Compare CAA car and auto insurance quotes with other top insurance companies. Find the best price.

On average, Canadians save hundreds of dollars per year by comparing quotes with us.

Get quotes from 50+ Canadian providers in 3 minutes.

Get quotes from 50+ Canadian providers in 3 minutes.

Learn more about CAA Auto Insurance.

The Canadian Auto Association (CAA) is a non-profit federation comprised of nine clubs with branches throughout the country. A CAA membership has long been considered an essential expense for drivers due to its track record of providing reliable and efficient roadside service and it has the numbers prove it: over 6.2 million Canadians are CAA members.

CAA has provided comprehensive auto insurance plans since 1974. Coverage is available for drivers in Ontario, B.C., the Atlantic provinces, Alberta, Saskatchewan, and Quebec.

 

What other insurance products does CAA offer?

Along with standard auto coverage and special policies for antique and classic cars, CAA offers a variety of other insurance options for individuals.

Home, condo, cottage and renter insurance: CAA has policies covering property, liability and personal items for homes and condos, plus tenant coverage for liability and personal belongings. You can add cottage coverage if you insure a primary residence through CAA.

Travel insurance: Many types of policies are available for a range of traveller needs, including coverage for emergency medical expenses and trip cancellation and interruption. There are packages tailored for visitors to Canada and vacationers (both single trip and multi-trip). You can also top up or extend your travel insurance if something keeps you away from home longer than expected.

Life insurance: A variety of term options for a different life insurance policy needs, plus guaranteed critical illness coverage.

Health and dental insurance: Standard health care coverage protects you from out-of-pocket medical costs, including vision, registered specialists, therapists, homecare and nursing. “Mix and match” dental and drug coverage policies can be tailored to meet your needs. You can choose from prepackaged plans or custom-build the coverage you want.

Accident insurance: Policies offer financial protection in the case of death from an accident, anywhere in the world.

Pet insurance: Three tiers of coverage are available for pets, all covering veterinary bills for accidents. More comprehensive policies add illness and dental coverage and include extras such as boarding fees and advertising and reward money to help bring a lost pet home.

The CAA advantage.

Discounts

Canada’s own CAA car insurance provides members with a number of ways to save on their auto insurance premiums. Despite discounts and programs varying by club, members can generally expect to save by:

  • Insuring multiple vehicles with CAA (15% savings).
  • Installing snow tires (up to 5% savings on your premium).
  • Completing the CAA Connect program (save up to 15%).
  • Becoming a member (save 20% on your premium).

CAA car insurance offers a number of industry-standard auto insurance discounts along with some unique programs. However, the best way to find out what rates you’ll pay for car insurance is to compare the market online. Compare CAA car insurance quotes online alongside 50+ Canadian insurance providers to make sure you’re securing your best rate. 

Special programs

CAA Connect - CAA rewards its members for being safe drivers through CAA Connect: a totally optional, usage-based insurance program. CAA will provide you with a small device to install in your car to gauge your driving habits. According to CAA, by participating, you could save up to 15% on car insurance after one year.

Forgive & Forget - With the Forgive & Forget plan, your driving record won’t be impacted by your first at-fault accident.

Legal Expense Insurance - Neighbour building a shed on your property? CRA auditing you? When you bundle your home and auto insurance with CAA, complimentary legal expense insurance will be added to your policy. Under the program, you’re guaranteed coverage for all reasonable legal expenses you incur. You’re also entitled to unlimited free legal advice from CAA’s special helpline, open all week, from 8 a.m. to midnight.

Is there an app?

Yes, there is a CAA app available. It not only stores your insurance agent’s information, but you can also use the app to call them directly. 

In addition to that, members can request roadside assistance through the app, locate gas stations and get a quote for a new car battery — and have it installed as well. All you have to do is log in to the CAA app to access all these features. 

How to submit a claim with CAA

If your vehicle is stolen or damaged and you need to make a car insurance claim with CAA, there are a few steps to follow. 

Since CAA does not have a national office, you’ll need to call your local club using a local CAA phone number to make a car insurance claim. 

After calling that number, a CAA insurance claims agent will assist you. Once you’ve been put in contact with a CAA insurance claims agent, they’ll answer any questions you have about your claim or your policy.. They’re available 24/7, all year-round. Find your club by visiting CAA’s website and following the prompt.

Join the millions of Canadians saving money on auto insurance

The first rule of saving money is to shop around for the best price. Make sure you’re not overpaying for car insurance by comparing insurance providers before you settle on one. LowestRates.ca makes comparing multiple auto insurance companies a snap. We don’t sell insurance — we’re completely independent — but we can show you which insurer is offering the lowest price. Just enter your postal code and in 3 minutes we’ll show you rates from 50+ Canadian insurance providers. Best of all? It’s free.

