Compare the lowest rates in Canada to save time and money.

Get quotes instantly for insurance, mortgages, credit cards, and loans. The best part? It's free, and the top financial providers in the country will compete for your business.

Start saving today by comparing options from 75+ Canadian providers

It’s okay to gloat when you find the best price on car insurance.

Find the best rates on auto insurance, fast. We compare the cheapest car insurance quotes from 75+ Canadian insurance providers. Save hundreds, or even thousands, of dollars per year on your policy as insurance companies compete for your business.

Get an Auto Insurance Quote
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See how our customers save big on auto insurance.

CustomerLocationVehicleLowest RateAverage RateSaved
Quote from August 02, 2021
Customer
Female, 35 years old
Location
ontario
Vehicle
2011 MITSUBISHI TRUCK/VAN RVR SE 4DR 2WD
Lowest Rate
$4,285/yr
Average Rate
$6,473/yr
Saved
34.00%
Quote from August 02, 2021
Customer
Female, 36 years old
Location
ontario
Vehicle
2020 TOYOTA COROLLA LE 4DR
Lowest Rate
$2,535/yr
Average Rate
$4,070/yr
Saved
38.00%

Get the best home insurance rate while you’re at it.

Applying for home insurance can be a pain, but our quoter makes it quick and simple to compare home insurance quotes from 75+ Canadian providers. We're not only promising to save you money (which we will), but we'll also save you the hassle of having to try to compare the market on your own. Bundle with your auto insurance policy and get an additional discount on your home insurance.

Get a New Home Insurance Rate
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See how much you could be saving on home insurance.

Type of homeLocationPrevious claimsLowest rateAverage rateSaved
Quote from August 02, 2021
Type of home
Detached 2,250 sq ft
Location
Ontario
Previous claims
None
Lowest Rate
$46/mth
$547/yr
Average rate
$76/mth
$915/yr
Saved
$31/mth
40.00%
Quote from August 02, 2021
Type of home
Detached 2,105 sq ft
Location
Ontario
Previous claims
None
Lowest Rate
$86/mth
$1,032/yr
Average rate
$169/mth
$2,030/yr
Saved
$83/mth
49.00%

When it comes to mortgage rates, every decimal point matters.

Get the best mortgage rates in seconds from 75+ of Canada's leading banks and brokers. See the lowest rates currently offered in your area and access special deals available exclusively at LowestRates.ca. You can save thousands of dollars on interest and skip all the negotiating with our free, no obligation service.

Compare Mortgage Rates
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See the mortgage savings add up

Compare our best 5-year fixed rate vs. posted bank rate on a $400,000 over time.

 

Savings

$ 0

Compare Mortgage Rates

‘Cause not all credit cards are created equal.

Get the right credit card the first time. Compare offers from Canada’s leading credit card providers and find the perfect card in just minutes.

Find Your Credit Card
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Frontview of a credit card. Illustration.

How much cash back could you get in one year on the Scotia Momentum Visa Infinite card?

If you spent:

 

Total cash back

$ 0

Find Your Credit Card

What our users say:

Excellent
Based on 331 reviews
July 25
Awesome 👍😎
Awesome 👍😎
Joshua Leong
July 15
Auto Insurance
I was looking for an insurance rate that would help me save money, I did a Googl...
Louise Beaton
July 7
Great and honest service !!!
Meaghan Ford was amazing with her service and very patient in explaining all the...
Zee Sajid
July 1
excellent service
excellent service
An Luu
June 22
Highly recommended
Excellent customer service. Was very patient and answer my customers toughly. Fo...
Karan Parmar
June 18
Chelsea was very helpful
Chelsea was very helpful, answered all my questions and set me up hassle free. S...
Chris
June 14
its the easiest thing in the world to…
its the easiest thing in the world to find insuance that isn't going to burn the...
ann watson
June 11
Very nice broker
Very nice broker. Good service. Found a great deal.
Meredith Berggren
June 9
Simple, fast, affordable!
Took a little longer than expected for the billing to go through, but otherwise...
Jonathan C
June 5
Awesome work
wow what an awesome rep. He did up everything, extremely fast and was very under...
Delroy Paul
June 4
It was a pleasure dealing with your…
It was a pleasure dealing with your broker, it made switching insurance companie...
Michael Sheridan
May 27
Excellent customer service
This is the first time I got insurances from Direct Rate.I have nothing but good...
Tejas Patel
May 26
Quick service
Quick service, good price
dl
May 22
Imad Harrouk was great !
Imad Harrouk was great ! intelligent well spoken professional polite a perso...
james bannon
May 21
Imad Harrouk helped me get the best…
Imad Harrouk helped me get the best home and auto bundle insurance quote. He was...
Amanda Moskowitz

We’re here to help.

Here are some frequently asked questions about LowestRates.ca.

What does LowestRates.ca do?

We're a site where Canadians can compare rates on financial products for free from 75+ of Canada's top providers. With our technology, you can see the rates multiple companies are willing to offer you all at once. That includes auto and home insurance, mortgages, credit cards, and more. We're always adding more products to our roster so that you have the best experience possible.

What’s the advantage of comparing financial products online?

Comparison shopping is the best way to make sure you’re getting the lowest rate. You could go to every lender or insurance company directly for a quote — but that would waste a lot of time. LowestRates.ca takes care of the heavy lifting by comparing the market for you.

Is LowestRates.ca a broker?

No, LowestRates.ca isn’t a broker. We’re a comparison website that allows you to easily view quotes from multiple providers, all in one place. If you find an attractive mortgage or insurance rate on LowestRates.ca, we can connect you directly with a licensed broker to secure your rate ASAP.

Are there any fees associated with using LowestRates.ca?

Never! It’s 100% free to compare all financial products on LowestRates.ca, and there’s no obligation to accept the rates we offer you.

How does LowestRates.ca make money?

We connect Canadians with the right financial companies for their unique needs. In turn, companies pay LowestRates.ca a fee when we refer customers to them. There's no cost to you, our users, and we only work with reputable, trustworthy institutions.

What provinces does LowestRates.ca work in?

Quotes for mortgage rates, home and life insurance and credit cards are available across Canada. Auto insurance quotes are available in Ontario, Alberta, Quebec, New Brunswick, Newfoundland and Labrador, Nova Scotia, Prince Edward Island, Yukon, Northwest Territories and Nunavut.

How do I know I’m actually getting the lowest rate?

We have a strong selection of lenders on LowestRates.ca including the big banks and many independent providers. This ensures we’re always finding competitive rates for our users. Even if you’re not ready to commit to anything, you can use our site as a starting point for research (it’s totally free and you’re under no obligation!).

The better informed you are, the more likely you'll negotiate a better deal for yourself. And, really, that’s what we care about the most.

How does LowestRates protect my personal information?

We’ve designed our service around your security. That means on LowestRates.ca, you can find a better deal while disclosing as few details as possible. On top of that, our site is SSL-encrypted to keep your information secure from nosy third parties. We’ll refer you to our insurance, mortgage, and credit card partners if you find a rate you like — but only after you give us permission. We won’t share your personally identifiable information with our partners without your consent.

 

Sharing rates, not your information.

We pledge to protect your information to the highest degree. Rest assured, you won’t hear from annoying spammers after using LowestRates.ca. We also won’t share your information with any of our partners in our digital marketplace without your permission.

That’s our promise and we’re sticking to it.

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