Learn more about RBC Insurance Canada.
Founded in 1864 in Halifax, N.S., The Royal Bank of Canada (RBC) pre-dates Confederation. In 2016, it was Canada’s second-largest corporation by revenue, bringing in an estimated $42-billion. The bank has headquarters in Toronto and Montreal.
RBC Insurance Canada offers car insurance, as well as home, travel, and life insurance for individuals and groups.
Auto insurance from RBC is available in all provinces and territories except British Columbia, Manitoba and Saskatchewan. Its products are distributed by RBC Insurance Agency Ltd. and underwritten by Aviva General Insurance Company.
RBC has a sizable footprint in the Canadian auto insurance market, though it’s dwarfed by its health and life insurance products.
RBC Insurance offers car insurance quotes online through its site. LowestRates.ca offers car insurance quotes from 75+ Canadian insurance providers, so you can see which one offers the cheapest premium.
The RBC Insurance car insurance advantage.
Bundling your home and life insurance with your auto insurance could net you a discount. Getting a quote from RBC online could also qualify you for a 5% discount. Other ways to earn a discount with RBC include:
- Insuring multiple vehicles with RBC.
- Having no claims history.
- Being a retiree.
- Installing an RBC-approved anti-theft alarm system in your vehicle.
- Installing winter tires on your car.
RBC employees receive significant discounts — up to 25% on car insurance and 10% on home insurance — and could qualify for more depending on eligibility.
Unlike many of its car insurance competitors, RBC does not offer usage-based auto insurance, or any other optional programs that make it stand out on the innovation front. However, policyholders can still customize their policies by purchasing optional add-ons:
Family protection endorsement - If you or a member of your immediate family is injured or killed by an uninsured, underinsured, or unidentified at-fault driver, the benefit you receive will be significant — up to the limits of your financial coverage, according to the company.
Waiver of depreciation endorsement - If your new car is lost or damaged within the first two years, RBC will give you a benefit based on the sales price and won’t factor in depreciation.
Forgiveness for the first at-fault accident - Your premium won’t increase after your first accident with this rider.
Is there an app?
RBC Insurance does not currently offer an app for car insurance. It does, however, offer an online portal for policyholders. After you purchase car insurance with RBC Insurance, you’ll get a login for RBC’s Online Insurance hub, where you can manage your policy or file a claim.
How to submit a claim with RBC
There are two ways to contact RBC insurance about your car insurance policy: online, through RBC’s Online Insurance portal or by phone.
The best way to submit a claim with RBC Insurance is to call the toll-free line, where you’ll be connected with a claims advisor. To make a claim on your car insurance, call RBC Insurance at the phone number below.
- Number to reach RBC Insurance to submit an insurance claim by phone:
- #722 from a Bell or Rogers cellphone
- Hours of availability:
- RBC Insurance provides 24-7 support for car insurance claims at the phone number above, year-round.