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Learn more about Desjardins Insurance.

The Desjardins Group is North America’s largest federation of credit unions. It was founded in 1900 in Lévis, Que. and is currently headquartered in Canada’s second-largest city, Montreal.

Desjardins Insurance Canada is one of the country’s major insurance providers. In 2015, Desjardins purchased U.S. insurer State Farm's Canadian book of business, making it the country's third-largest provider of property and casualty insurance.

While Desjardins isn't technically a bank, it competes directly with the biggest banks in Canada in terms of product offerings and assets. The Desjardins brand has stood for building community and being easy to do business with since its inception. As a cooperative financial institution, those values form the core of its business model. Banking with Desjardins doesn’t mean just being its customer — it means being its co-owner.

Desjardins’s car insurance arm offers all customers a wide array of discounts and savings opportunities for its auto insurance products, but Desjardins members enjoy exclusive discounts and rewards on top of the standard discounts.

Keep reading to learn more about Desjardins’ car insurance options in Canada.

 

What our users say:

Excellent
Based on 283 reviews
April 7
Imad was very knowledgeable and helpful…
Imad was very knowledgeable and helpful throughout my experiences establishing a...
Ian Carty
April 3
Katie furnished me with answers to my…
Katie furnished me with answers to my questions very quickly and efficiently. I...
David St. Laurent
March 30
You will be hard pressed to find an…
You will be hard pressed to find an online service as accurate, fast, and easy t...
Frederick Armentia
March 29
Vehicle Insurance Application
Vehicle Insurance for a late model automobile that still drives like it was bran...
Paul Neshkawe
March 26
Most honest and caring person providing me a quote
I needed quotes for my vehicles and I was answered by Sonia. Over past two weeks...
seyed Hassanzadeh
March 26
LowestRates.ca is my go-to place for…
LowestRates.ca is my go-to place for all things interest rates. Good show.
Varun Muriyanat
March 25
Searching lower rates for Auto and Home Insurance
I got a good response in looking and finding from several Insurance brokers and ...
Jose Mastromonaco
March 25
Awesome
Awesome! Professional, informative, polite and fast!
Gail Breakwell
March 24
Meghan Ford is quite thorough in…
Meghan Ford is quite thorough in explanation and professional
rsyed kabir
March 23
Loved the service
Very professional with a very easy-on-ears voice.
Shaista Zulfiqar
March 22
Thanks to Mr Imad Harrouk
Thanks to Mr. Imad Harrouk, he helped me get the lowest rate with the insurance ...
Virgo Baby
March 20
It was absolutely the BEST experience!
I have to deal with alot of unnecessary questions and trouble dealing with insur...
Ah
March 19
Great savings
I have saved a great deal of money, which is very important at my age. Dealing w...
Diane
March 18
Sonia served me with utmost…
Sonia served me with utmost professionalism. She was very helpful and very patie...
Chrys
March 16
I had the grate experiance and i am…
I had the grate experiance and i am impressed the way thay help me i am very hap...
Shamshad Ahmed
March 15
Best price in town
They worked on getting me the best price in town I thank them very much for lowe...
Justin Pichette
March 13
Helpful Katie
Katie was very helpful and demonstrated a lot of patience with answering my ques...
Dwayne Lucyk
March 13
Excellent service
Excellent service
Rafal Bakalarz
March 10
Excellent experience
Excellent experience Imad Harrock was very pleasant and knowledgeable will recom...
customer
March 8
They tried to make sure I got the…
They tried to make sure I got the lowest insurance rate
Kyanna Cheddick
March 6
Sonia Was a very helpful girl love the…
Sonia Was a very helpful girl love the service
Natasha Wahab
March 5
Excellent
Very good had to work through a difficult situation
Jeff

Consumer reviews for Desjardins.

ProvinceUser satisfaction rating
Alberta
Atlantic
Ontario

 

 

 

 

 

Quebec

 

 

 

 

 

What other insurance products does Desjardins offer?

Along with car insurance, Desjardins offers a variety of insurance products for individuals, groups and businesses. Exact products and policies will vary by province.

Life insurance: Desjardins offers four types of policies based on your needs and stage in life: term, permanent, participating or universal life insurance.

Health and disability insurance: The four types of coverage offered are critical illness, disability, healthcare and accident insurance.

Home insurance: Offerings include all-risk and optional add-on coverage for liability, fire, theft, vandalism, water damage, storms and natural disasters, belongings and more. Desjardins also offers policies for condos, cottages and renters.

Recreational and leisure vehicles: Includes insurance policies for motorcycles, ATVs, watercrafts, snowmobiles and RVs.

Travel insurance: Students, families, snowbirds, business people and visitors to Canada can find policies for short trips, extended stays and frequent travel. Coverage includes emergency health care, emergency return trip, accident, baggage and trip cancellation/interruption.

Loan and credit insurance: Different policies that allow you to pay off a loan, line of credit or credit cards.

Pet insurance: Choose from three different policies (Bronze Paw, Silver Paw and Gold Paw) with varying amounts of coverage for accident, illness, dental care, preventative care and additional coverage such as alternative therapy, behavioural therapy and medical devices.

Commercial insurance: Coverage options for both small and large businesses include property, liability, commercial auto and group insurance. Coverage specifically for self-employed workers, freelancers and business owners includes credit insurance, loan insurance, line of credit insurance and credit balance insurance.

The Desjardins car insurance advantage.

Discounts

There are many ways to save money with Desjardins auto insurance:

  • Multi-vehicle discount: Save up to 15% when you insure more than one vehicle.
  • Double contract discount: Save 15% on your home insurance when you bundle it with your auto policy.
  • Desjardins auto loan discount: Save $50 when you insure a vehicle financed with a Desjardins car loan.
  • Ontario winter tire discount: Get a discount for using certified winter tires during the winter months.

Special programs

Ajusto telematics discount - Use the Ajusto app and be rewarded for good driving habits with up to 25% off your car insurance.

Zero violations discount - Good driving should be rewarded, so drivers with no highway safety code violations in the last three years can save up to 10%.

Green discount - Get up to 20% off for driving a fuel-efficient, hybrid, or electric vehicle.

Is there an app?

Yes. Desjardins has a free mobile app for members available on Apple and Android devices (smartphones, smartwatches and tablets included). Banking from the comfort of your home is now easier and more secure than ever.
Here are some of the features you can access when you login to the Desjardins mobile app or website:

  • Mobile cheque deposit.
  • Mobile payment with Desjardins mobile payment, Apple Pay and Android Pay.
  • Check your account balances.
  • View up to 12 months of your transaction history.
  • Add bill payments.
  • Transfer funds between accounts.
  • Make Interac e-Transfers.
  • Open savings and investment accounts.
  • Apply for credit cards or mortgages.
  • Contact a Desjardins advisor.
  • Request an insurance quote.
  • Fingerprint sensor/Touch ID unlock.

How to submit a claim with Desjardins

To submit a car insurance claim, contact the Desjardins insurance claim centre. It’s available 24 hours a day, seven days a week and it’s the quickest way to get your claim processed.

These are the phone numbers for Desjardins Insurance to file a car insurance claim: 

North America
1-888-776-8343
 
Quebec
418-835-9100
 
International
(Country code) + 800-463-5666-6

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