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TD Cash Back Visa Infinite* Card

This offer is not available for residents of Quebec. †Terms and conditions apply..

Network Provider: VISA
Provider: TD Canada Trust
Type: Rewards
Annual fee: $139 First year annual fee rebate^†
Purchase interest rate: 21.99%
Cash advance rate: 22.99%
Balance transfer rate: 22.99%
Credit Needed: Good (650-749)

Card description

Earn up to $600 in value^†, including 10% in Cash Back Dollars in the first 3 months on Bonus Eligible Purchases up to a total spend of $3,500^†. Conditions apply. Offer effective as of April 30, 2025.

Bonus Eligible Purchases are Gas Purchases, Grocery Purchases & Pre-authorized payments, until a total collective spend of $3,500 of such purchases have been made^†.
24/7 Emergency Roadside Assistance with Deluxe TD Auto Club membership, included at no additional cost.
Get an annual fee rebate for the first year^†.

To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the first Additional Cardholder first-year annual fee rebate, you must add your first Additional Cardholder while the offer is in effect.

Starbucks Bonus Offer for New Linked Members^†: Link your TD Cashback Visa Infinite to earn 600 Starbucks Stars and redeem them for free Starbucks treats. Limited time only. Conditions and restrictions apply.

Earn Cash Back Dollars on every eligible purchase.
Emergency Road Services with Deluxe TD Auto Club Membership
Complimentary Visa Infinite* Concierge service^† available 24/7
Mobile Device Insurance^†: Up to $1,000 of coverage in the event of loss, theft, accidental damage, or mechanical breakdown for eligible mobile devices.
Earn 3% in Cash Back Dollars on Grocery, Gas & Electric Vehicle Charging, Public Transit Purchases^†.
Earn 3% in Cash Back Dollars on Recurring Bill Payments, and Streaming, Digital Gaming & Media Purchases^†.
Earn 1% Cash Back Dollars on all other Purchases made with your Card^†
Redeem your Cash Back Dollars to help pay down your Account balance whenever you please - the choice is yours!^†
Your Cash Back Dollars never expire as long as your account is open and in good standing.

Minimum Income Requirement: $60,000 personal or $100,000 household annual income.

Card Features

24/7 Customer Service
Entertainment Benefits
Extended Warranty
Hotel Benefits
Purchase Security
Rental Car Insurance
Roadside Assistance Program
Travel Insurance
Visa Infinite Benefits

About This Card

In addition to offering Cash Back Dollars on every eligible purchase, the TD Cash Back Visa Infinite* Card includes travel insurance coverage and other benefits and perks.

Travel Benefits

Travel Medical Insurance^† - Up to $2 million of coverage for the first 10 days. If you or your spouse is aged 65 or older, you are covered for the first 4 days of your trip. Additional top-up coverage is available.
Delayed and Lost Baggage Insurance^† - Up to $1,000 overall coverage per insured person toward the purchase of essentials such as clothes and toiletries if your baggage is delayed more than 6 hours or lost.
Emergency Travel Assistance Services^† - Help is just a call away. Toll-free access to help in the event of a personal emergency while travelling.
Mobile Device Insurance^†: Get mobile device protection of up to $1,000 in coverage in the event of the loss, theft, accidental damage or mechanical breakdown for eligible mobile devices when you use your Card to pay all of your monthly mobile bill payments and any upfront costs, or charge at least 75% of the purchase price when paying the full cost of your new mobile device up front.

Automotive Benefits

Free Deluxe TD Auto Club Membership^†: Deluxe TD Auto Club membership is included at no charge with the TD Cash Back Visa Infinite* Card. You'll be covered 24 hours a day with Emergency Road Services in case something goes wrong when you are out on the road.
Complimentary Visa Infinite* Concierge^†: On-call 24 hours a day, seven days a week. The Visa Infinite Concierge can help with any Cardholder request — big or small, to help you get the most out of life whenever you travel, shop and use your Card. Call toll-free from Canada and the U.S.: 1-888-853-4458 From outside Canada and the U.S.: 1-630-350-4545
Visa Infinite* Luxury Hotel Collection^†: Receive seven exclusive benefits when you book your stay through the Visa Infinite Luxury Hotel Collection featuring over 900 of the world’s most intriguing properties.
Visa Infinite Dining Series^†: As a Visa Infinite Cardholder, you have access to exclusive gourmet events that cater to your astute tastes. The Visa Infinite Dining Series serves up culinary explorations with prized chefs and acclaimed wines.
Visa Infinite Wine Country Program^†: Show your Visa Infinite card onsite and you can experience exclusive benefits at over 95 participating wineries in British Columbia, Ontario and Sonoma Valley including discounts on wine purchases, complimentary tastings, private vineyard tours and much more.
Visa Infinite Entertainment Access^†: Get exclusive access to tickets to curated events across Canada throughout the year. Visa Infinite Cardholders can also enjoy exclusive benefits, access and offers for the Toronto International Film Festival^®
Visa Infinite Troon Golf^†: Receive elevated Troon Rewards^®Silver Status at over 95 courses and 10% off on green fees, merchandise and lessons at participating Troon Rewards golf courses.

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†Terms and conditions apply.