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MBNA Rewards Platinum Plus Mastercard®

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Card details
Network provider
Mastercard
Provider
MBNA
Card types
Rewards
No Fee
Credit needed
Good
Fees and interest
Annual fee
$0
Purchase interest rate
19.99%
Cash advance rate
24.99%
Balance transfer rate
22.99%
Credit score required
Excellent (750-900) Good (650-749) Fair (575-649) Bad (300-574)
Features
  • Extended Warranty
  • Purchase Protection
  • Rental Car Insurance
  • Travel Benefits

The MBNA Rewards Mastercard is a rewards card with no annual fee that allows you to collect points with every dollar you spend on eligible purchases. Cardholders receive one point per dollar charged to the card, and have the option of redeeming points for cash back, travel expenses, gift cards and more.

Once the card has been activated and a purchase has been made, MBNA cardholders will automatically receive 2,500 bonus points with their first eligible purchase. You’ll get another 2,500 points if you enroll to receive e-statements instead of paper ones.

The welcome offer is sure to hook you on the idea of earning points if you’re new to rewards programs. After you collect your bonus points, you’ll continue to earn points at the rate of one point for every $1 spent, and two points for every $1 spent on gas, groceries, and dining out.

Be aware, however, of the annual spending cap that applies to purchases in the special categories. You only earn two points per dollar on gas, groceries, and dining until you hit a maximum spend of $5,000. The spending cap applies separately to each purchase category. Then, put your points towards travel or the brand name merchandise available through the MBNA rewards catalog.

You also have the option of redeeming them for gift cards from participating retailers. If that isn't appealing, you can ask for cash back. You can even make charitable donations with points — no need to redeem them into cash first.

Conveniently, the MBNA Rewards Mastercard is accepted at more than one million ATMs worldwide, and offers a lower interest charge of 2.5% on all foreign currency conversions, making it an ideal option for travelers.

As for interest, the MBNA Rewards Mastercard charges 19.99% APR on purchases, 22.99% APR on balance transfers, and 24.99% APR on cash advances.

The card comes with 24/7 customer service and around-the-clock fraud protection.

Why get the MBNA Rewards Mastercard?

Take advantage of extended warranties - The MBNA Rewards Mastercard will qualify you for an extended warranty (up to one year) any time you purchase a qualified item. Just make the purchase with your card, grab a copy of the manufacturer’s warranty and hold onto your receipt.

Protect your purchases - When you buy something with your MBNA Mastercard, it is automatically insured against theft. You’ll just have to provide proof of purchase (credit statement) and proof of theft (police report).

Pass on rental car insurance - Whenever you rent a car using your MBNA Mastercard, it will automatically be insured against damages. If you need to make a claim, MBNA will handle it on your behalf.

Enjoy peace of mind when you travel - When you use your MBNA Rewards Mastercard to book a trip, you have access to legal assistance, lost luggage assistance and lost document and ticket replacement services.