By: Nelson Smith on March 2, 2015
Lease or Finance? How You Should Buy Your Next Car

Getting a new car doesn’t seem like a complicated process. You show up, test drive a few vehicles, and decide on one. It can all be done in the course of a couple hours if you’re feeling ambitious.

But there’s one question that remains after you pick out the model -- should you finance it, or go for a lease? Let’s delve into the pros and cons of each.

By: Gary Parkinson on February 27, 2015
The Worst Credit Card Passwords Are The Easiest To Crack

Passwords are among the most important security features in today’s digital era. Passwords have the power to keep your personal information safe, if they are used appropriately. But an unsecure password will do little to deter scammers from stealing your information.

By: Nelson Smith on February 25, 2015
Ways to Save Wednesdays: Travel (and Get Warm) on the Cheap

As winter in Canada drags on into its 10th month (author’s estimate), I imagine most of you reading this are starting to get a little sick of the indoors. Patio and shorts weather just can’t come fast enough.

Which is why many Canadians throw off the shackles of winter for a holiday lounging in sunny Mexico or Cuba, drink in their hand while enjoying a nice ocean breeze. But who wants to pay retail for a vacation like that?
 
Here are 5 ways you can save serious cash on your next tropical getaway.

By: Nelson Smith on February 24, 2015
What Happens to Your Mortgage Payment if Interest Rates Go Up?

When deciding whether to take a fixed or a variable rate mortgage, there are many things to consider. But for most people, one factor overwhelms the whole thought process: if mortgage rates jump up, will I be stuck paying hundreds more each month in payments?

It’s a very legitimate concern, especially in today’s world of ultra-low interest rates and inflated real estate prices. Let’s take a closer look at this complex issue.

Subscribe to our Newsletter

Get exclusive offers and discounts, personal finance tips from our bloggers and news you can use to save money.

By: Nelson Smith on February 19, 2015
Financing Your Vehicle? Here's How to Get the Best Deal

According to a study by Maritz Research, approximately 25% of people will pay cash for their next vehicle purchase. That leaves 75% of us who are either going to have to get financing or end up taking the bus.

The world of auto financing can be a scary and dangerous place, especially for people who haven’t done it before. But fear not; we have some great tips that will save you money and hopefully calm your anxiety about the whole experience.

 

By: Nelson Smith on February 18, 2015
Ways to Save Wednesdays: How to Save Serious Cash on Groceries

It’s Wednesday, which means it’s time for another money saving post from LowestRates.ca!

For most people reading this, groceries are likely the 3rd biggest expense you have each month, after shelter and transportation. A small family can easily spend hundreds of dollars per month on groceries, and that’s not even counting restaurant costs.
 
Here are 4 easy ways to save some cash the next time you head to the grocery store.

Pages