Compare the lowest rates in Canada to save time and money.

Get quotes instantly for insurance, mortgages, credit cards, and loans. The best part? It's free, and the top financial providers in the country will compete for your business.

Find your best option by comparing now

It’s okay to gloat when you find the best price on auto insurance.

Find the best rates on auto insurance, fast. We compare the cheapest auto insurance plans from all the top providers in your area. Save hundreds, or even thousands, of dollars per year on your policy as insurers compete for your business.

Get an Auto Insurance Quote
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See how our customers save big on auto insurance.

CustomerLocationVehicleLowest RateHighest RateRange
Male, 38 years oldOntario2013 FORD TRUCK/VAN F150 XLT SUPERCAB 4WD$1,882/yr$5,955/yr$4,073
Male, 36 years oldOntario2009 TOYOTA CAMRY LE V6 4DR$1,967/yr$4,032/yr$2,065
Get an Auto Insurance Quote

Get the best home insurance rate while you’re at it.

Applying for home insurance can be a pain, but our quoter makes it quick and simple. We’re not only promising to save you money (which we will), but we’ll also save you the hassle of having to try to compare the market on your own. Bundle with your auto insurance policy and get an additional discount on your home insurance.

Get a New Home Insurance Rate
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See how much you could be saving on home insurance.

Type of homeLocationPrevious claimsLowest RateHighest RateRange
Detached, 1,800 sq ftOntarioNone$1,086/yr$3,093/yr$2007.46
Detached, 2,050 sq ftAlbertaNone$808/yr$2,508/yr$1699.71
Get a New Home Insurance Rate

When it comes to mortgage rates, every decimal point matters.

Get the best mortgage rates from over 30 banks and brokers in just seconds. See the lowest rates currently offered in your area and access special deals available exclusively at LowestRates.ca. You can save thousands of dollars on interest and skip all the negotiating with our free, no obligation service.

Compare Mortgage Rates
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See the mortgage savings add up

Compare our best 5-year fixed rate vs. posted bank rate on a $400,000 over time.

 

Savings

$ 0

Compare Mortgage Rates

‘Cause not all credit cards are created equal.

Get the right credit card the first time. Compare offers from Canada’s leading credit card providers and find the perfect card in just minutes.

Find Your Credit Card
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Frontview of a credit card. Illustration.

How much cash back could you get in one year on the Scotia Momentum Visa Infinite card?

If you spent:

 

Total cash back

$ 0

Find Your Credit Card

What our users say:

Excellent
Based on 192 reviews
March 23
Excellent followup
Finally, customer service improved. Please get update from Surex on my behalf.
Peter Chinaka
March 16
Very good site
Very good site, thank you!
Shulin Gao
March 13
Satisfied Client
Prompt, professional and understandable process.
E. HSIA
March 10
Fast and easy site!
Fast and easy site that ultimately helped me find the most competitive rates for...
NS44
March 7
My experience was very convenient and
My experience was very convenient and easy !!
Ben Stewart
March 6
Finding tenant insurance
I had to find tenant insurance for the first time. Needless to say, I was nervou...
Tonie Ogilvie
March 4
Nice company with an easy to use…
Nice company with an easy to use interface for getting quotes. Overall, a great ...
Erle Lamothe
March 2
Easy to get comparisons
Easy to get comparisons. Got a much lower rate than my previous company!
John
March 1
very satisfied with the experience and…
very satisfied with the experience and the results obtained
RAYMOND
February 27
Awesome experience.Highly recommended…
Awesome experience.Highly recommended you use this company and save.
Rob Marleau
February 22
Easy to use and very friendly!
Easy to use and very friendly! Wonderful customer service and I really felt they...
Clint McMurray
February 21
So happy with the service! Highly recommend it.
I was able to get a better auto + home insurance premium quote thanks to this pl...
Mohammad
February 15
Honest leads to competitive rates
Honest leads to competitive rates
gary
February 14
Good site.it displayed about 6 sites…
Good site.it displayed about 6 sites after securing my information which was qui...
Joe
February 10
Lowest rates.ca
It was easy and extremely accurate and helpful
Nico

We’re here to help.

Here are some frequently asked questions about LowestRates.ca. Have a different question? Check out our Help Centre.

What does LowestRates.ca do?

We’re a site where Canadians can compare rates on financial products — for free. With our technology, you can see, at a glance, what rates companies are willing to offer you on auto and home insurance, mortgages, credit cards, and more. We’re always adding more products to our roster, so you have the best experience possible.

What’s the advantage of comparing financial products online?

Comparison shopping is the best way to make sure you’re getting the lowest rate. You could go to every lender or insurance company directly for a quote — but that would waste a lot of time. LowestRates.ca takes care of the heavy lifting by comparing the market for you. 

How do you make your money?

We connect Canadians with the right financial companies for their unique needs. In turn, companies pay LowestRates.ca a fee when we refer customers to them. There's no cost to you, our users, and we only work with reputable, trustworthy institutions.

How do I know I’m actually getting the lowest rate?

We have a strong selection of lenders on LowestRates.ca including the big banks and many independent providers. This ensures we’re always finding you the best rate out there. Even if you’re not ready to commit to anything, you can use our site as a starting point for research (it’s totally free and you’re under no obligation!).

The better informed you are, the more likely you'll negotiate a better deal for yourself. And, really, that’s what we care about the most.

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