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BMO AIR MILES World Elite Mastercard

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Card details
Network provider
Mastercard
Provider
BMO Bank of Montreal
Card type
Rewards
Credit needed
Excellent
Fees and interest
Annual fee
$0
$120 after the first year
Purchase interest rate
19.99%
Cash advance rate
22.99%
Balance transfer rate
22.99%
Credit score required
Excellent (750-900) Good (650-749) Fair (575-649) Bad (300-574)
Features
  • 24/7 Customer Service
  • Airport Lounge Access
  • Extended Warranty
  • Flight Discounts
  • Free Supplementary Card
  • Purchase Protection
  • Rental Car Discounts
  • Roadside Assistance Program
  • Travel Benefits

The BMO Air Miles World Elite Mastercard is a travel rewards card offered to people with an excellent credit rating (scores of 750 and up). Cardholders earn one Air Mile for every $10 that is charged to the card. The points earned from the card can be used in conjunction with standard Air Mile rewards cards at participating partners.

On top of earning Air Miles rewards on all purchases made with the BMO Air Miles World Elite Mastercard, cardholders can access a variety of complementary services, such as VIP lounges access, flight deals, as well as travel protection and roadside assistance benefits.

To qualify for a BMO Air Miles World Elite Mastercard, you need to earn an income of at least $80,000 as an individual. Alternatively, you can apply using your household income, which must be at least $150,000. The card has an annual fee of $120 and an interest rate of 19.99% on purchases and 22.99% on cash advances and balance transfers.

Additional cards are available for $50 a year. Enrol a spouse, family member or friend to help you accumulate Air Miles at an even faster rate.

 

Why get the BMO Air Miles World Elite Mastercard?

Receive 15% off flights - BMO Air Miles World Elite Mastercard cardholders are eligible to save up to 15% on all Air Miles flights within North America, with no blackout periods, meaning you’ll always be able to redeem your travel points, even during peak travel seasons.  

VIP airport lounge access - Cardholders gain exclusive access to VIP airport lounges worldwide with a Priority Pass membership (a value of $150).  

Travel protection and roadside assistance - Cardholders can travel without worry because the BMO Air Miles World Elite Mastercard offers world-class travel and medical protection, as well as roadside assistance.

Shop at Costco - Cardholders can use the BMO Air Miles World Elite Mastercard at any Costco location.