Compare the lowest rates in Canada to save time and money.

Get quotes instantly for insurance, mortgages, credit cards, and loans. The best part? It's free, and the top financial providers in the country will compete for your business.

Find your best option by comparing now

It’s okay to gloat when you find the best price on auto insurance.

Find the best rates on auto insurance, fast. We compare the cheapest auto insurance plans from all the top providers in your area. Save hundreds, or even thousands, of dollars per year on your policy as insurers compete for your business.

Get an Auto Insurance Quote
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See how our customers save big on auto insurance.

CustomerLocationVehicleLowest RateHighest RateRange
Male, 43 years oldOntario2011 BMW 328i xDrive 4DR AWD$1,776/yr$5,259/yr$3,483
Male, 33 years oldOntario2016 HONDA TRUCK/VAN HR-V EX-L 4DR 2WD$1,956/yr$4,399/yr$2,443
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Get the best home insurance rate while you’re at it.

Applying for home insurance can be a pain, but our quoter makes it quick and simple. We’re not only promising to save you money (which we will), but we’ll also save you the hassle of having to try to compare the market on your own. Bundle with your auto insurance policy and get an additional discount on your home insurance.

Get a New Home Insurance Rate
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See how much you could be saving on home insurance.

Type of homeLocationPrevious claimsLowest RateHighest RateRange
Detached, 2,950 sq ftOntarioNone$2,290/yr$5,270/yr$2980.754
Detached, 1,100 sq ftAlberta1$1,324/yr$2,253/yr$928.514
Get a New Home Insurance Rate

When it comes to mortgage rates, every decimal point matters.

Get the best mortgage rates from over 30 banks and brokers in just seconds. See the lowest rates currently offered in your area and access special deals available exclusively at LowestRates.ca. You can save thousands of dollars on interest and skip all the negotiating with our free, no obligation service.

Compare Mortgage Rates
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See the mortgage savings add up

Compare our best 5-year fixed rate vs. posted bank rate on a $400,000 over time.

 

Savings

$ 0

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‘Cause not all credit cards are created equal.

Get the right credit card the first time. Compare offers from Canada’s leading credit card providers and find the perfect card in just minutes.

Find Your Credit Card
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Frontview of a credit card. Illustration.

How much cash back could you get in one year on the Scotia Momentum Visa Infinite card?

If you spent:

 

Total cash back

$ 0

Find Your Credit Card

What our users say:

Excellent
October 21
Great site - easy to use
Great site - easy to use and showing great savings
Joe M
September 23
Great website!
Great website, easy to use so many rate comparisons for all different financial ...
nik plett
September 21
Highly Recommended
Pretty easy to use the website and I received several quotes that looked competi...
Joe Nunes
September 21
The service was excellent
The service was excellent , The lady at the check out was very help full. Enjoy ...
Girdharry Singh
September 8
Great online and customer service…
Great online and customer service experience!
Sarah Stewart
August 8
Great site 👍
Was looking for the lowest rates for my car insurance and the sites really help ...
Denis
August 7
Saved me so much time finding the best rate!
LowestRates.ca helped me save so much time looking for the best car insurance ra...
Liz Salzman
August 4
Lowestrates.ca provides a quick…
Lowestrates.ca provides a quick response and provides a lowest possible supplier...
Albert Wang
July 23
Saved money and agent was very helpful…
Saved money and agent was very helpful much better deal ! Highly recommended
Antonella Commodaro
July 21
I was doubtful to fill out the online…
I was doubtful to fill out the online form at first, but I am sure glad I did. K...
Patrick
July 21
Easy use/convenient
Easy use/convenient. This is a good one stop shop for all personal finance need...
Jess Michelle
June 8
LowestRates.ca was a great way to find…
LowestRates.ca was a great way to find a lower cost of insurance needs when rene...
David Bermingham
May 23
Website is very easy to use
Website is very easy to use, questions are basic. Be sure to review companies on...
Alan Poulter
May 18
i am so satisfied
i am so satisfied
Rabiae Kharouba
May 10
for insurance
It is good website to check for insurance
Palvinder Tumber

We’re here to help.

Here are some frequently asked questions about LowestRates.ca. Have a different question? Check out our Help Centre.

What does LowestRates.ca do?

We’re a site where Canadians can compare rates on financial products — for free. With our technology, you can see, at a glance, what rates companies are willing to offer you on auto and home insurance, mortgages, credit cards, and more. We’re always adding more products to our roster, so you have the best experience possible.

What’s the advantage of comparing financial products online?

Comparison shopping is the best way to make sure you’re getting the lowest rate. You could go to every lender or insurance company directly for a quote — but that would waste a lot of time. LowestRates.ca takes care of the heavy lifting by comparing the market for you. 

How do you make your money?

We connect Canadians with the right financial companies for their unique needs. In turn, companies pay LowestRates.ca a fee when we refer customers to them. There's no cost to you, our users, and we only work with reputable, trustworthy institutions.

How do I know I’m actually getting the lowest rate?

We have a strong selection of lenders on LowestRates.ca including the big banks and many independent providers. This ensures we’re always finding you the best rate out there. Even if you’re not ready to commit to anything, you can use our site as a starting point for research (it’s totally free and you’re under no obligation!).

The better informed you are, the more likely you'll negotiate a better deal for yourself. And, really, that’s what we care about the most.

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