Compare the lowest rates in Canada to save time and money.

Get quotes instantly for insurance, mortgages, credit cards, and loans. The best part? It's free, and the top financial providers in the country will compete for your business.

Find your best option by comparing now

It’s okay to gloat when you find the best price on auto insurance.

Find the best rates on auto insurance, fast. We compare the cheapest auto insurance plans from all the top providers in your area. Save hundreds, or even thousands, of dollars per year on your policy as insurers compete for your business.

Get an Auto Insurance Quote
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See how our customers save big on auto insurance.

CustomerLocationVehicleLowest RateHighest RateRange
Male, 17 years oldAlberta2004 FORD MUSTANG 2DR$3,186/yr$3,234/yr$48
Male, 56 years oldOntario2013 HYUNDAI TRUCK/VAN SANTA FE 4DR 2WD$1,428/yr$4,523/yr$3,095
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Get the best home insurance rate while you’re at it.

Applying for home insurance can be a pain, but our quoter makes it quick and simple. We’re not only promising to save you money (which we will), but we’ll also save you the hassle of having to try to compare the market on your own. Bundle with your auto insurance policy and get an additional discount on your home insurance.

Get a New Home Insurance Rate
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See how much you could be saving on home insurance.

Type of homeLocationPrevious claimsLowest RateHighest RateRange
Semi-detached, 1,800 sq ftOntarioNone$320/yr$905/yr$584.7
Detached, 1,640 sq ftAlberta1$912/yr$3,090/yr$2178.138
Get a New Home Insurance Rate

When it comes to mortgage rates, every decimal point matters.

Get the best mortgage rates from over 30 banks and brokers in just seconds. See the lowest rates currently offered in your area and access special deals available exclusively at LowestRates.ca. You can save thousands of dollars on interest and skip all the negotiating with our free, no obligation service.

Compare Mortgage Rates
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See the mortgage savings add up

Compare our best 5-year fixed rate vs. posted bank rate on a $400,000 over time.

 

Savings

$ 0

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‘Cause not all credit cards are created equal.

Get the right credit card the first time. Compare offers from Canada’s leading credit card providers and find the perfect card in just minutes.

Find Your Credit Card
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Frontview of a credit card. Illustration.

How much cash back could you get in one year on the Scotia Momentum Visa Infinite card?

If you spent:

 

Total cash back

$ 0

Find Your Credit Card

What our users say:

Excellent
Based on 202 reviews
May 23
Website is very easy to use
Website is very easy to use, questions are basic. Be sure to review companies on...
Alan Poulter
May 18
i am so satisfied
i am so satisfied
Rabiae Kharouba
May 10
for insurance
It is good website to check for insurance
Palvinder Tumber
April 11
LowerRates.ca Review
LowerRates provides quick processing of cost comparisons and their website is so...
Agripina Suarez
April 4
Saved me $1740 per year on premiums
Saved me $1740 per year on premiums
Douglas Bailey
March 31
Easy and saved money
Our local insurance provider for home insurance increased our rate for 2020-2021...
Stephen Alexander
March 30
My hunt for a lower rate than what I…
My hunt for a lower rate than what I was paying to my current Auto insurance pai...
Muhammad
March 29
Was looking for some rates for a newer…
Was looking for some rates for a newer car I am considering so I went online and...
Scott Gould
March 27
Perfect
Just one word to describe it is perfect. Thank you
Huan Nguyen
March 23
Excellent followup
Finally, customer service improved. Please get update from Surex on my behalf.
Peter Chinaka
March 16
Very good site
Very good site, thank you!
Shulin Gao
March 13
Satisfied Client
Prompt, professional and understandable process.
E. HSIA
March 10
Fast and easy site!
Fast and easy site that ultimately helped me find the most competitive rates for...
NS44
March 7
My experience was very convenient and
My experience was very convenient and easy !!
Ben Stewart
March 6
Finding tenant insurance
I had to find tenant insurance for the first time. Needless to say, I was nervou...
Tonie Ogilvie

We’re here to help.

Here are some frequently asked questions about LowestRates.ca. Have a different question? Check out our Help Centre.

What does LowestRates.ca do?

We’re a site where Canadians can compare rates on financial products — for free. With our technology, you can see, at a glance, what rates companies are willing to offer you on auto and home insurance, mortgages, credit cards, and more. We’re always adding more products to our roster, so you have the best experience possible.

What’s the advantage of comparing financial products online?

Comparison shopping is the best way to make sure you’re getting the lowest rate. You could go to every lender or insurance company directly for a quote — but that would waste a lot of time. LowestRates.ca takes care of the heavy lifting by comparing the market for you. 

How do you make your money?

We connect Canadians with the right financial companies for their unique needs. In turn, companies pay LowestRates.ca a fee when we refer customers to them. There's no cost to you, our users, and we only work with reputable, trustworthy institutions.

How do I know I’m actually getting the lowest rate?

We have a strong selection of lenders on LowestRates.ca including the big banks and many independent providers. This ensures we’re always finding you the best rate out there. Even if you’re not ready to commit to anything, you can use our site as a starting point for research (it’s totally free and you’re under no obligation!).

The better informed you are, the more likely you'll negotiate a better deal for yourself. And, really, that’s what we care about the most.

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