How comparing auto insurance quotes works. Hint: it’s free!

Compare

Next, we’ll show you quotes from 50+ Canadian providers. It’s free, with no commitment.

Save

When you find the best quote, secure your rate by talking to a licensed broker or agent.

Get Started

31,825 Canadians

have compared rates and saved money over the last 24 hours

What people say after comparing rates on LowestRates.ca:

April 26
A great agent...all my questions…
A great agent...all my questions answered I think Maria is an asset to your comp...
Ron Tombari
April 24
Great customer service
Great customer service! Ethan took the time to go over specifics with me! He was...
Margaret Lewis
April 22
Your agent Nathan was amazing and so…
Your agent Nathan was amazing and so helpful.
Alecia O'Brien
April 19
Prompt response
Prompt response. Good info to make a decision. Helpfull that info was sent to ...
Margaret Bird
April 19
Sean was easy to talk too and very…
Sean was easy to talk too and very informative.
Angela
April 19
Good job
The staff was helpful and knew what were doing.
Franziska Pedersen
April 17
Good pricing
Pleasant broker and helpful
Phyllis
April 17
filled out form online less than 5mins…
filled out form online less than 5mins called right away and setup call with bro...
ct
April 16
The Agent was very kind and helpful!
The Agent was very kind and helpful!
Istvan Kiraly
April 16
Great customer care she is good 👍
Great customer care she is good 👍
Anthony Odia
April 15
Simple and clear!!
Fast response ! Friendly knowledgeable staff!
Kent Fewer
April 15
great rep provided all the information…
great rep provided all the information I needed to make an informed choice
KAREN FOBERT
April 12
After I got the quotes somebody…
After I got the quotes somebody followed up with me and put me trough with an ag...
Stefan Ciucas
April 12
fast responce
fast responce, great people to talk to explaining everything, What a Great web s...
Larry Rowthorn
April 9
Very helpful advice and great overall…
Very helpful advice and great overall service.
mark
April 6
Easy to deal with and very helpful
Very easy, good use of technology and customer follow up was awesome
Steve Miller
April 6
Easy and friendly process.
Easy and friendly process.
shr
April 5
Very good service.
Very good service.
Tanya Neufeld Eckert
March 30
easy to work with…
easy to work with and find what I needed fast.
Pierre Duprey
March 25
Immediate response
Immediate response
Donald Henderson
March 6
Very helpful team !
Very helpful team !
Shivali Patel
February 15
Super fast seriously half the price!
Super fast seriously half the price of my previous broker. I worked with Khadija...
N. Gul
January 31
Representative was extremely helpful…
Representative was extremely helpful and was able to assist in all our needs.
Laura Dunsford
January 19
I was treated very well
I was treated very well, the person that was helping me was very helpful and fou...
Tim Bob
January 18
Great service
The response to my inquiry was quick. I received a phone call a few hours later ...
Sherri Leclerc
December 4
Quick turnaround
Quick turnaround, I am really happy with the process so far.
Breno Mendonca
November 11
process was easy and professional
The process was easy and professional
James Robichaud
November 1
The young man was very courteous and…
The young man was very courteous and professional. We didn't qualify due to low...
Teresa Penning
October 26
Quick and friendly response.
Quick and friendly response.
Dan Rochon Rochon

*LowestRates.ca is not an insurance brokerage.

Front view of a car. Illustration.

See how our customers with collision coverage save big on auto insurance.

CustomerLocationVehicleLowest rateAverage rateSaved
Quote from April 27, 2024
Customer
Male, 26 years old
Location
ontario
Vehicle
2024 TOYOTA RAV4 XLE 4DR AWD
Lowest Rate
$687/mth
$8,244/yr
Average Rate
$964/mth
$11,567/yr
Saved
$277/mth
28.73%
Quote from April 27, 2024
Customer
Male, 47 years old
Location
ontario
Vehicle
2018 GMC SIERRA 1500 SLE CREW CAB 4WD
Lowest Rate
$86/mth
$1,036/yr
Average Rate
$134/mth
$1,607/yr
Saved
$48/mth
35.53%
Quote from April 27, 2024
Customer
Male, 68 years old
Location
ontario
Vehicle
2014 HONDA CR-V TOURING 4DR AWD
Lowest Rate
$90/mth
$1,080/yr
Average Rate
$202/mth
$2,426/yr
Saved
$112/mth
55.48%

Auto insurance quotes are compared from CAA, Coachman Insurance Company, Economical Insurance, Gore Mutual, Onlia Insurance, Pafco, Pembridge, SGI, Travelers, Zenith Insurance Company


Auto insurance news

Read More Like This