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CIBC Dividend® Visa* Card

CIBC Dividend® Visa* Card

This offer is not available for residents of Quebec. †Terms and conditions apply..

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Network Provider
Low Interest
No Fee
Annual fee
Purchase interest rate
9.99% for 10 months . 20.99% after that.
Cash advance rate
Balance transfer rate
Credit Needed
Good (650-749)

Card description

Get 9.99% Purchase and 20.99% Cash annual interest rate for 10 months.  Plus, get 2% cash back on eligible grocery purchases

  • 2% cash back on eligible grocery purchases
  • 1% cash back on eligible gas, EV charging, transportation, dining purchases and recurring payments
  • 0.5% cash back on all other purchases
  • Get cash back on demand - redeem your cash back at any time when you have a minimum of $25 through CIBC Online and Mobile Banking®


Save on gas with CIBC and Journie Rewards. 

  • Link and use your CIBC Dividend® Visa Card with Journie Rewards to  save up to 10 cents per litre at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.


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†Terms and Conditions Apply.

This offer does not apply to customers in Quebec.

To be eligible for this offer:

1) this offer must have been directly communicated to you from CIBC or from a partner/affiliate; and

2) you must apply for the eligible card through the link provided in the CIBC or partner/affiliate communication to you.† This offer is reserved for you. Please do not forward it to anyone else.

CIBC may approve your application, but you are not eligible to receive this Offer if you have opened, transferred or cancelled another Dividend card within the last 12 months.

High praise for

May 15
It was a very professional service
It was a very professional service. The person.was polite
Hugo Figueroa
May 10
Good experience
Good experience
May 9
They are friendly and helpt
May 9
Best customer service
Best customer service.
May 7
Very professional
Very professional, quick and prompt answers.
May 7
Customer service was 10/10
Customer service was 10/10, very informative and helpful/friendly.
May 5
The fellows were very friendly and…
The fellows were very friendly and helpful
Leona Toner
May 4
Very Helpful when time you need it
I have been using lowest to find the best raye for any of my insurance a...
May 2
Knowledgeable staff.
Knowledgeable staff.
paul malandrino
April 27
Very Helpful and Professional
Quick, and professional. Explained everything really well and answered all my qu...
April 26
A great agent...all my questions…
A great agent...all my questions answered I think Maria is an asset to your comp...
Ron Tombari
April 24
Great customer service
Great customer service! Ethan took the time to go over specifics with me! He was...
Margaret Lewis
April 22
Your agent Nathan was amazing and so…
Your agent Nathan was amazing and so helpful.
Alecia O'Brien
April 19
Prompt response
Prompt response. Good info to make a decision. Helpfull that info was sent to ...
Margaret Bird
April 19
Sean was easy to talk too and very…
Sean was easy to talk too and very informative.