What is additional living expenses coverage, and do you need it?
What is additional living expenses coverage, and do you need it?

Save 20% on average on home insurance

Compare quotes from 50+ Canadian providers in 3 minutes.

How an at-fault collision impacts your car insurance rates
How an at-fault collision impacts your car insurance rates

Depending how many at-fault collisions you have on your record, rates could rise up to 62%.

Don't be left in the dark during a storm. Consider getting a generator.
Don't be left in the dark during a storm. Consider getting a generator.

Although Canada has never been a stranger to extreme weather events, such events have undoubtedly been on the rise in recent years. One of the consequences of worsening storms, such the derecho which swept over Ontario and Quebec in 2022, has been extended power outages.

What are digital mortgage brokers? And should you use one?
What are digital mortgage brokers? And should you use one?

Contents insurance 101: What it covers and why you need it
Contents insurance 101: What it covers and why you need it

Save 20% on average on home insurance

Compare quotes from 50+ Canadian providers in 3 minutes.

How much home insurance do you need?
How much home insurance do you need?

While Canadian law doesn’t require homeowners to have insurance, most mortgage lenders do.  

Will a GoFundMe gift affect your home insurance claim payout?
Will a GoFundMe gift affect your home insurance claim payout?

10 questions to ask when getting a mortgage
10 questions to ask when getting a mortgage

This article has been updated from a previous version.

Broad Form Home Insurance

Compare cheap broad form home insurance quotes for free.

Save up to 32% on broad form home insurance with LowestRates.ca.*

Get quotes from 50+ Canadian providers in 3 minutes.

Compare rates from Canada's leading broad form home insurance providers

Home Insurance Logos

27,259 Canadians

have compared rates and saved money over the last 24 hours

Broad form home insurance in Canada

What our users say:

Great

How to get a broad form home insurance quote

Compare

Next, we’ll show you quotes from 50+ Canadian providers. It’s free, with no commitment.

Home insurance news

*Shoppers in Canada who obtained a home insurance quote on LowestRates.ca from January to December 2023 saved an average of 32% The average savings percentage represents the difference between the shoppers’ average lowest quoted premium and the average of the second and third lowest quoted premiums generated by LowestRates.ca. Excludes condo and tenant insurance.

Named Perils Home Insurance

Compare cheap named perils home insurance quotes for free.

Save up to 32% on named perils home insurance with LowestRates.ca.*

Get quotes from 50+ Canadian providers in 3 minutes.

Compare rates from Canada's leading named perils home insurance providers

Home Insurance Logos

27,259 Canadians

have compared rates and saved money over the last 24 hours

Named perils home insurance in Canada

Named perils – or basic – home insurance is one of several policy types available to homeowners in Canada. As its name suggests, it protects your home against specific perils only – all of which are listed or ‘named’ in the policy. For instance, if ‘theft’ is mentioned, then the peril is covered. If the peril isn’t mentioned, then it isn’t covered. This applies to both your dwelling and personal belongings.

What our users say:

Great

How to get a named perilshome insurance quote

Compare

Next, we’ll show you quotes from 50+ Canadian providers. It’s free, with no commitment.

Home insurance news

*Shoppers in Canada who obtained a home insurance quote on LowestRates.ca from January to December 2023 saved an average of 32% The average savings percentage represents the difference between the shoppers’ average lowest quoted premium and the average of the second and third lowest quoted premiums generated by LowestRates.ca. Excludes condo and tenant insurance.

Pages