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SimplyCash™ from American Express

SimplyCash™ from American Express

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Network Provider
American Express
Provider
American Express
Types
Rewards
No Fee
Annual fee
$0
Purchase interest rate
19.99%
Cash advance rate
21.99% *provided you make your minimum monthly payments on time
Balance transfer rate
N/A
Credit Needed
Good (650-749)

Card description

  • New SimplyCashTM from American Express Cardmembers can earn 4% cash back on purchases (up to $200 cash back) for the first 6 months of Cardmembership
  • Earn 1.25% cash back on purchases when your Welcome Rate ends 
  • No limit to the amount of cash back you can earn after your Welcome Rate ends 
  • Access virtual events and special offers curated for Cardmembers with American Express® Experiences
  • Insurance coverage and 24/7 Customer Service 
  • American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply

Card Features

  • 24/7 Customer Service
  • Entertainment Benefits
  • Extended Warranty
  • Purchase Protection
  • Rental Car Insurance
  • Travel Insurance

About This Card

The SimplyCash Card from American Express is a no-fee, low-interest credit card that boasts a variety of cash back opportunities. To qualify for the card, you need an above-average credit score (690 or higher).

The interest rate on purchases is 19.99%. However, missed or late payments can trigger an increase in your interest rate. Depending on your payment history, your rate could rise to either 23.99% or 26.99%. This applies to cash advances as well.

The standard cash back rate on all purchases is 1.25%. But for the first six months, new cardholders can earn 4% cash back on purchases (up to $200 in cash back). 

SimplyCash users are eligible to access virtual events and special offers with American Express® Experiences. Card users can also use Apple Pay at participating merchants.

Plus, cardholders can earn $100 for each person they refer to the SimplyCash card, up to an annual maximum of $750.

Why get the SimplyCash Card from American Express?


Major insurance benefits - SimplyCash will cover your car rental damage and theft. It also covers up to $100,000 in travel accident insurance so you can travel at ease.

Purchase protection - The SimplyCash card from American Express comes with a purchase protection plan and a buyer's assurance protection plan, so there's no need to worry about theft and fraudulent activity.

No fees for additional cards - There are no annual fees for additional cards and primary users can register up to nine secondary accounts.

Around the clock support - The SimplyCash card comes with 24/7 customer service, with an American Express representative waiting to speak with you.

 

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