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BMO AIR MILES®† World Elite®* Mastercard®*

BMO AIR MILES®† World Elite®* Mastercard®*

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Network Provider
BMO Bank of Montreal
Annual fee
$120 Annual fee waived in the first year
Purchase interest rate
Cash advance rate
23.99% 21.99% for Quebec residents
Balance transfer rate
Credit Needed
Excellent (750-900)

Card description

Welcome offer: Get 2,000 AIR MILES Bonus Miles and we’ll waive the $120 annual fee for the first year*.

  • Get 3x the Miles for every $12 spent at participating AIR MILES Reward Partners.*
  • Earn 1  reward mile for every $12 in credit card purchases, everywhere you spend*
  • Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services 
  • Use your card at Costco*
  • Extended Warranty
  • Access over 1 million Wi-Fi hotspots around the world - all at no added cost, and no added fees or roaming charges*
  • Complimentary membership in Mastercard Airport Experiences provided by LoungeKey,  with exclusive VIP access*
  • Exclusive 15% Flight Discount on all AIR MILES flights in North America with no blackout periods*
  • BMO AIR MILES World Elite Travel and Medical Protection*
  • BMO Concierge Service*
  • Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada 
  • Minimum 80K individual or 150K household income*

BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

*Terms and conditions apply

Card Features

  • 24/7 Customer Service
  • Airport Lounge Access
  • Extended Warranty
  • Flight Discounts
  • Purchase Protection
  • Rental Car Discounts
  • Roadside Assistance Program
  • Travel Benefits

About This Card

The BMO AIR MILES World Elite Mastercard is a travel rewards card offered to people with an excellent credit rating (scores of 750 and up). Cardholders earn one Air Mile for every $12 that is charged to the card. The points earned from the card can be used in conjunction with standard Air Mile rewards cards at participating partners.

Right now, BMO has an offer that lets cardholders three times the miles for every $12 spent at participating AIR MILES merchants.

On top of earning Air Miles rewards on all purchases made with the BMO AIR MILES World Elite Mastercard, cardholders can access a variety of complementary services, such as VIP lounges access, flight deals, as well as travel protection and roadside assistance benefits.

Use any BMO AIR MILES credit card with your AIR MILES Card when you shop at Sobeys, Safeway, Foodland & Participating Co-op’s, Urban Fresh, Thrifty Foods, IGA, Les Marchés Traditions and Rachelle Béry.

To qualify for a BMO AIR MILES World Elite Mastercard, you need to earn an income of at least $80,000 as an individual. Alternatively, you can apply using your household income, which must be at least $150,000. The card has an annual fee of $120 and an interest rate of 20.99% on purchases and 22.99% on cash advances and balance transfers.

Additional cards are available for $50 a year. Enroll a spouse, family member or friend to help you accumulate Air Miles at an even faster rate.


Why get the BMO AIR MILES®† World Elite®* Mastercard®*?

Receive 15% off flights - BMO Air Miles World Elite Mastercard cardholders are eligible to save up to 15% on all Air Miles flights within North America, with no blackout periods, meaning you’ll always be able to redeem your travel points, even during peak travel seasons.  

VIP airport lounge access - Cardholders gain exclusive access to VIP airport lounges worldwide with a Priority Pass membership (a value of $150).  

Travel protection and roadside assistance - Cardholders can travel without worry because the BMO Air Miles World Elite Mastercard offers world-class travel and medical protection, as well as roadside assistance.

Shop at Costco - Cardholders can use the BMO AIR MILES World Elite Mastercard at any Costco location. 

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