Nearly half of people who moved this year went to a new town: Survey

The road to homebuying has been rocky for many Ontario residents, to say the least — and it’s not looking any smoother in the future.

What to do after a collision, and how to file an insurance claim

A step-by-step guide to follow after a collision, and tips for filing a car insurance claim.


Landscaping and home insurance: what's covered?

When moving into a new home, one of the first things many homeowners want to improve is the condition of their front and back lawns. It makes perfect sense: Your front garden is the first impression people have of your home. 

Auto insurance in Canada for newcomers: A guide

Are you new to Canada and looking to get car insurance? If so, we don't blame you if you find the process intimidating and overwhelming.

Why there's no stigma in not going with the big banks for your mortgage

This article has been updated from a previous version.*

When it comes to shopping for mortgages, most homebuyers in Canada tend to take a conservative approach. 

This is how traffic tickets affect your insurance rate in Ontario

Not all tickets are created equal. We break down all the ways traffic violations will impact your annual premium.

Is your septic tank covered by home insurance?

What is a vehicle exchange program, and is it a good idea?

Trading in your car can get you an upgrade, but it could impact your car insurance rate.

What is a conventional mortgage?

What is a conventional mortgage?

The big benefit of a conventional mortgage loan is that you have immediate equity in your new home. Let's explore the ins and outs of uninsured residential mortgages.

This article has been updated from a previous version.

Not every mortgage is the same. There are fixed rate mortgages and variable rate mortgages, of course, which refer to the interest you’ll have to pay throughout your loan term.

But then there are also conventional and high-ratio mortgages — these terms decide whether a buyer needs to pay insurance on their mortgage.

About the author

Renee Sylvestre-Williams

Renee Sylvestre-Williams is a finance and business reporter. In her more than 10 years of journalism, her work has been published in the Globe and Mail, Flare, Canadian Living, Canadian Business, the Toronto Star and Forbes. She also publishes a biweekly newsletter, The Budgette, where she provides financial education for single earners.

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