Compare RBC Insurance car and auto insurance quotes with other top insurance companies. Find the best price.

On average, Canadians save hundreds of dollars per year by comparing quotes with us.

Get quotes from 75+ Canadian providers in 3 minutes.

Get quotes from 75+ Canadian providers in 3 minutes.

Learn more about RBC Insurance Canada.

Founded in 1864 in Halifax, N.S., The Royal Bank of Canada (RBC) pre-dates Confederation. In 2016, it was Canada’s second-largest corporation by revenue, bringing in an estimated $42-billion. The bank has headquarters in Toronto and Montreal.

RBC Insurance Canada offers car insurance, as well as home, travel, and life insurance for individuals and groups. 

Auto insurance from RBC is available in all provinces and territories except British Columbia, Manitoba and Saskatchewan. Its products are distributed by RBC Insurance Agency Ltd. and underwritten by Aviva General Insurance Company.

RBC has a sizable footprint in the Canadian auto insurance market, though it’s dwarfed by its health and life insurance products.

RBC Insurance offers car insurance quotes online through its site. LowestRates.ca offers car insurance quotes from 75+ Canadian insurance providers, so you can see which one offers the cheapest premium. 

 

Consumer reviews for RBC Insurance.

ProvinceUser satisfaction rating
Alberta
Atlantic
Ontario

 

 

 

 

 

Quebec

What other products does RBC Insurance offer?

Along with insuring all kinds of vehicles (cars, motorcycles, snowmobiles, motorhomes, ATVs, trailers and collector and classic cars), RBC offers a wide selection of coverage options for individuals, businesses and groups.

Home insurance: Standard and optional coverage for owners of houses and condos, and tenant insurance for renters.

Seasonal, secondary and rental home insurance: Coverage for seasonal and secondary homes and properties rented out to others.

Travel insurance: Comprehensive packages covering emergency medical costs, baggage, trip cancellation and interruption and accidents, with tailored options for seniors and travel within Canada. Choose from multi-trip annual coverage or cover just one trip at a time. RBC also has à la carte travel insurance options for those who don’t need everything a package offers. Visitors to Canada can choose from three tiers of emergency medical and dental coverage as well.

Life insurance: A range of term, whole and universal life insurance options to fit different needs and budgets, with optional personal accident coverage also available.

Disability and critical illness insurance: Covers living expenses for you and your family if you can’t work because of an illness or injury. There’s also the option of adding hospital insurance if you’re an RBC customer, to fill gaps left by government and employer health insurance.

Loan insurance: Policies to cover your RBC debts, like credit cards, mortgages and loans or lines of credit. These coverage options can help top up employer-based disability, life and critical illness insurance or provide protection in case you lose your job.

Business insurance: Coverage for businesses including for the departure, sickness or injury of an owner or key employee. RBC also offers group auto, home, health, dental, disability and life insurance for organizations.

The RBC Insurance car insurance advantage.

Discounts

Bundling your home and life insurance with your auto insurance could net you a discount. Getting a quote from RBC online could also qualify you for a 5% discount. Other ways to earn a discount with RBC include:

  • Insuring multiple vehicles with RBC.
  • Having no claims history.
  • Being a retiree.
  • Installing an RBC-approved anti-theft alarm system in your vehicle.
  • Installing winter tires on your car.

RBC employees receive significant discounts — up to 25% on car insurance and 10% on home insurance — and could qualify for more depending on eligibility.

Special programs

Unlike many of its car insurance competitors, RBC does not offer usage-based auto insurance, or any other optional programs that make it stand out on the innovation front. However, policyholders can still customize their policies by purchasing optional add-ons:

Family protection endorsement - If you or a member of your immediate family is injured or killed by an uninsured, underinsured, or unidentified at-fault driver, the benefit you receive will be significant — up to the limits of your financial coverage, according to the company.

Waiver of depreciation endorsement - If your new car is lost or damaged within the first two years, RBC will give you a benefit based on the sales price and won’t factor in depreciation.

Forgiveness for the first at-fault accident - Your premium won’t increase after your first accident with this rider.

