About London car insurance


Considered the halfway point between Toronto and Detroit, London is an important crossroads along a Southern Ontario corridor between Canada's biggest city and the U.S. Amalgamations and annexations of smaller communities have made London one of the largest urban centres in Ontario, with thousands of drivers going in and out of town on a daily basis.

London is prone to traffic congestion, particularly on Wellington Road south of Parkwood Hospital. As many as 46,000 cars are on this stretch of road every day, which results in frequent accidents and more than a few car insurance claims. London drivers should seek out the best insurance policy at the lowest price before they head out on city roads, and LowestRates.ca is the place to do it.

Most popular brands


Drivers in London like reliable cars they know they can trust. Based on our data, here's a snapshot of the most popular types of cars hitting the streets of London on a daily basis.

Most popular automotive brands - London

Who shops for auto insurance in London?


With three major provincial highways and the University of Western Ontario in the surrounding area, London drivers are diverse. According to our auto insurance data, here's what London insurance shoppers look like:

Our users' gender
Who is shopping for insurance - London - By Gender
Tickets and accidents in London
Who is shopping for insurance - London - By Tickets and Accidents
Average age of our users
Who is shopping for insurance - London - By Average Age

Driving in London: facts and myths

Fun facts
  • Colonel Talbot Road was named after Colonel Thomas Talbot, the man responsible for settling much of Southwestern Ontario.
  • The University of Western Ontario, one of Canada's top 10 ranked universities, is located in North London. Richmond Street and the Thames River run parallel to the main campus's east and west borders.
  • As the name suggests, Hamilton Road runs along an east-west parallel through London and extends toward the city of Hamilton. Hamilton Road was commonly used to travel between the two cities before Highway 401 was established.
  • The city of London hasn’t upgraded the roads in a long time. False. Several of the current construction projects in London are road upgrades, like the widening of Sarnia Road and Fanshawe Road.
  • There's no public transit in town. False. The city needs more investments, but the London Transit Commission runs nearly 40 bus routes across the city.
  • There's no out-of-town transit in London. False. If the highways are too clogged for your tastes, the Canadian National Railway and the Canadian Pacific Railway run right through London. Via Rail stops at the main train station in town.

London driving tips

  1. Pay attention at the Wellington-Commissioners intersection. London's busiest intersection witnesses thousands of cars crossing the juncture every day, making the area one of the city's most common locations for car accidents.
  2. Look for free or affordable parking. Affordable parking is available at many of the city's attractions, including Fanshawe Pioneer Village, Gibbons Park, and Victoria Park. Some of these venues offer free parking, but you still have to remember to leave room between your car and the next parking space.
  3. Know the neighbourhoods. London has many great areas. For example, the city's Wortley Village is a diverse neighbourhood that locals and tourists can drive to for live entertainment, bustling cafes, and local stores.
More ways to find a great rate