Compare the lowest rates in Canada to save time and money.

Get quotes instantly for insurance, mortgages, credit cards, and loans. The best part? It's free, and the top financial providers in the country will compete for your business.

Start saving today by comparing options from 75+ Canadian providers

It’s okay to gloat when you find the best price on car insurance.

Find the best rates on auto insurance, fast. We compare the cheapest car insurance quotes from 75+ Canadian insurance providers. Save hundreds, or even thousands, of dollars per year on your policy as insurance companies compete for your business.

Get an Auto Insurance Quote
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See how our customers save big on auto insurance.

CustomerLocationVehicleLowest RateAverage RateSaved
Quote from March 07, 2021
Customer
Male, 37 years old
Location
ontario
Vehicle
2017 MASERATI TRUCK/VAN LEVANTE V6 4DR AWD
Lowest Rate
$2,513/yr
Average Rate
$3,816/yr
Saved
34.00%
Quote from March 07, 2021
Customer
Male, 36 years old
Location
alberta
Vehicle
2019 HONDA CIVIC SPORT 4DR
Lowest Rate
$2,870/yr
Average Rate
$4,585/yr
Saved
37.00%

Get the best home insurance rate while you’re at it.

Applying for home insurance can be a pain, but our quoter makes it quick and simple to compare home insurance quotes from 75+ Canadian providers. We're not only promising to save you money (which we will), but we'll also save you the hassle of having to try to compare the market on your own. Bundle with your auto insurance policy and get an additional discount on your home insurance.

Get a New Home Insurance Rate
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See how much you could be saving on home insurance.

Type of homeLocationPrevious claimsLowest RateAverage rateSaved
Quote from March 07, 2021
Type of home
Detached, 2,150 sq ft
Location
British Columbia
Previous claims
None
Lowest Rate
$963/yr
Average rate
$2,062/yr
Saved
53.00%
Quote from March 07, 2021
Type of home
Townhouse, 1,650 sq ft
Location
British Columbia
Previous claims
None
Lowest Rate
$796/yr
Average rate
$1,593/yr
Saved
50.00%

When it comes to mortgage rates, every decimal point matters.

Get the best mortgage rates from over 30 banks and brokers in just seconds. See the lowest rates currently offered in your area and access special deals available exclusively at LowestRates.ca. You can save thousands of dollars on interest and skip all the negotiating with our free, no obligation service.

Compare Mortgage Rates
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See the mortgage savings add up

Compare our best 5-year fixed rate vs. posted bank rate on a $400,000 over time.

 

Savings

$ 0

Compare Mortgage Rates

‘Cause not all credit cards are created equal.

Get the right credit card the first time. Compare offers from Canada’s leading credit card providers and find the perfect card in just minutes.

Find Your Credit Card
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Frontview of a credit card. Illustration.

How much cash back could you get in one year on the Scotia Momentum Visa Infinite card?

If you spent:

 

Total cash back

$ 0

Find Your Credit Card

What our users say:

Excellent
March 3
Very nice service and great rates
Very nice service and great rates. Thank you
Conrad Rygier
March 2
Very good customer service
Very good customer service. I am fully satisfied.
Zephirin Koule
February 28
the best rate and a great CS rep to…
the best rate and a great CS rep to handle all in a timely manner, the follow up...
Vince Tesone
February 26
Excellent customer service
Chelsea was really friendly, knowledgeable and helpful. She made the switch over...
Emilija Charest
February 25
I utilized Lowestrates.ca to get some…
I utilized Lowestrates.ca to get some car insurance quotes. The system spit out ...
Ron M
February 24
Sonia was very detailed and…
Sonia was very detailed and knowledgeable. She was a joy to speak to. My only h...
Kizzy Phillips
February 23
Quick and easy and lowest rate!
Samantha H. helped me today to find the lowest quote with comprehensive coverage...
Joumana Y.
February 23
Daina Migliore was very professional…
Daina Migliore was very professional and very detailed about the information i n...
Don Magampon
February 22
Great representative
Great Very helpful Spoke clearly Took her time Made things understandable
Healing Energy
February 22
Very good customer service and thank you
Very good customer service and thank you
Karunakaran Elayathambi
February 19
The Best Friendly Broker Stay By Your Side
I've been assisted by a broker named, Sonia Martinez in order to purchase the in...
GemPham
February 19
A positive insurance experience! Imad (Harrouk) was very helpful in…
Imad (Harrouk) was very helpful in getting me my car insurance quote. Setting it...
Emily
February 19
Katie was good and knew she was doing
Katie was good and knew she was doing. however i didn't get approved by the insu...
John Badawy
February 17
Very good experience,
Very good experience, Got a great deal on auto and home insurance. Imad was very...
Gary
February 13
Excellent recent experience!
To whom it may concern, I recently filled a quote on LowestRates.ca and had the...
Matthew #GoLeafs

We’re here to help.

Here are some frequently asked questions about LowestRates.ca. Have a different question? Check out our Help Centre.

What does LowestRates.ca do?

We're a site where Canadians can compare rates on financial products for free from 75+ of Canada's top providers. With our technology, you can see the rates multiple companies are willing to offer you all at once. That includes auto and home insurance, mortgages, credit cards, and more. We're always adding more products to our roster so that you have the best experience possible.

What’s the advantage of comparing financial products online?

Comparison shopping is the best way to make sure you’re getting the lowest rate. You could go to every lender or insurance company directly for a quote — but that would waste a lot of time. LowestRates.ca takes care of the heavy lifting by comparing the market for you. 

How does LowestRates.ca make money?

We connect Canadians with the right financial companies for their unique needs. In turn, companies pay LowestRates.ca a fee when we refer customers to them. There's no cost to you, our users, and we only work with reputable, trustworthy institutions.

How do I know I’m actually getting the lowest rate?

We have a strong selection of lenders on LowestRates.ca including the big banks and many independent providers. This ensures we’re always finding you the best rate out there. Even if you’re not ready to commit to anything, you can use our site as a starting point for research (it’s totally free and you’re under no obligation!).

The better informed you are, the more likely you'll negotiate a better deal for yourself. And, really, that’s what we care about the most.

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