Allstate Canada has a number of ways customers can save. There are the traditional channels: bundle your car insurance with property insurance and insure more than one vehicle with Allstate. But with Allstate, you can qualify for more discounts if: The make of your car is less than three years old. This applies to Quebec only. You live in Alberta and belong to a pre-approved profession or guild. You equip your vehicle with an approved anti-theft device. You live in Ontario and have a private garage or driveway. You put winter tires on your car. You’re a student under 25 and have a strong academic track record. This is available in Ontario and Alberta only. You’re a long-time client of Allstate.

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Learn more about Allstate Insurance Canada.

Founded in 1931 in Illinois, the Allstate Corporation is the largest publicly traded property and casualty insurer in America. It expanded into Canada in 1953 and is now headquartered in Markham, Ont. It offers home and auto coverage in Alberta, Ontario, Quebec, New Brunswick and Nova Scotia.

Allstate’s folksy, midwestern brand isn’t just a marketing ploy; the company actually tries to embody the neighbourly values it espouses. Take its Good Hands Network, for example. It’s a program that guarantees policyholders they’ll be able to reach a broker or claims adjuster at any time of day and on multiple channels — be it online, over the phone, or in person.

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How consumers review Allstate Canada car insurance.

Province	User satisfaction rating
Alberta	—
Atlantic	—
Ontario
Quebec	—

What other products does Allstate offer?

Along with auto insurance, Allstate offers a range of coverage for home, business, events, pets, and travel.

Property insurance: Allstate offers a full line of property insurance products including home insurance, condo insurance, tenant insurance, rental property insurance, seasonal property insurance, and personalized options such as student insurance, yard and garden, and coverage for activities such as golf, hunting, fishing, skiing, and snowboarding.

Specialty insurance: Allstate partners with PAL Insurance Brokers Canada to offer niche insurance products such as special event liability, event cancellation, exhibitor liability, server liability, performer liability, caterer liability, prize indemnity, contents in storage, collectibles insurance, wedding insurance, and insurance for food trucks.

Commercial insurance: Allstate partners with TruShield Insurance to offer coverage for small businesses. A few coverage options include commercial general liability insurance, commercial property insurance, professional liability insurance, and cyber risk and data breach insurance.

Boat insurance: Allstate’s boat coverage protects a number of different watercraft, including sailboats, sports boats, pontoon boats, fishing boats, kayaks and canoes, and more. It also covers motors, boat trailers, and equipment such as dinghies, GPS, and fish finders.

Pet insurance: Allstate partners with Pets Plus Us to offer accident insurance, accident and illness insurance, and an optional add-on policy to accident and illness called Flex Care. Buying a pet insurance policy also includes a bundle of services including access to a 24/7 pet poison helpline, 24/7 emergency support if your regular veterinary practice isn’t available, emergency medical coverage, a paid subscription to Modern Dog or Modern Cat magazine, and more.

Travel insurance: Allstate offers TripMate Travel Insurance through the provider TuGo. The package includes coverage up to $10 million for emergency medical care, 24/7 emergency assistance, emergency dental, ground, air or sea ambulance and remote evacuation, enhanced coverage for vision care, hearing aids and lost or stolen prescriptions, flight delay coverage, companion discount and friends and family rates. You can customize your deductible, trip length and add-ons.

The Allstate advantage.

Discounts

Allstate Canada has a number of ways customers can save. There are the traditional channels: bundle your car insurance with property insurance and insure more than one vehicle with Allstate. But with Allstate, you can qualify for more discounts if:

The make of your car is less than three years old. This applies to Quebec only.
You live in Alberta and belong to a pre-approved profession or guild.
You equip your vehicle with an approved anti-theft device.
You live in Ontario and have a private garage or driveway.
You put winter tires on your car.
You’re a student under 25 and have a strong academic track record. This is available in Ontario and Alberta only.
You’re a long-time client of Allstate.

Special programs

Drivewise® - Drivers in Ontario and Alberta who sign up for the Drivewise® program can save up to 30% on their car insurance. Essentially, you install a small wireless device (provided by Allstate) in your car and it gathers information about your daily driving habits. You’ll receive the discount when it’s time to renew your auto insurance. You’ll receive a 5% discount just by downloading the app. And, rest assured, your insurance premium can’t go up because of your enrollment in the program.

Ticket forgiveness - With this supplementary insurance product, your rates will not rise for certain minor driving offenses.

Disappearing deductible - Enroll in this program and your deductible will decrease for every term you go without a claim.

Is there an app?

Allstate offers the Drivewise app, which tracks your driving habits and can provide discounts. It doesn’t yet offer an app to manage your insurance policy, however.

How to submit a claim with Allstate

There are two main ways to contact Allstate Insurance to make a claim: by giving the claims centre a call or by filing a claim online. To do the latter, simply login to your myAllstate account online.

Here are the phone numbers for Allstate’s car insurance claims line:

Alberta, British Columbia, Manitoba, Saskatchewan: 1-800-661-1577

Ontario: 1-800-387-0462

Quebec: 1-800-463-2813

Nova Scotia, New Brunswick, Prince Edward Island, Newfoundland: 1-800-561-7222

From the U.S.: 1-800-387-0462

Hours of availability:: 24-hours a day, seven days a week, all year round.

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Quote from May 19, 2025 Customer Male, 30 years old	Location alberta	Vehicle 2010 MAZDA MAZDA3 GT 4DR	Lowest Rate $318/mth $3,812/yr	Average Rate $394/mth $4,726/yr	Saved $76/mth 19.34%
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Quote from May 19, 2025 Customer Female, 24 years old	Location ontario	Vehicle 2025 SUBARU CROSSTREK 5DR AWD	Lowest Rate $293/mth $3,516/yr	Average Rate $358/mth $4,294/yr	Saved $65/mth 18.12%

Auto insurance quotes are compared from CAA, Coachman Insurance Company, Economical Insurance, Gore Mutual, Pafco, Pembridge, SGI, Travelers, Zenith Insurance Company

Alexandra Bosanac

About the Author

Alexandra Bosanac is the Core Content Manager for LowestRates.ca. Her reporting has appeared in Canadian Business, the Toronto Star, the National Post, and the CBC.