Meet Fatima, who learned how challenging it can be to buy a new home while also selling the old home. Fatima and her husband struggled to come up with the money for their new house as they struggled to sell their old home.

Meet Daniel, who learned that being approved for a credit card isn’t a gateway to free money. After charging expenses to two cards for a few months, unexpected financial circumstances prevented Daniel from paying off the balance.

Meet Shannon, who applied for one credit card, and received notices of preapproval for several other cards in the mail. At the time, Shannon was unaware of how high credit card interest rates could be on her outstanding balances, and she says those extra charges have kept her trapped in a cycle of credit card debt to this day.

Meet Jillianne who was approved for a mortgage on a new home pending the sale of the previous home. Jillianne and her husband were locked into a closing date on the new home, and were required to do what was necessary to sell the old home – including spending thousands on renovations and reducing the asking price to complete the sale.

Meet Donna, a full time student attempting to provide a good living for her 4 year old daughter. Donna was required to apply for loans worth tens of thousands of dollars as she attends school, pays the bills, and figures out a plan to pay back her debt.

Meet Sarah who was convinced by an advertised low interest rate to transfer money from her credit card to her bank account. Paying off that credit card has been challenging for Sarah, who is struggling to make more than the minimum payments and leave her debt behind.

Meet Susan who was stuck with credit card debt on a joint account after splitting up with her partner. Susan was tempted by a low interest credit card offer to transfer her balance to a new card, but the fine print included terms and conditions that left Susan vulnerable to more expensive interest penalties.

Meet Solange who was approved for a line of credit only a few months before she was scheduled for maternity leave. After leaving the workplace, Solange found herself struggling to make ends meet. She and her daughter moved into a smaller home as they made sacrifices to pay the bills as well as pay back the line of credit.

Meet Precious who was left with thousands of dollars in debt after leaving school. Precious was the breadwinner for her younger siblings, and struggled to find work. She was expecting a tax return to help keep food on the table, but her outstanding debt took away from her plans.