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BMO CashBack® Mastercard®* for Students

BMO CashBack® Mastercard®* for Students

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Network Provider
BMO Bank of Montreal
Balance Transfer
No Fee
Annual fee
Purchase interest rate
Cash advance rate
22.99% 21.99% for Quebec residents
Balance transfer rate
22.99% 21.99% for Quebec residents
Credit Needed
Good (650-749)

Card description

Welcome offer: Get up to 5% cash back in your first 3 months*

  • Then get 3% cash back on grocery purchases, 1% cash back on recurring bill payments and 0.5% unlimited cash back on all other purchases!*
    • Once you spend $500 on groceries or $500 on recurring bill payments for your statement period, you'll keep earning 0.5% cash back on eligible purchases in those categories.
  • Get cash back every time you spend, plus start building a healthy credit history
  • No annual fee*
  • Want to get your cash back ASAP? Now you can redeem your cash back anytime through direct deposit, as a credit on your statement or into your BMO InvestorLine account*
  • $0 minimum income requirement*
  • Get up to 25% off rentals at National Car Rental and Alamo Rent A Car*
  • Extended Warranty*
  • Purchase Protection*
  • BMO is not responsible for maintaining the content on this site. Please click on the Apply Now link for the most up to date information.

*Terms and conditions apply.

Statement based on a comparison of the non-promotional grocery rewards earn rate on Canadian cash back credit cards as of June 1, 2022.

Card Features

  • Extended Warranty
  • Purchase Protection
  • Rental Car Discounts
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