Is there an app?

RBC Insurance does not currently offer an app for car insurance. It does, however, offer an online portal for policyholders. After you purchase car insurance with RBC Insurance, you’ll get a login for RBC’s Online Insurance hub, where you can manage your policy or file a claim. 

 

How to submit a claim with RBC

There are two ways to contact RBC insurance about your car insurance policy: online, through RBC’s Online Insurance portal or by phone. 

The best way to submit a claim with RBC Insurance is to call the toll-free line, where you’ll be connected with a claims advisor. To make a claim on your car insurance, call RBC Insurance at the phone number below. 

 
Number to reach RBC Insurance to submit an insurance claim by phone:
1-800-769-2526
#722 from a Bell or Rogers cellphone
Hours of availability:
RBC Insurance provides 24-7 support for car insurance claims at the phone number above, year-round.

Join the millions of Canadians saving money on auto insurance

The first rule of saving money is to shop around for the best price. Make sure you’re not overpaying for car insurance by comparing insurance providers before you settle on one. LowestRates.ca makes comparing multiple auto insurance companies a snap. We don’t sell insurance — we’re completely independent — but we can show you which insurer is offering the lowest price. Just enter your postal code and in 3 minutes we’ll show you rates from 75+ Canadian insurance providers. Best of all? It’s free.

How comparing auto insurance quotes works. Hint: it’s free!

Compare

Next, we’ll show you quotes from 75+ Canadian providers. It’s free, with no commitment.

Save

When you find the best quote, secure your rate by talking to a licensed broker or agent.

Get Started

26,181 Canadians

have compared rates and saved money over the last 24 hours

What people say after comparing rates on LowestRates.ca:

Excellent
Based on 347 reviews
October 17
Super easy to use
Super easy to use, and gives you best comparison prices for insurance. Saved 250...
Louise Villeneuve
October 15
Great service and very helpful :) would…
Great service and very helpful :) would definitely recommend
Emily Peacock
October 14
It's great
It's great, found the best rates.
Chirath Ranaweera
October 14
Fast and pleasant experience
Fast and pleasant experience. Saved a lot of money too!
stephenblaszko
October 14
Fast response
Fast response
AnarieD'Agostino
October 13
From the online process to the first…
From the online process to the first contact speaking to a rep it’s was a good...
Rose Daniel
October 13
A very pleasant contact
A very pleasant contact, without rep talking over my head., It was very infor...
Margaret Markson
September 30
LowestRates.ca is the best out there
LowestRates.ca is the best out there. They are fast efficient and gets job done...
Maria M. T.
September 20
Found me auto insurance at half the…
Found me auto insurance at half the price of my former policy
angus oliver
August 31
very quick and reliable rates
very quick and reliable rates
Tracie N
August 15
Don’t hesitate to move your policy
My rates went up again with my current insurance even though I have barely drive...
IGADS
August 12
I can’t believe how quickly I am…
I can’t believe how quickly I am getting email responses. Very happy with this...
Carol
July 25
Awesome 👍😎
Awesome 👍😎
Joshua Leong
July 15
Auto Insurance
I was looking for an insurance rate that would help me save money, I did a Googl...
Louise Beaton
July 7
Great and honest service !!!
Meaghan Ford was amazing with her service and very patient in explaining all the...
Zee Sajid
July 1
excellent service
excellent service
An Luu
June 22
Highly recommended
Excellent customer service. Was very patient and answer my customers toughly. Fo...
Karan Parmar
June 11
Very nice broker
Very nice broker. Good service. Found a great deal.
Meredith Berggren
June 5
Awesome work
wow what an awesome rep. He did up everything, extremely fast and was very under...
Delroy Paul
May 26
Quick service
Quick service, good price
dl

*LowestRates.ca is not an insurance brokerage.

Alexandra Bosanac

Alexandra Bosanac

About the Author

Alexandra Bosanac is the Core Content Manager for LowestRates.ca. Her reporting has appeared in Canadian Business, the Toronto Star, the National Post, and the CBC.

Read More

Auto insurance news

Read More Like This