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American Express CobaltĀ® Card
Bonus offer
15,000 Membership Rewards points
Annual fee
$155.88 ($12.99 /month)
Card type
Rewards
Reward rate
5 Points per $1 spent on eligible eats and drinks, including groceries and food delivery (Spend caps apply).
Interest rate
21.99%
Balance transfer rate
N/A
Cash advance rate
21.99% *provided you make your minimum monthly payments on time
Credit score required
Excellent (750-900) Good (650-749) Fair (575-649) Bad (300-574)
Features
  • 24/7 Customer Service
  • Entertainment Benefits
  • Fraud Protection
  • Rental Car Insurance
  • Travel Benefits
  • Travel Insurance