21.99% *provided you make your minimum monthly payments on time
Balance transfer rate
N/A
Credit Needed
Good (650-749)
Card description
In your first 3 months as a new SimplyCash® Card from American Express Cardmember, you can earn a bonus 5% cash back on all purchases (up to $2,000 in purchases). That’s on top of your everyday cash back earn rates. That’s up to $100 in bonus cash back.
Earn 2% cash back on eligible gas purchases in Canada, 2% cash back on eligible grocery purchases in Canada (up to $300 cash back annually), and 1.25% cash back on all other eligible purchases
Access events and special offers curated for Cardmembers with Amex ExperiencesTM
Insurance coverage and 24/7 Customer Service
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment
Card Features
24/7 Customer Service
Entertainment Benefits
Extended Warranty
Purchase Protection
Rental Car Insurance
Travel Insurance
About This Card
The SimplyCash Card from American Express is a no-fee, low-interest credit card that boasts a variety of cash back opportunities. To qualify for the card, you need an above-average credit score (690 or higher).
The interest rate on purchases is 21.99%. Depending on your payment history, your rate could rise to 25.99% or 28.99%. This applies to cash advances too.
In the first 3 months, new SimplyCash® Card from American Express Cardmembers can earn 5% cash back on all purchases (up to $2,000 in purchases). That’s on top of your everyday cash back earn rates. That’s up to $100 in bonus cash back.
SimplyCash users are eligible to access virtual events and special offers with American Express® Experiences. Card users can also use Apple Pay at participating merchants.
Why get the SimplyCash Card from American Express?
Major insurance benefits - SimplyCash will cover your car rental damage and theft. It also covers up to $100,000 in travel accident insurance so you can travel at ease.
Purchase protection - The SimplyCash card from American Express comes with a purchase protection plan and a buyer's assurance protection plan, so there's no need to worry about theft and fraudulent activity.
No fees for additional cards - There are no annual fees for additional cards and primary users can register up to nine secondary accounts.
Around the clock support - The SimplyCash card comes with 24/7 customer service, with an American Express representative waiting to speak with you.
