Compare the lowest rates in Canada to save time and money.

Get quotes instantly for insurance, mortgages, credit cards, and loans. The best part? It's free, and the top financial providers in the country will compete for your business.

Start saving today by comparing options from 75+ Canadian providers

It’s okay to gloat when you find the best price on car insurance.

Find the best rates on auto insurance, fast. We compare the cheapest car insurance quotes from 75+ Canadian insurance providers. Save hundreds, or even thousands, of dollars per year on your policy as insurance companies compete for your business.

Get an Auto Insurance Quote
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See how our customers save big on auto insurance.

CustomerLocationVehicleLowest RateAverage RateSaved
Quote from April 09, 2021
Customer
Male, 16 years old
Location
ontario
Vehicle
2000 HONDA CIVIC SIR 2DR
Lowest Rate
$5,370/yr
Average Rate
$9,001/yr
Saved
40.00%
Quote from April 09, 2021
Customer
Male, 34 years old
Location
ontario
Vehicle
2013 BMW 320I XDRIVE 4DR AWD
Lowest Rate
$4,301/yr
Average Rate
$6,385/yr
Saved
33.00%

Get the best home insurance rate while you’re at it.

Applying for home insurance can be a pain, but our quoter makes it quick and simple to compare home insurance quotes from 75+ Canadian providers. We're not only promising to save you money (which we will), but we'll also save you the hassle of having to try to compare the market on your own. Bundle with your auto insurance policy and get an additional discount on your home insurance.

Get a New Home Insurance Rate
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See how much you could be saving on home insurance.

Type of homeLocationPrevious claimsLowest RateAverage rateSaved
Quote from April 09, 2021
Type of home
Detached, 1,672 sq ft
Location
Alberta
Previous claims
None
Lowest Rate
$1,431/yr
Average rate
$2,602/yr
Saved
45.00%
Quote from April 09, 2021
Type of home
Detached, 3,294 sq ft
Location
Ontario
Previous claims
None
Lowest Rate
$2,066/yr
Average rate
$3,663/yr
Saved
44.00%

When it comes to mortgage rates, every decimal point matters.

Get the best mortgage rates in seconds from 75+ of Canada's leading banks and brokers. See the lowest rates currently offered in your area and access special deals available exclusively at LowestRates.ca. You can save thousands of dollars on interest and skip all the negotiating with our free, no obligation service.

Compare Mortgage Rates
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See the mortgage savings add up

Compare our best 5-year fixed rate vs. posted bank rate on a $400,000 over time.

 

Savings

$ 0

Compare Mortgage Rates

‘Cause not all credit cards are created equal.

Get the right credit card the first time. Compare offers from Canada’s leading credit card providers and find the perfect card in just minutes.

Find Your Credit Card
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Frontview of a credit card. Illustration.

How much cash back could you get in one year on the Scotia Momentum Visa Infinite card?

If you spent:

 

Total cash back

$ 0

Find Your Credit Card

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Excellent
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April 7
Extremely helpful representative very…
Extremely helpful representative very polite and pleasant to speak with.
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March 29
Vehicle Insurance Application
Vehicle Insurance for a late model automobile that still drives like it was bran...
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March 26
Most honest and caring person providing me a quote
I needed quotes for my vehicles and I was answered by Sonia. Over past two weeks...
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March 26
LowestRates.ca is my go-to place for…
LowestRates.ca is my go-to place for all things interest rates. Good show.
Varun Muriyanat
March 25
Searching lower rates for Auto and Home Insurance
I got a good response in looking and finding from several Insurance brokers and ...
Jose Mastromonaco
March 25
Awesome
Awesome! Professional, informative, polite and fast!
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March 24
Meghan Ford is quite thorough in…
Meghan Ford is quite thorough in explanation and professional
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March 23
Loved the service
Very professional with a very easy-on-ears voice.
Shaista Zulfiqar
March 22
Thanks to Mr Imad Harrouk
Thanks to Mr. Imad Harrouk, he helped me get the lowest rate with the insurance ...
Virgo Baby
March 20
It was absolutely the BEST experience!
I have to deal with alot of unnecessary questions and trouble dealing with insur...
Ah
March 19
Great savings
I have saved a great deal of money, which is very important at my age. Dealing w...
Diane

We’re here to help.

Here are some frequently asked questions about LowestRates.ca. Have a different question? Check out our Help Centre.

What does LowestRates.ca do?

We're a site where Canadians can compare rates on financial products for free from 75+ of Canada's top providers. With our technology, you can see the rates multiple companies are willing to offer you all at once. That includes auto and home insurance, mortgages, credit cards, and more. We're always adding more products to our roster so that you have the best experience possible.

What’s the advantage of comparing financial products online?

Comparison shopping is the best way to make sure you’re getting the lowest rate. You could go to every lender or insurance company directly for a quote — but that would waste a lot of time. LowestRates.ca takes care of the heavy lifting by comparing the market for you. 

How does LowestRates.ca make money?

We connect Canadians with the right financial companies for their unique needs. In turn, companies pay LowestRates.ca a fee when we refer customers to them. There's no cost to you, our users, and we only work with reputable, trustworthy institutions.

How do I know I’m actually getting the lowest rate?

We have a strong selection of lenders on LowestRates.ca including the big banks and many independent providers. This ensures we’re always finding you the best rate out there. Even if you’re not ready to commit to anything, you can use our site as a starting point for research (it’s totally free and you’re under no obligation!).

The better informed you are, the more likely you'll negotiate a better deal for yourself. And, really, that’s what we care about the most.

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