Get this card
SimplyCash™ from American ExpressApply Now
- Network Provider
- American Express
- American Express
- RewardsNo Fee
- Annual fee
- Purchase interest rate
- Cash advance rate
- 21.99% *provided you make your minimum monthly payments on time
- Balance transfer rate
- Credit Needed
- Good (650-749)
- New SimplyCashTM from American Express Cardmembers can earn 4% cash back on purchases (up to $200 cash back) for the first 6 months of Cardmembership
- Earn 1.25% cash back on purchases when your Welcome Rate ends
- No limit to the amount of cash back you can earn after your Welcome Rate ends
- Access virtual events and special offers curated for Cardmembers with American Express® Experiences
- Insurance coverage and 24/7 Customer Service
- American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
- 24/7 Customer Service
- Entertainment Benefits
- Extended Warranty
- Purchase Protection
- Rental Car Insurance
- Travel Insurance
About This Card
The SimplyCash Card from American Express is a no-fee, low-interest credit card that boasts a variety of cash back opportunities. To qualify for the card, you need an above-average credit score (690 or higher).
The interest rate on purchases is 19.99%. However, missed or late payments can trigger an increase in your interest rate. Depending on your payment history, your rate could rise to either 23.99% or 26.99%. This applies to cash advances as well.
The standard cash back rate on all purchases is 1.25%. But for the first six months, new cardholders can earn 4% cash back on purchases (up to $200 in cash back).
SimplyCash users are eligible to access virtual events and special offers with American Express® Experiences. Card users can also use Apple Pay at participating merchants.
Plus, cardholders can earn $100 for each person they refer to the SimplyCash card, up to an annual maximum of $750.
Why get the SimplyCash Card from American Express?
Major insurance benefits - SimplyCash will cover your car rental damage and theft. It also covers up to $100,000 in travel accident insurance so you can travel at ease.
Purchase protection - The SimplyCash card from American Express comes with a purchase protection plan and a buyer's assurance protection plan, so there's no need to worry about theft and fraudulent activity.
No fees for additional cards - There are no annual fees for additional cards and primary users can register up to nine secondary accounts.
Around the clock support - The SimplyCash card comes with 24/7 customer service, with an American Express representative waiting to speak with you.