Lowest Rates Blog: Credit Cards

“Why did it cost me $29 just to access my OWN money last month?”

When you think about donating, you might think about the Salvation Army Santas or Sally Struthers’ "Feed the Children!" advertisements on television. What you might not think about are all the ways you can maximize your charity giving with your credit card.

Your first credit card is a big deal. Your decisions now can have an impact on whether you will be approved for other credit products over the next few years. If you use your credit card wisely, a.k.a. make payments on time and keep the balance low, you will build a credit history and a high credit score.

 I can’t believe that I’m no longer in college. When I was a student I thought that college would never end. I never thought that the weekend would come. Now here I am in my late-20s writing about student credit cards as I think back to my first days with credit.

Are you a festival junkie? Do have a calendar countdown app on your phone with all your festival fun programmed in? The Calgary Stampede usually gets all the credit when people think about outdoor shows in Alberta, but there’s a lot more going on in our little town.

You’re going to remember your first credit card just like a first car or a first home. When the time is right and you think that you can handle it, you can apply for your piece of plastic.