About Montreal car insurance
Whether you're cruising along Boulevard St.Laurent or heading along Avenue Laurier, the urbane charms of Montreal make an impression on even the most casual observer. This "City of Saints" is anything but when you're on the road, however — driving in Montreal can be a white knuckle experience for motorists coming from out of town who complain about one-way streets, strange traffic laws, and everyone wanting to get where they're going in a hurry. Meanwhile, Montreal natives will tell you that assertive driving works just fine for them, thank you.
Because of its location on an island, driving in Montreal can pose other challenges too. The city suffers from traffic congestion on its many bridges and getting around by car can often take longer than expected. Commuters heading downtown from off-island suburbs like Longueuil and Laval are certainly no strangers to traffic jams and honking horns. Wherever you're driving in Montreal, you'll definitely need a great auto insurance plan. At LowestRates.ca you can find the cheapest car insurance prices from all the top providers – just like that.
Most popular brands
According to our own data, Montreal drivers like these vehicle brands most:
Who shops for auto insurance in Montreal?
Here's a snapshot of our Montreal auto insurance users.
Driving in Montreal: facts and myths
- Winter tires are mandatory. In Quebec, your vehicle must have winter tires from December 15 to March 15. It's the law.
- Montreal has advance straight green lights. This signal means you can proceed, but you can't make a right or left turn.
- It's tough to pass a driving test in Montreal. Really tough. SAAQ, the provincial body that conducts driving tests, says only 61% of people pass on their first try.
- The island of Montreal has 5,917 streets, according to Statistics Canada. Perhaps not surprisingly, over 20% of them are one-way.
- The most dangerous intersection in Montreal is Highway 40 at Stinson, which averages over 20 collisions per year.
- Radar detectors are legal within Montreal city limits. False. Operating a radar detector is illegal in Montreal — just as it is in the rest of Quebec.
- Montreal is dangerous. False. Montreal's crime rate dropped 42% over the past 15 years. Crime data show Montreal is the 24th safest city in Canada, ahead of many cities only a fraction of its size.
- Montreal is cold — year round. False. Been to Montreal in the summer? The city can be one hot and steamy place, with temperatures reaching well into the 30s.
- Mount Royal is a dormant volcano. False. It's just one of eight Monteregian hills rising out of the St.Lawrence plain near Montreal. Montrealers can sleep easy knowing they aren't in a modern day Pompeii.
Montreal driving tips
- If you're driving in Montreal during the winter, buy winter tires. It's no secret that Montreal gets lots of snowfall during the fall, winter, and even the spring. Winter tires will give your vehicle extra grip when the going gets slippery. They're also mandatory under Quebec law.
- On the island of Montreal, it's illegal to turn right on a red. You have to wait until the light is green to turn at a stoplight. Don't forget.
- Watch out for one-way streets. Montreal is full of them, especially downtown. Watch for one-way signage and be extra cautious when you're entering and exiting one-way streets.
- Put your cell phone down. Quebec traffic laws prohibit texting and emailing while you're operating a motor vehicle.
- Parking meters downtown are computerized. Just remember your parking spot number and enter it at one of the nearby parking kiosks, which accept cash and credit cards.