Tahnya Kristina is a Certified Financial Planner and professional financial writer. With over 15 years of experience in the banking industry she enjoys helping people pay down debt, live within a budget, and save for personal goals. Tahnya speaks from real-life experience because she found herself over $50k in debt in her 20s thanks to living beyond her means and misusing credit cards. Now she enjoys living debt free and helps others find financial happiness. Follow her on Twitter @TahnyaKristina for tips on how to have a healthy relationship with money and enjoy living debt free.