Welcome offer: Get up to 5% cash back in your first 3 months*
Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!*
Once you spend $500 on groceries or $500 on recurring bill payments for your statement period, you'll keep earning 0.5% cash back on eligible purchases in those categories.
Get cash back every time you spend, plus start building a healthy credit history
No annual fee*
Want to get your cash back ASAP? Now you can redeem your cash back anytime through direct deposit, as a credit on your statement or into your BMO InvestorLine account*
$0 minimum income requirement*
Get up to 25% off rentals at National Car Rental and Alamo Rent A Car*
Extended Warranty*
Purchase Protection*
BMO is not responsible for maintaining the content on this site. Please click on the Apply Now link for the most up to date information.