help.

Here are some frequently asked questions about LowestRates.ca. Have a different question? Check out our Help Centre.

What does LowestRates.ca do?

We’re a site where Canadians can compare rates on financial products — for free. With our technology, you can see, at a glance, what rates companies are willing to offer you on auto and home insurance, mortgages, credit cards, and more. We’re always adding more products to our roster, so you have the best experience possible.

What’s the advantage of comparing financial products online?

Comparison shopping is the best way to make sure you’re getting the lowest rate. You could go to every lender or insurance company directly for a quote — but that would waste a lot of time. LowestRates.ca takes care of the heavy lifting by comparing the market for you. 

How do you make your money?

We connect Canadians with the right financial companies for their unique needs. In turn, companies pay LowestRates.ca a fee when we refer customers to them. There's no cost to you, our users, and we only work with reputable, trustworthy institutions.

How do I know I’m actually getting the lowest rate?

We have a strong selection of lenders on LowestRates.ca including the big banks and many independent providers. This ensures we’re always finding you the best rate out there. Even if you’re not ready to commit to anything, you can use our site as a starting point for research (it’s totally free and you’re under no obligation!).

The better informed you are, the more likely you'll negotiate a better deal for yourself. And, really, that’s what we care about the most.

MoneyMinded

Read More Like This

Want to get more MoneyMinded?

Sign up to get our articles on money, insurance, homebuying and more to your inbox.