Lowest Rates Blog: Credit Cards

By: Nelson Smith on December 30, 2014
4 Easy Ways to Shed Your Holiday Debt

For most Canadians, the holidays were expensive. In 2013, the average Canadian spent approximately $1,800 on the festive season. This included $689 on travel, $674 on gifts, and the rest on incidentals like food, booze, and earplugs after your nephew gets a new toy that makes a bunch of noise. 

Chances are the holidays also left you with a whack of debt. Here are some easy strategies to slay those credit card bills and start 2015 right.

By: Thomas Sigsworth on December 30, 2014
Infographic: 14 Key Moments from 2014

One thing's for sure – 2014 has been a very interesting year. Mortgage rates defied prediction by sinking even lower, while home prices continued to climb higher – sometimes much higher – in several key Canadian cities.

Want to see how the year in personal finance played out? Check out our infographic below:

By: Lucy Zemljic on December 23, 2014
5 Financial Resolutions for 2015 – And How to Actually Keep Them!

The holiday season is still in full swing, but as the year comes to a close, many of us will be resolving to better ourselves in 2015. Our resolutions won't be entirely about hitting the gym and quitting the gin though – in fact, many Canadians' New Year's resolutions revolve around financial fitness.

By: Nelson Smith on December 8, 2014
Credit Card Debt: Why You Should Play the Balance Transfer Game

Being in credit card debt isn’t a lot of fun.

For most folks serious about getting back to zero, dealing with credit card debt consists of a lot of cheap, homemade meals, having a nonexistent entertainment budget, and saying no to anything but the cheapest of vacations. After all, paying back credit cards is expensive. If it wasn’t, there wouldn’t be a problem in the first place.

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