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What our users say:

Based on 312 reviews
May 12
Meghan Ford helped me and she was…
Meghan Ford helped me and she was amazing. I saved $160/month between home and a...
May 11
Easy, clear and fast. Very effective.
Rene Izquierdo de la Cruz
May 7
I was looking for the cheapest…
I was looking for the cheapest insurance I can find and Imad helped me so much. ...
Janine Ferrigon
May 6
Sonia was very helpful and nice…
Sonia was very helpful and nice throughout the whole process. She got me the bes...
Ali Al-Rubayee
May 6
I got a hassle-free quick quote from…
I got a hassle-free quick quote from good insurance companies. This site is very...
May 6
Very friendly and professional
Very friendly and professional. She always try to help. Really appreciate.
Binod Shrestha
May 5
Imad was extremely helpful and patient…
Imad was extremely helpful and patient with all our requests. He listened to our...
Guy St-Pierre
May 5
He was so amazing
He was so amazing. He went out his way to help me. He deserves a raise Very po...
Shahin Abbaskhan
May 4
Thanks for your help
Though unable to match my current insurance providers quote, Sonia handled my in...
Kent Warnock
April 29
Very accommodating and explained the…
Very accommodating and explained the pros and cons of insurance clearly..
April 27
Excellent Service
Ryan was over and beyond helpful and very detailed on getting me the best insura...
Adam Mckenzie
April 27
Great rates!
Ryan was very helpful and polite.He went all out to find me the best rate. He wa...
Linda Shelton
April 22
Wonderful experience!!!
My call started off with simple inquiries about the quote i recieved. I spoke wi...
emily murray
April 22
The service was excellent
The service was excellent. Emad provided awesome service for me.
John Bowden
April 19
Fast and professional customer service
Fast and professional customer service. All of my questions were answered and I...
April 16
Chelsea was very helpful and a pleasant…
Chelsea was very helpful and a pleasant person to deal with.
Keith Tarala
April 16
simple quick and easy
simple, quick and easy
tony palumbo
April 16
Happy Friday!!
Customer service was GREAT!
April 14
Excellent service
Excellent service. Thanks Chelsea
Nishanthan Ganeshan
April 11
Within minutes
Within minutes, I had results and was able to make my decision right after. Lowe...
Terry L
April 9
Knowledgeable and communicated…
Knowledgeable and communicated thoroughly.
April 8
Very helpful
Very helpful Thank you
Kamaljit S Sond
April 8
Five stars all the way
Five stars all the way. I found thus web page pretty awesome
Thomas Cowan

Get approved for a car loan in Fredericton. Just like that.

There’s no credit check and no hassle. Just complete our online application and get approved for an auto loan in 48 hours or less. And then, congratulations — you’ll be driving around in Fredericton with your own car.

We can help you even if you have:

  • Bad credit.
  • No credit.
  • Good credit.
  • Late payments.
  • Repossession.
  • Collections.
  • A bankruptcy.
  • A divorce.
  • New Canadian status.

How it works. Hint: It's free!

  1. Enter your information.
  2. Get matched with a dealership and get approved for a loan.
  3. Choose a vehicle from the dealership offering you a loan.

Fredericton car loans made easy.

We’re proud of the car loan service we offer. Here’s why applying for a car loan online through is the better way.

Your Fredericton car loan questions, answered.

What are the minimum requirements to qualify for a car loan in Fredericton?

You need to be 18 or older, a Canadian resident, and fully licensed. You also need employment income of at least $1,500 per month.

My credit score is really low — will I still be eligible for a car loan through your site?

Of course. That’s the goal of our service: to make it easier for drivers with bad credit to get the auto financing they need. As long as you meet our car loan requirements (listed above), we’ll match you with an auto dealer based in Fredericton or wherever else you live in New Brunswick.

Can I use my new car loan to pay off an existing loan on another vehicle?

No. The car loan you get approved for through our site can only be used to purchase a car, not to refinance a car you already have.

Does HST apply to used car purchases?

Yes. Sales tax applies to both used and new car purchases in Fredericton. As of July 2016, the sales tax rate in New Brunswick is 15% — the highest in Canada.

Do you work with specific auto dealerships in Fredericton?

Yes. We work with an exclusive network of licensed dealerships located in Fredericton and throughout New Brunswick. All the dealerships in our network specialize in car loans for Canadians with impaired credit (or no credit at all). So don’t worry — the dealership you’re matched with will always be a good fit.

Does the length of my car loan term affect my monthly car loan payments?

Yes. The longer your car loan term, the cheaper your monthly payments. And the opposite is true for shorter car loans.

Longer car loan terms (48 months or more) break your principal balance (amount owed) into smaller payments, but you also have to make more payments — and you’re charged interest on each payment.

Check the graph below to see how a car loan term can affect your monthly payments.

Monthly payments on a $5,000 car loan (at 8% interest)

Length of car loanCar loan payment
24 months$226
36 months$157
48 months$122
60 months$101
72 months$88
84 months$78
96 months$71

About our auto loan network.

  • It's nationwide, servicing all provinces.
  • It's a free, fully secure, no obligation loan service.
  • It provides car loans that range from $5,000 – $40,000.
  • It offers market competitive interest rates, speedy approvals, and affordable payments.
  • It boasts a 100% acceptance rate, even if you have no credit or bad credit.

Fredericton car loan tips

Choose a short loan term

A shorter term forces you to make bigger monthly contributions toward your loan. And that’s a good thing. You’ll quickly pay off your car loan debt and reduce the amount you have to spend on interest.

Research before you buy

Get to know the car you’re interested in. Check its safety ratings, get a car insurance quote, and read consumer reviews. If you still want to buy it, get an inspection from a qualified mechanic.

Consider the lifespan of your car

Avoid a situation where you’re still paying off your car loan after you’ve moved on from the actual car. For example, if you plan on replacing your car after 4 years, don’t spread your loan across a 6-year term.

Leverage your HST credit

Some Fredericton residents are eligible for an HST credit. If you’re getting a credit this year, earmark that money for your car loan payments or other car ownership costs (gas, insurance, repairs, etc.).

Fredericton car loan facts

  1. New Canadian residents living in Fredericton won’t have trouble buying a car — you don’t need any credit history to qualify for a sizeable auto loan through our service.
  2. A generous tax credit is coming to New Brunswick in October 2016. That means qualifying Fredericton residents may have a little extra cash to put toward a car.
  3. In 2015, New Brunswick reported the second-highest number of vehicle registrations in the Maritimes, with 554,368 new entries. Nova Scotia, in the number one spot, had over 600,000 registrations.
  4. Good news for electric vehicle drivers or hopeful buyers: Fredericton currently has 4 EV charging stations, including one at city hall.

Fredericton car loan myths

  1. Getting a bad credit auto loan will further damage my credit. False. As long as you consistently make your payments on time, your credit will not be damaged by getting a bad credit auto loan. A record of good payment habits will actually help you repair your credit.
  2. Car loans for brand-new vehicles tend to have higher interest rates. False. Actually, car loans for used cars have higher interest rates. That’s partly due to the fact that used car buyers often have lower credit scores and therefore pose a greater risk to lenders.
  3. It’s always cheaper to buy a vehicle privately because there’s no sales tax. False. There is a tax on private vehicle sales in New Brunswick. If you buy a car privately, you’ll have to pay 15% PVT (Provincial Vehicle Tax).
  4. It’s hard to get an auto loan for a used car. False. In fact, the process is just as easy as getting an auto loan for a new car. Actually, the process is pretty much the same.

Car loan news

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