There are many different types of commercial insurance coverage. The coverage you need depends on your business. That’s why we connect you with an insurance expert who can help you secure the right policy.
The coverage in your new policy will include the following:
Covers damages to your business's premises and any property related to business operations (equipment, computers, tools, inventory, etc.). Some equipment requires special coverage. Ask an insurance specialist for details.
Every business needs liability insurance. This type of insurance provides your business with protection against liability claims that may result from accidents, mistakes, or injuries that occur at your business.
Medical payments/workers compensation
Coverage for medical expenses that result from an injury for which you or your company is liable. It also pays workers compensation if one of your employees sustains an injury or contracts an illness related to their job.
Business income coverage
This coverage compensates you for lost business income due to an insured peril that impairs your company operations. Business income coverage often provides payments for payroll plus other operating expenses.
Commercial auto coverage
Do your employees drive company-owned vehicles or use their own vehicles for company business? Commercial auto insurance covers your employees while they're on the road.
If you move goods or cargo from one place to another, transit coverage is a must. It offers a broad range of protection while your property travels from point A to point B.