State Farm no longer operates in Canada.
State Farm conducted business in Canada for decades and provided coverage in Alberta, Ontario, and New Brunswick. In 2015, its Canadian book of business was purchased by the Desjardins Group, making the State Farm brand officially defunct in Canada. The acquisition also included State Farm's mutual fund, loan, and living benefits companies, making Desjardins Group the third-largest property and casualty insurance provider in Canada.
State Farm car insurance policyholders will get to keep their agent, though they are now captive agents for Desjardins. It is no longer possible to get car insurance quotes for new State Farm policies.
In addition, claims should now be filed through the Desjardins website. According to the company, customers should not see “any changes to the look and feel of [their] policies in the short term.” All policies are now underwritten by Certas Home and Auto Insurance Company or Desjardins Financial Security Life Assurance Company.
While it is no longer possible to get a quote for State Farm car insurance, keep reading to find updated contact information for State Farm Insurance Canada, including phone numbers to call for more information.
The State Farm advantage.
There were three major ways to earn discounts with State Farm:
- First is the multi-vehicle discount, which could reduce premiums by up to 15% if two or more vehicles in the same household were insured by State Farm.
- Next, there was the bundling discount, which rewarded those who also had homeowner's, renter's, or condo insurance with a discount of up to 5%.
- Though they weren't listed explicitly as discounts, clients could also renegotiate their policies and see their premiums go down after getting married, getting a different car, moving, changing deductible amounts, or having a child go to a post-secondary institution where he or she will no longer access the car regularly.
Discounts for defensive drivers - For State Farm Canada’s car insurance customers, one of the easiest ways to earn a discount was to participate in the company’s telematics program. Telematics refers to technology, usually app-based, that monitors and gathers data about a person's driving habits in real-time. By signing up through the State Farm Canada app, clients were able to save up to 25% on their premiums.
Mobile rewards - The program was notable for being the first fully mobile program of its kind in Canada. It operated by closely tracking drivers' behaviour and then rating it based on a score out of 100. Good results were rewarded with a premium discount and bad ones weren't penalized. It was a win-win for drivers — or at least a win-draw.
Is there an app?
There was. The State Farm Canada mobile app allowed clients to manage their car insurance policies, file a claim, and participate in its telematics program (to enroll, you must have downloaded the app). The app was available and responsive 24-7 and had a gamification element, where users could earn badges for good driving.
How to submit a claim with State Farm
There are many ways to contact your former State Farm insurance representative (now a Desjardins insurance representative).
If you purchased, and still have, a policy with State Farm, you must now file claims to Desjardins Insurance. Reporting a claim to Desjardins can be done over the phone, online, or through your agent.
Don’t know which phone number to use to contact your State Farm car insurance rep? To make a claim under your policy with State Farm insurance, use the phone number below.
Call the Desjardins claims line:
Hours of availability:
Claims agents are available 24-hours a day, seven days a week.
In order to make a claim online, you’ll need your State Farm login credentials and information about your claim.
What else does State Farm do?
Outside of auto coverage, State Farm's Canadian arm offered quite a bit in the way of insurance products: home and property coverage, life insurance, small business insurance, identity fraud protection, living benefits, mutual funds, retirement guidance, annuities, and vehicle loans.
About the Author
Jessica is the former Associate Editor for LowestRates.ca. Before joining the team, Jessica worked as a National Online Journalist with Globalnews.ca and previously spearheaded the launch of the Business Section at one of Canada's largest technology websites, MobileSyrup.