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SimplyCash® from American ExpressApply Now
- Network Provider
- American Express
- American Express
- RewardsNo Fee
- Annual fee
- Purchase interest rate
- Cash advance rate
- 21.99% *provided you make your minimum monthly payments on time
- Balance transfer rate
- Credit Needed
- Good (650-749)
In your first 10 months as a new SimplyCash® Card from American Express Cardmember, you can earn a $10 statement credit for each monthly billing period in which you spend $300 in purchases on your Card. This could add up to $100 in statement credits in the first 10 months.
- Earn accelerated earn rates on eligible gas and grocery purchases
- Earn 2% cash back on eligible gas purchases in Canada, 2% cash back on eligible grocery purchases in Canada (up to $300 cash back annually), and 1.25% cash back on all other eligible purchases
- Access events and special offers curated for Cardmembers with American Express® Experiences
- Insurance coverage and 24/7 Customer Service
- American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
- 24/7 Customer Service
- Entertainment Benefits
- Extended Warranty
- Purchase Protection
- Rental Car Insurance
- Travel Insurance
About This Card
The SimplyCash Card from American Express is a no-fee, low-interest credit card that boasts a variety of cash back opportunities. To qualify for the card, you need an above-average credit score (690 or higher).
The interest rate on purchases is 20.99%. Depending on your payment history, your rate could rise to 24.99% or 26.99%. This applies to cash advances too.
In the first 10 months, new SimplyCash® Card from American Express Cardmembers can earn a $10 statement credit for each monthly billing period in which you spend $300 in purchases on your Card. This could add up to $100 in statement credits in the first 10 months
SimplyCash users are eligible to access virtual events and special offers with American Express® Experiences. Card users can also use Apple Pay at participating merchants.
Plus, cardholders can earn $100 for each person they refer to the SimplyCash card, up to an annual maximum of $750.
Why get the SimplyCash Card from American Express?
Major insurance benefits - SimplyCash will cover your car rental damage and theft. It also covers up to $100,000 in travel accident insurance so you can travel at ease.
Purchase protection - The SimplyCash card from American Express comes with a purchase protection plan and a buyer's assurance protection plan, so there's no need to worry about theft and fraudulent activity.
No fees for additional cards - There are no annual fees for additional cards and primary users can register up to nine secondary accounts.
Around the clock support - The SimplyCash card comes with 24/7 customer service, with an American Express representative waiting to speak with you.